Banco Industrial將Sukupay的USDC Stablecoin基礎設施嵌入其移動銀行應用程序

該合作夥伴關係使危地馬拉人能夠以固定費用立即從美國收到匯款。它還消除了對加密錢包或複雜銀行詳細信息的需求。

Banco Industrial, the largest bank in Guatemala, has partnered with blockchain firm SukuPay to launch a cross-border remittance service using the USDC stablecoin.

危地馬拉最大的銀行Banco Industrial與區塊鏈公司Sukupay合作，使用USDC Stablecoin推出了跨境匯款服務。

The service, which allows users in the U.S. to send remittances instantly to any phone number in Guatemala for a flat fee of $0.99, is accessible through the bank’s Zigi mobile app.

該服務允許美國的用戶通過銀行的Zigi移動應用程序訪問危地馬拉的任何電話號碼，以固定費用將匯款發送到危地馬拉的任何電話號碼。

Banco Industrial's Integration of SukuPay’s Stablecoin Infrastructure

Banco Industrial的Sukupay的Stablecoin基礎設施的整合

This partnership marks one of the most advanced instances of crypto-native technology being embedded into a Latin American bank’s core services. SukuPay’s protocol has been integrated into a regulated institution, while the service to end-users is designed without any direct interaction with crypto.

該合作夥伴關係標誌著加密本地技術最先進的實例之一，該實例嵌入了拉丁美洲銀行的核心服務中。 Sukupay的協議已集成到受監管的機構中，而最終用戶的服務是與加密無直接互動的設計。

The implementation also reflects the trend of blockchain quietly powering traditional banking operations without requiring users to understand the technology.

該實施還反映了區塊鏈悄悄為傳統銀行業務提供動力的趨勢，而無需用戶了解該技術。

"We are excited to partner with Banco Industrial to launch this innovative remittance service," said SukuPay CEO. "This partnership will help to improve the lives of millions of Guatemalans by providing them with a faster, cheaper, and more convenient way to receive money from the U.S."

Sukupay首席執行官說：“我們很高興與Banco Industrial合作推出這項創新的匯款服務。” “這種夥伴關係將通過為他們提供更快，更便宜，更方便的方式來從美國獲得錢的危險性危地馬拉人的生活有助於改善數百萬的危地馬拉人的生活”

Guatemala is a major recipient of remittances, with about $21 billion sent to the country each year, equal to nearly 20% of its GDP. However, only 35% of Guatemalan adults had an account at a bank or other financial institution in 2022, according to the World Bank.

危地馬拉是匯款的主要接受者，每年向該國發送約210億美元，相當於其GDP的近20％。但是，據世界銀行稱，危地馬拉成年人中只有35％在2022年在銀行或其他金融機構擁有帳戶。

SukuPay’s system aims to overcome this gap by working with an existing and widely used mobile app in Zigi, which is designed for broad accessibility.

Sukupay的系統旨在通過使用Zigi中現有且廣泛使用的移動應用程序來克服這一差距，該應用程序旨在廣泛可訪問性。

Those sending money to Guatemala only need a phone number to instantly send any amount of USDC, which can then be accessed without the recipient needing an International Bank Account Number (IBAN) or to create a digital wallet.

那些向危地馬拉匯款的人只需要一個電話號碼即可立即發送任何數量的USDC，然後就可以訪問這些電話號碼，而無需接收者需要國際銀行帳號（IBAN）或創建數字錢包。

This feature is especially relevant to the unbanked population, who often face technical and financial barriers when trying to access funds.

此功能尤其與沒有銀行的人​​口有關，他們在嘗試獲得資金時經常面臨技術和財務障礙。

SukuPay’s solution was designed from the ground up to be massively scalable and accessible to the most underserved demographics. The company's vision is to embed blockchain infrastructure invisibly into mainstream systems to drive rapid adoption.

Sukupay的解決方案是從頭開始設計的，可大規模擴展，並可以對最不足的人口統計數據進行訪問。該公司的願景是將區塊鏈基礎設施無形地嵌入到主流系統中，以推動快速採用。

According to Chainalysis 2024 data, Latin America is the second-fastest-growing region for cryptocurrency adoption. While Guatemala trails countries like Argentina, Mexico, and Colombia in the Global Crypto Adoption Index, its financial ecosystem is quickly catching up.

根據Chainalysis 2024數據，拉丁美洲是採用加密貨幣的第二快增長的地區。儘管危地馬拉在全球加密貨幣指數中以阿根廷，墨西哥和哥倫比亞等國家的踪跡落後，但其金融生態系統正在迅速追趕。

SukuPay’s infrastructure, launched in April 2024, delivers fast, low-cost, and secure cross-border payments without requiring cryptocurrency literacy.

Sukupay的基礎設施於2024年4月推出，可提供快速，低成本和安全的跨境支付，而無需加密貨幣素養。

It operates on the Polygon network and uses USDC stablecoins to support real-world transactions. Using stablecoins instead of volatile tokens ensures consistency for both the sender and receiver in the U.S. and Guatemala.

它在多邊形網絡上運行，並使用USDC Stablecoins來支持現實世界交易。使用Stablecoin而不是揮發性令牌確保在美國和危地馬拉的發件人和接收器的一致性。

Banco Industrial has a wide presence across Guatemala, Honduras, Panama, and El Salvador, making it a key player in the effort to modernize remittances.

Banco Industrial在危地馬拉，洪都拉斯，巴拿馬和薩爾瓦多都有廣泛的業務，使其成為現代匯款現代化的關鍵人物。

This integration of blockchain rails showcases how banks can seamlessly enhance services without changing user behavior, ultimately strengthening the region’s financial systems by improving cross-border liquidity.

這種區塊鏈鐵軌的整合展示了銀行如何無縫增強服務而不改變用戶行為，最終通過改善跨境流動性來增強該地區的金融系統。