沃倫·巴菲特（Warren Buffett）的淨資產達到1.239億英鎊（1,654億美元），因為市場波動促進了他的投資

市場波動和粘性通貨膨脹使投資者很難安全地瀏覽複雜的宏觀經濟景觀。

Berkshire Hathaway chair Warren Buffett's net worth stands at £123.96 billion ($165.4 billion), according to Forbes.

據《福布斯》報導，伯克希爾·海瑟薇（Berkshire Hathaway）主席沃倫·巴菲特（Warren Buffett）的淨資產為1,239.6億英鎊（1654億美元）。

The billionaire investor's vast fortune has grown even further in recent times, especially after most hedge funds and asset managers began to shuffle their portfolios to reduce losses incurred during the recent tariff-induced market crash.

億萬富翁投資者的巨額財富最近進一步增長，尤其是在大多數對沖基金和資產經理開始洗牌的投資組合以減少最近關稅引起的市場崩潰時造成的損失。

Sticky inflation and market volatility have made it difficult for investors to maneuver the complex macroeconomic landscape.

粘性通貨膨脹和市場波動使投資者難以操縱複雜的宏觀經濟景觀。

Moreover, experts say the US government's changing policies and the federal system's internal shifts have increased the possibilities of a recession.

此外，專家說，美國政府的政策不斷變化，聯邦制內部的轉變增加了經濟衰退的可能性。

At the 2022 Berkshire Hathaway annual shareholders meeting, Buffett explained how investing in knowledge and self-improvement makes you an asset, granting you access to valuable opportunities easily for wealth growth.

巴菲特在2022年的伯克希爾·哈撒韋年度股東大會上，解釋了對知識和自我完善的投資如何使您成為資產，從而使您可以輕鬆地獲得寶貴的機會來實現財富增長。

"Whatever abilities you have can't be taken away from you. They can't be inflated away from you," he said. "The best investment by far is anything that develops yourself, and it's not taxed at all."

他說：“無論您所擁有的任何能力都無法從您身上奪走。它們不能從您身上膨脹。” “到目前為止，最好的投資是任何發展自己的東西，而且根本沒有徵稅。”

Real Estate To Hedge Inflation, Defer Taxes

對沖通貨膨脹，延期稅收的房地產

When it comes to tangible assets, Buffett believes real estate is a "good investment" during times of inflation.

在有形資產方面，巴菲特認為，在通貨膨脹時期，房地產是一項“好投資”。

"They're the businesses that you buy once, and then you don't have to keep making capital investments subsequently. So, you do not face the problem of continuous reinvestments involving greater and greater dollars because of inflation," the Oracle of Omaha had said in the 2015 Berkshire Hathaway shareholders meeting.

“它們是您一次購買的企業，然後您不必隨後繼續進行資本投資。因此，由於通貨膨脹，您不會面對涉及越來越多美元的連續再投資的問題，”奧馬哈的Oracle在2015年的伯克希爾·哈撒韋（Berkshire Hathaway）股東會議上表示。

Real estate investors can also postpone taxes on real estate transactions completely by utilizing 1031 exchanges. The rule allows you to defer capital gains tax on the sale of an investment property by reinvesting the proceeds into another like-kind property.

房地產投資者還可以通過使用1031次交易所來完全對房地產交易徵稅。該規則允許您通過將收益重新投資到另一個同樣的財產來將投資物業的銷售稅繳納資本利得稅。

This rule can save you a significant amount of money because the proceeds from selling a property within one year of owning it are treated as ordinary income, which can increase your tax rates to up to 37%. Meanwhile, long-term capital gains tax rates for properties can be up to 20% based on your income tax bracket.

該規則可以為您節省大量資金，因為在擁有該物業的一年內出售財產的收益被視為普通收入，這可以將您的稅率提高到37％。同時，根據您的所得稅範圍，房地產的長期資本利得稅率最高可高達20％。

Stocks: Only If You Are Prepared To Face Market Upheavals

股票：僅當您準備面對市場動盪時

Buffett has encountered the worst recessions, double-digit inflation rates, and extreme volatility in the past half-century and has still managed to generate enormous wealth over the decades.

巴菲特在過去的五世紀中遇到了最差的衰退，兩位數的通貨膨脹率和極端波動，並且在過去的幾十年中仍然設法產生了巨大的財富。

He follows his investment philosophy of buying great businesses at low prices and holding those investments for the long term.

他遵循他的投資理念，即以低價購買出色的業務並長期保持這些投資。

While ensuring he invests in high-quality businesses with strong fundamentals, Buffett also looks for efficiency, strength, negotiating power, and the management's vision. This strategy has helped his portfolio thrive during inflationary environments. He also understands that stocks are subject to broad market forces.

巴菲特在確保他投資於具有強大基本面的高質量企業的同時，還尋求效率，實力，談判權力和管理層的願景。這種策略幫助他的投資組合在通貨膨脹環境中蓬勃發展。他還了解，股票受到廣泛的市場力量。

The ongoing market downturn has led many people to make hasty financial decisions, such as tapping into their 401(k)s or trading stocks during volatile sessions. Experts say these actions can derail portfolios, wipe out years of savings, and negatively impact financial goals over the long run.

正在進行的市場下滑使許多人做出了倉促的財務決定，例如在波動性會議期間攻入401（k）或交易股票。專家說，這些行動可能會使投資組合，消除多年的儲蓄並從長遠來看對財務目標產生負面影響。

"You've got to be prepared when you buy a stock to have it go down 50% or more, and be comfortable with it... but some people are not really careful. Some people are more subject to fear than others," Buffett had said.

巴菲特說：“當您購買股票時，您必須做好準備，以使其下跌50％或更多，並且對此感到滿意……但是有些人並不是很小心。有些人比其他人更容易受到恐懼。”