Can you buy crypto on KuCoin with a credit card?

Buy crypto on KuCoin with a credit card quickly and securely after verifying your account and entering your Visa or Mastercard details.

Jul 22, 2025 at 11:29 am

How to Buy Crypto on KuCoin with a Credit Card

KuCoin is one of the most popular cryptocurrency exchanges globally, offering a wide range of services, including the ability to purchase crypto using a credit card. This method is particularly favored for its speed and convenience, making it an ideal option for beginners and experienced traders alike. To initiate a purchase, users must first have a verified account on KuCoin. Once logged in, they can navigate to the [Buy Crypto] section, where credit card payment will be one of the available options.

Before proceeding, it's important to ensure that the credit card being used is Visa or Mastercard, as these are the most commonly accepted. Some regional restrictions may apply depending on the user's location. After selecting the card, users will need to enter the card details, including the card number, expiration date, and CVV code. KuCoin employs secure encryption protocols to protect this information, but users should always ensure they're on the official site and using a secure connection.

Fees and Limits for Credit Card Purchases

When buying crypto with a credit card on KuCoin, users should be aware of the associated fees and transaction limits. KuCoin typically charges a processing fee for credit card transactions, which is usually around 3.5% of the transaction amount. This fee is separate from any network or exchange fees and is clearly displayed before the transaction is confirmed.

In addition to fees, there are also daily and monthly purchase limits that vary depending on the user's verification level. For example, unverified accounts may only be allowed to purchase up to $50 worth of crypto per day, while fully verified users can transact significantly higher amounts, sometimes up to $100,000 or more per month. These limits are in place to comply with anti-money laundering (AML) regulations and to ensure the security of user funds.

Supported Cryptocurrencies via Credit Card

KuCoin allows users to buy a variety of cryptocurrencies using a credit card, though the selection may vary based on regional availability and market conditions. The most commonly supported cryptocurrencies include Bitcoin (BTC), Ethereum (ETH), Binance Coin (BNB), and Tether (USDT). These are typically the most liquid and widely accepted assets on the platform.

Users should note that not all cryptocurrencies listed on KuCoin can be purchased directly with a credit card. Some altcoins may require users to first buy a major cryptocurrency like BTC or ETH, and then trade it for the desired altcoin. This two-step process is standard across most exchanges and helps mitigate the risks associated with volatile or low-volume assets.

Security Measures and Verification Process

Before being allowed to buy crypto with a credit card, users must complete the identity verification process on KuCoin. This typically involves submitting a government-issued ID, such as a passport or driver's license, along with a selfie holding the document. The verification process can take anywhere from a few minutes to a couple of days, depending on the volume of requests and the clarity of the submitted documents.

KuCoin uses advanced security protocols, including two-factor authentication (2FA) and biometric verification, to protect user accounts. It is highly recommended that users enable Google Authenticator or SMS-based 2FA to add an extra layer of security. Additionally, users should avoid sharing their login credentials or credit card information with anyone and ensure they’re using a trusted device and network when making transactions.

Troubleshooting Common Credit Card Issues

Despite KuCoin's user-friendly interface, some users may encounter issues when attempting to buy crypto with a credit card. One common problem is card rejection, which can occur for several reasons, including insufficient funds, incorrect card details, or regional restrictions. Users should double-check their card information and ensure that their bank allows cryptocurrency transactions.

Another frequent issue is payment timeout or processing delays. In such cases, users should wait for a few minutes and check their transaction history to see if the payment was processed. If the payment is not reflected in the account, users can contact KuCoin customer support and provide the transaction ID for further assistance. It's also advisable to reach out to the card issuer to confirm that the transaction wasn't flagged for fraud detection.

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Frequently Asked Questions

Q: Why is my credit card not working on KuCoin?

There could be multiple reasons, including incorrect card details, insufficient funds, or your bank blocking the transaction. Make sure the card is Visa or Mastercard, and contact your bank to confirm that crypto transactions are allowed.

Q: Can I use a prepaid credit card to buy crypto on KuCoin?

KuCoin generally accepts prepaid credit cards, but success may vary depending on the card issuer and region. Some prepaid cards may not be compatible with crypto transactions due to merchant restrictions.

Q: Is it safe to buy crypto with a credit card on KuCoin?

Yes, KuCoin uses SSL encryption and secure payment gateways to protect user data. However, users should always ensure they're on the official site and avoid using public Wi-Fi during transactions.

Q: Can I buy crypto with a credit card without verification on KuCoin?

You can make limited purchases without full verification, but to unlock higher limits and access more features, KYC verification is required.