高管们表示，通过区块链进行传统资产代币化交易的时间比预期要长

通过创建代币化资产（通常是基于区块链的代币来代表货币或债券等主流资产的持有），银行希望使其交易更高效、更快、更便宜，并且更容易记录谁拥有想要的资产。

Banks that have long discussed creating "tokenised" versions of assets such as bonds and currencies say a shift to blockchain-based trading is taking longer than expected, with some investors wary of the concept.

长期以来一直在讨论创建债券和货币等资产“代币化”版本的银行表示，向基于区块链的交易的转变需要比预期更长的时间，一些投资者对这一概念持谨慎态度。

By tokenising assets - typically creating blockchain-based tokens to denote holdings of mainstream assets like currencies or bonds - banks aim to make them faster, cheaper and easier to trade, and to record ownership.

通过资产代币化（通常创建基于区块链的代币来表示货币或债券等主流资产的持有），银行的目标是让资产更快、更便宜、更容易交易，并记录所有权。

Consultants and digital asset executives predict a large proportion of the world's assets will be tokenised via blockchain - HSBC and Northern Trust said in a note last year they expected 5% to 10% of all assets by 2030.

顾问和数字资产高管预测，全球很大一部分资产将通过区块链进行代币化——汇丰银行和北方信托公司在去年的一份报告中表示，他们预计到 2030 年，这一数字将占所有资产的 5% 至 10%。

But executives speaking at the Money20/20 fintech conference this week said the shift to digital versions of assets was happening slowly.

但高管们在本周举行的 Money20/20 金融科技会议上表示，向数字化资产的转变进展缓慢。

"It's taken longer than I expected, to be honest, to get to the point where we are in this space," said Ryan Rugg, Head of Digital Assets for Citibank's trade and treasury solutions business at the Amsterdam event.

花旗银行贸易和资金解决方案业务数字资产主管 Ryan Rugg 在阿姆斯特丹活动中表示：“老实说，我们花了比我预期更长的时间才达到这个领域的水平。”

"We've done some experimentation in money markets and bonds but nothing that's live and scaling at the moment, the only application that we have live is a tokenised deposit."

“我们已经在货币市场和债券方面进行了一些实验，但目前还没有任何可用的和可扩展的应用程序，我们唯一可用的应用程序是代币化存款。”

Despite this, Rugg said she was still excited by tokenisation, with the aim to have a tokenised deposit that can be sent 24/7, 365 days a year, avoiding cut-offs in different timezones or for banking holidays.

尽管如此，Rugg 表示她仍然对代币化感到兴奋，目标是拥有可以一年 365 天、每天 24/7 发送的代币化存款，避免不同时区或银行假期的截止。

Clients are asking for it and the token has been live since last year, she added.

她补充说，客户正在要求它，并且该代币自去年以来就已上线。

While there have been several experimental projects - for instance, to create blockchain-based bonds - tokenised trading lacks a liquid secondary market.

虽然已经有几个实验项目——例如创建基于区块链的债券——但代币化交易缺乏流动性的二级市场。

Having spent seven years trying to re-build its software platform around blockchain, Australia's stock exchange eventually "paused" the project and said last year the upgrade would no longer involve the technology.

澳大利亚证券交易所花了七年时间试图围绕区块链重建其软件平台，最终“暂停”了该项目，并于去年表示升级将不再涉及该技术。

Monica Long, president of U.S. crypto firm Ripple, told Reuters that many U.S. banks have "put digital asset services a bit on hold".

美国加密货币公司 Ripple 总裁莫妮卡·朗 (Monica Long) 告诉路透社，许多美国银行已经“暂时搁置了数字资产服务”。

Ripple last year acquired crypto custody firm Metaco and Long said it was going well - highlighting a recent partnership with HSBC.

Ripple 去年收购了加密货币托管公司 Metaco，Long 表示进展顺利 - 强调了最近与汇丰银行的合作关系。

One of the main hurdles to trading traditional assets via blockchain is that banks are each developing their own networks, executives said, making it hard to trade across platforms.

高管们表示，通过区块链交易传统资产的主要障碍之一是银行都在开发自己的网络，这使得跨平台交易变得困难。

"This fragmentation slows down adoption, as investors don't want to connect to dozens of different networks," said Julien Clausse, head of BNP Paribas' digital asset platform AssetFoundry ahead of the event.

法国巴黎银行数字资产平台 AssetFoundry 负责人朱利安·克劳斯 (Julien Clausse) 在活动前表示：“这种分散性减缓了采用速度，因为投资者不想连接到数十个不同的网络。”

"Most likely, we will continue to operate in a hybrid world for years to come, with some domains being more actively tokenised because of the perceived benefits, and some others remaining in a the traditional world," Clausse said.

克劳斯说：“最有可能的是，我们将在未来几年继续在混合世界中运营，一些领域由于感知到的好处而被更积极地标记化，而另一些领域则留在传统世界中。”