圈子堅定否認有謠言，建議它計劃申請美國銀行許可證

“我們敦促國會現在通過兩黨付款穩定立法來倡導美國的創新，穩定和消費者安全。”

Circle, the issuer of the USDC stablecoin, has no plans to apply for a U.S. banking license, the firm’s Chief Strategy Officer Dante Disparte clarified on Wednesday.

USDC Stablecoin的發行人Circle沒有計劃申請美國銀行許可證，該公司的首席戰略官Dante Disparte週三澄清了。

Disparte’s comment on X (formerly Twitter) follows a report by Bloomberg, which stated that Circle was preparing to apply for a banking license in the wake of the administration’s actions.

Disparte對X（以前是Twitter）的評論遵循彭博社的一份報告，該報告表示，在政府的行動之後，Circle正準備申請銀行許可證。

"For the record, Circle has zero interest in becoming a bank or any other type of insured depository institution," Disparte said.

Disparte說：“根據記錄，Circle成為成為銀行或任何其他類型的被保險存款機構的興趣零。”

Instead, he said the firm is focused on aligning itself with future regulations on payment stablecoins. According to Disparte, Circle is prepared to register under a state or federal trust charter or operate through a non-bank license if required.

相反，他說，該公司專注於與未來有關付款穩定的法規保持一致。根據Disparte的說法，Circle準備根據州或聯邦信託憲章進行註冊，或者如果需要，則通過非銀行許可進行操作。

Disparte’s statement directly contradicts a report by Bloomberg earlier this week, which stated that Circle and Coinbase were preparing to apply for banking licenses.

Disparte的聲明與本週早些時候彭博社的一份報告直接矛盾，該報告表示，Circle和Coinbase準備申請銀行許可證。

The speculations stem from the fact that U.S. regulators have been showing more receptiveness toward crypto in recent times. For instance, the Federal Reserve recently rolled back previous guidance that limited traditional banks’ ability to interact with digital assets, including dollar-based tokens.

猜測源於以下事實：美國監管機構最近對加密貨幣表現出更多的接受。例如，美聯儲最近撤銷了以前的指南，該指南限制了傳統銀行與數字資產互動的能力，包括基於美元的令牌。

The reversal is being seen by many as a green light for broader crypto adoption. Commenting on the development, Jason Karsh, a business leader at Blocks, said the change was a "meaningful step."

逆轉被許多人視為綠燈，以實現更廣泛的加密採用。 Blocks的業務負責人Jason Karsh在評論這一發展時說，這一變化是“有意義的一步”。

"This is a small but meaningful step in the right direction. It will allow banks to provide crypto-related services and products to customers without needing special permission," Karsh added.

Karsh補充說：“這是朝著正確方向邁出的小但有意義的一步。它將允許銀行在不需要特殊許可的情況下向客戶提供與加密相關的服務和產品。”

Disparte’s comments also come as the U.S. Congress continues to work on two key bills that could shape the future of stablecoin regulation in the country.

隨著美國國會繼續制定可能影響該國Stablecoin監管的未來的兩個關鍵法案，Disparte的評論也出現了。

The first bill, the STABLE Act, recently cleared the House Financial Services Committee. The second, the GENIUS Act, is also progressing through the legislative pipeline. Both bills propose new standards for liquidity, reserves, and compliance with anti-money laundering rules.

第一項法案是《穩定法》，最近清除了眾議院金融服務委員會。第二，《天才法》也正在通過立法管道進行。這兩項法案均提出了有關流動性，儲備金以及遵守反洗錢規則的新標準。

Lawmakers hope the legislation will help maintain the global influence of the U.S. dollar by building trust around U.S.-based stablecoin issuers.

立法者希望該立法將通過圍繞美國的Stablecoin發行人建立信任來幫助維持美元的全球影響力。