Banco Industrial将Sukupay的USDC Stablecoin基础设施嵌入其移动银行应用程序

该合作伙伴关系使危地马拉人能够以固定费用立即从美国收到汇款。它还消除了对加密钱包或复杂银行详细信息的需求。

Banco Industrial, the largest bank in Guatemala, has partnered with blockchain firm SukuPay to launch a cross-border remittance service using the USDC stablecoin.

危地马拉最大的银行Banco Industrial与区块链公司Sukupay合作，使用USDC Stablecoin推出了跨境汇款服务。

The service, which allows users in the U.S. to send remittances instantly to any phone number in Guatemala for a flat fee of $0.99, is accessible through the bank’s Zigi mobile app.

该服务允许美国的用户通过银行的Zigi移动应用程序访问危地马拉的任何电话号码，以固定费用将汇款发送到危地马拉的任何电话号码。

Banco Industrial's Integration of SukuPay’s Stablecoin Infrastructure

Banco Industrial的Sukupay的Stablecoin基础设施的整合

This partnership marks one of the most advanced instances of crypto-native technology being embedded into a Latin American bank’s core services. SukuPay’s protocol has been integrated into a regulated institution, while the service to end-users is designed without any direct interaction with crypto.

该合作伙伴关系标志着加密本地技术最先进的实例之一，该实例嵌入了拉丁美洲银行的核心服务中。 Sukupay的协议已集成到受监管的机构中，而最终用户的服务是与加密无直接互动的设计。

The implementation also reflects the trend of blockchain quietly powering traditional banking operations without requiring users to understand the technology.

该实施还反映了区块链悄悄为传统银行业务提供动力的趋势，而无需用户了解该技术。

"We are excited to partner with Banco Industrial to launch this innovative remittance service," said SukuPay CEO. "This partnership will help to improve the lives of millions of Guatemalans by providing them with a faster, cheaper, and more convenient way to receive money from the U.S."

Sukupay首席执行官说：“我们很高兴与Banco Industrial合作推出这项创新的汇款服务。” “这种伙伴关系将通过为他们提供更快，更便宜，更方便的方式来从美国获得钱的危险性危地马拉人的生活有助于改善数百万的危地马拉人的生活”

Guatemala is a major recipient of remittances, with about $21 billion sent to the country each year, equal to nearly 20% of its GDP. However, only 35% of Guatemalan adults had an account at a bank or other financial institution in 2022, according to the World Bank.

危地马拉是汇款的主要接受者，每年向该国发送约210亿美元，相当于其GDP的近20％。但是，据世界银行称，危地马拉成年人中只有35％在2022年在银行或其他金融机构拥有帐户。

SukuPay’s system aims to overcome this gap by working with an existing and widely used mobile app in Zigi, which is designed for broad accessibility.

Sukupay的系统旨在通过使用Zigi中现有且广泛使用的移动应用程序来克服这一差距，该应用程序旨在广泛可访问性。

Those sending money to Guatemala only need a phone number to instantly send any amount of USDC, which can then be accessed without the recipient needing an International Bank Account Number (IBAN) or to create a digital wallet.

那些向危地马拉汇款的人只需要一个电话号码即可立即发送任何数量的USDC，然后就可以访问这些电话号码，而无需接收者需要国际银行帐号（IBAN）或创建数字钱包。

This feature is especially relevant to the unbanked population, who often face technical and financial barriers when trying to access funds.

此功能尤其与没有银行的人​​口有关，他们在尝试获得资金时经常面临技术和财务障碍。

SukuPay’s solution was designed from the ground up to be massively scalable and accessible to the most underserved demographics. The company's vision is to embed blockchain infrastructure invisibly into mainstream systems to drive rapid adoption.

Sukupay的解决方案是从头开始设计的，可大规模扩展，并可以对最不足的人口统计数据进行访问。该公司的愿景是将区块链基础设施无形地嵌入到主流系统中，以推动快速采用。

According to Chainalysis 2024 data, Latin America is the second-fastest-growing region for cryptocurrency adoption. While Guatemala trails countries like Argentina, Mexico, and Colombia in the Global Crypto Adoption Index, its financial ecosystem is quickly catching up.

根据Chainalysis 2024数据，拉丁美洲是采用加密货币的第二快增长的地区。尽管危地马拉在全球加密货币指数中以阿根廷，墨西哥和哥伦比亚等国家的踪迹落后，但其金融生态系统正在迅速追赶。

SukuPay’s infrastructure, launched in April 2024, delivers fast, low-cost, and secure cross-border payments without requiring cryptocurrency literacy.

Sukupay的基础设施于2024年4月推出，可提供快速，低成本和安全的跨境支付，而无需加密货币素养。

It operates on the Polygon network and uses USDC stablecoins to support real-world transactions. Using stablecoins instead of volatile tokens ensures consistency for both the sender and receiver in the U.S. and Guatemala.

它在多边形网络上运行，并使用USDC Stablecoins来支持现实世界交易。使用Stablecoin而不是挥发性令牌确保在美国和危地马拉的发件人和接收器的一致性。

Banco Industrial has a wide presence across Guatemala, Honduras, Panama, and El Salvador, making it a key player in the effort to modernize remittances.

Banco Industrial在危地马拉，洪都拉斯，巴拿马和萨尔瓦多都有广泛的业务，使其成为现代汇款现代化的关键人物。

This integration of blockchain rails showcases how banks can seamlessly enhance services without changing user behavior, ultimately strengthening the region’s financial systems by improving cross-border liquidity.

这种区块链铁轨的整合展示了银行如何无缝增强服务而不改变用户行为，最终通过改善跨境流动性来增强该地区的金融系统。