沃伦·巴菲特（Warren Buffett）的净资产达到1.239亿英镑（1,654亿美元），因为市场波动促进了他的投资

市场波动和粘性通货膨胀使投资者很难安全地浏览复杂的宏观经济景观。

Berkshire Hathaway chair Warren Buffett's net worth stands at £123.96 billion ($165.4 billion), according to Forbes.

据《福布斯》报道，伯克希尔·海瑟薇（Berkshire Hathaway）主席沃伦·巴菲特（Warren Buffett）的净资产为1,239.6亿英镑（1654亿美元）。

The billionaire investor's vast fortune has grown even further in recent times, especially after most hedge funds and asset managers began to shuffle their portfolios to reduce losses incurred during the recent tariff-induced market crash.

亿万富翁投资者的巨额财富最近进一步增长，尤其是在大多数对冲基金和资产经理开始洗牌的投资组合以减少最近关税引起的市场崩溃时造成的损失。

Sticky inflation and market volatility have made it difficult for investors to maneuver the complex macroeconomic landscape.

粘性通货膨胀和市场波动使投资者难以操纵复杂的宏观经济景观。

Moreover, experts say the US government's changing policies and the federal system's internal shifts have increased the possibilities of a recession.

此外，专家说，美国政府的政策不断变化，联邦制内部的转变增加了经济衰退的可能性。

At the 2022 Berkshire Hathaway annual shareholders meeting, Buffett explained how investing in knowledge and self-improvement makes you an asset, granting you access to valuable opportunities easily for wealth growth.

巴菲特在2022年的伯克希尔·哈撒韦年度股东大会上，解释了对知识和自我完善的投资如何使您成为资产，从而使您可以轻松地获得宝贵的机会来实现财富增长。

"Whatever abilities you have can't be taken away from you. They can't be inflated away from you," he said. "The best investment by far is anything that develops yourself, and it's not taxed at all."

他说：“无论您所拥有的任何能力都无法从您身上夺走。它们不能从您身上膨胀。” “到目前为止，最好的投资是任何发展自己的东西，而且根本没有征税。”

Real Estate To Hedge Inflation, Defer Taxes

对冲通货膨胀，延期税收的房地产

When it comes to tangible assets, Buffett believes real estate is a "good investment" during times of inflation.

在有形资产方面，巴菲特认为，在通货膨胀时期，房地产是一项“好投资”。

"They're the businesses that you buy once, and then you don't have to keep making capital investments subsequently. So, you do not face the problem of continuous reinvestments involving greater and greater dollars because of inflation," the Oracle of Omaha had said in the 2015 Berkshire Hathaway shareholders meeting.

“它们是您一次购买的企业，然后您不必随后继续进行资本投资。因此，由于通货膨胀，您不会面对涉及越来越多美元的连续再投资的问题，”奥马哈的Oracle在2015年的伯克希尔·哈撒韦（Berkshire Hathaway）股东会议上表示。

Real estate investors can also postpone taxes on real estate transactions completely by utilizing 1031 exchanges. The rule allows you to defer capital gains tax on the sale of an investment property by reinvesting the proceeds into another like-kind property.

房地产投资者还可以通过使用1031次交易所来完全对房地产交易征税。该规则允许您通过将收益重新投资到另一个同样的财产来将投资物业的销售税缴纳资本利得税。

This rule can save you a significant amount of money because the proceeds from selling a property within one year of owning it are treated as ordinary income, which can increase your tax rates to up to 37%. Meanwhile, long-term capital gains tax rates for properties can be up to 20% based on your income tax bracket.

该规则可以为您节省大量资金，因为在拥有该物业的一年内出售财产的收益被视为普通收入，这可以将您的税率提高到37％。同时，根据您的所得税范围，房地产的长期资本利得税率最高可高达20％。

Stocks: Only If You Are Prepared To Face Market Upheavals

股票：仅当您准备面对市场动荡时

Buffett has encountered the worst recessions, double-digit inflation rates, and extreme volatility in the past half-century and has still managed to generate enormous wealth over the decades.

巴菲特在过去的五世纪中遇到了最差的衰退，两位数的通货膨胀率和极端波动，并且在过去的几十年中仍然设法产生了巨大的财富。

He follows his investment philosophy of buying great businesses at low prices and holding those investments for the long term.

他遵循他的投资理念，即以低价购买出色的业务并长期保持这些投资。

While ensuring he invests in high-quality businesses with strong fundamentals, Buffett also looks for efficiency, strength, negotiating power, and the management's vision. This strategy has helped his portfolio thrive during inflationary environments. He also understands that stocks are subject to broad market forces.

巴菲特在确保他投资于具有强大基本面的高质量企业的同时，还寻求效率，实力，谈判权力和管理层的愿景。这种策略帮助他的投资组合在通货膨胀环境中蓬勃发展。他还了解，股票受到广泛的市场力量。

The ongoing market downturn has led many people to make hasty financial decisions, such as tapping into their 401(k)s or trading stocks during volatile sessions. Experts say these actions can derail portfolios, wipe out years of savings, and negatively impact financial goals over the long run.

正在进行的市场下滑使许多人做出了仓促的财务决定，例如在波动性会议期间攻入401（k）或交易股票。专家说，这些行动可能会使投资组合，消除多年的储蓄并从长远来看对财务目标产生负面影响。

"You've got to be prepared when you buy a stock to have it go down 50% or more, and be comfortable with it... but some people are not really careful. Some people are more subject to fear than others," Buffett had said.

巴菲特说：“当您购买股票时，您必须做好准备，以使其下跌50％或更多，并且对此感到满意……但是有些人并不是很小心。有些人比其他人更容易受到恐惧。”