圈子坚定否认有谣言，建议它计划申请美国银行许可证

“我们敦促国会现在通过两党付款稳定立法来倡导美国的创新，稳定和消费者安全。”

Circle, the issuer of the USDC stablecoin, has no plans to apply for a U.S. banking license, the firm’s Chief Strategy Officer Dante Disparte clarified on Wednesday.

USDC Stablecoin的发行人Circle没有计划申请美国银行许可证，该公司的首席战略官Dante Disparte周三澄清了。

Disparte’s comment on X (formerly Twitter) follows a report by Bloomberg, which stated that Circle was preparing to apply for a banking license in the wake of the administration’s actions.

Disparte对X（以前是Twitter）的评论遵循彭博社的一份报告，该报告表示，在政府的行动之后，Circle正准备申请银行许可证。

"For the record, Circle has zero interest in becoming a bank or any other type of insured depository institution," Disparte said.

Disparte说：“根据记录，Circle成为成为银行或任何其他类型的被保险存款机构的兴趣零。”

Instead, he said the firm is focused on aligning itself with future regulations on payment stablecoins. According to Disparte, Circle is prepared to register under a state or federal trust charter or operate through a non-bank license if required.

相反，他说，该公司专注于与未来有关付款稳定的法规保持一致。根据Disparte的说法，Circle准备根据州或联邦信托宪章进行注册，或者如果需要，则通过非银行许可进行操作。

Disparte’s statement directly contradicts a report by Bloomberg earlier this week, which stated that Circle and Coinbase were preparing to apply for banking licenses.

Disparte的声明与本周早些时候彭博社的一份报告直接矛盾，该报告表示，Circle和Coinbase准备申请银行许可证。

The speculations stem from the fact that U.S. regulators have been showing more receptiveness toward crypto in recent times. For instance, the Federal Reserve recently rolled back previous guidance that limited traditional banks’ ability to interact with digital assets, including dollar-based tokens.

猜测源于以下事实：美国监管机构最近对加密货币表现出更多的接受。例如，美联储最近撤销了以前的指南，该指南限制了传统银行与数字资产互动的能力，包括基于美元的令牌。

The reversal is being seen by many as a green light for broader crypto adoption. Commenting on the development, Jason Karsh, a business leader at Blocks, said the change was a "meaningful step."

逆转被许多人视为绿灯，以实现更广泛的加密采用。 Blocks的业务负责人Jason Karsh在评论这一发展时说，这一变化是“有意义的一步”。

"This is a small but meaningful step in the right direction. It will allow banks to provide crypto-related services and products to customers without needing special permission," Karsh added.

Karsh补充说：“这是朝着正确方向迈出的小但有意义的一步。它将允许银行在不需要特殊许可的情况下向客户提供与加密相关的服务和产品。”

Disparte’s comments also come as the U.S. Congress continues to work on two key bills that could shape the future of stablecoin regulation in the country.

随着美国国会继续制定可能影响该国Stablecoin监管的未来的两个关键法案，Disparte的评论也出现了。

The first bill, the STABLE Act, recently cleared the House Financial Services Committee. The second, the GENIUS Act, is also progressing through the legislative pipeline. Both bills propose new standards for liquidity, reserves, and compliance with anti-money laundering rules.

第一项法案是《稳定法》，最近清除了众议院金融服务委员会。第二，《天才法》也正在通过立法管道进行。这两项法案均提出了有关流动性，储备金以及遵守反洗钱规则的新标准。

Lawmakers hope the legislation will help maintain the global influence of the U.S. dollar by building trust around U.S.-based stablecoin issuers.

立法者希望该立法将通过围绕美国的Stablecoin发行人建立信任来帮助维持美元的全球影响力。