美国参议院采取了最终批准其首次重大加密立法的最初步骤

当加密货币世界观看参议院逆转长期以来抗加密的立场时，众议院也取得了两次关键选票

The U.S. Senate took the initial steps toward final approval of its first major crypto legislation as members opened voting Wednesday on the bill to set standards for U.S. stablecoin issuers, clearing the highest procedural hurdle with a 68-30 result.

当成员周三对美国Stablecoin发行人制定标准的法案投票，以最终的投票决定，美国参议院采取了最终批准其首次重大加密立法的最初措施，以68-30的结果清除了最高的程序性障碍。

The Senate vote on the GuIding and Establishing National Innovation for U.S. Stablecoins of 2025 (GENIUS Act) reached the high bar to move to the final vote with support from both parties, and the chamber is now expected to approve the bill later Wednesday. The legislation will create a regulatory framework for stablecoins, digital tokens pegged to the value of the dollar or other assets, in order to facilitate their use in the U.S. financial system.

参议院对2025年美国Stablecoins的指导和建立国家创新的投票（Genius Act）达到了高标准，并在双方的支持下进行了最终投票，现在预计该商会将在周三晚些时候批准该法案。该立法将为稳定币建立一个监管框架，数字代币与美元或其他资产的价值挂钩，以促进其在美国金融体系中的使用。

The bill, which passed out of the Senate Banking Committee in June, will now go to the House of Representatives for approval. The lower chamber of Congress is also working on legislation to provide comprehensive regulation for the cryptocurrency industry.

该法案于6月从参议院银行委员会中脱颖而出，现在将前往众议院批准。国会下议院还正在努力为加密货币行业提供全面的法规。

The Senate vote comes after months of debate and negotiation among lawmakers, who have been grappling with how to balance innovation with investor protection as the cryptocurrency market has grown rapidly in recent years.

参议院的投票是在立法者之间进行了几个月的辩论和谈判之后进行的，他们一直在努力如何平衡创新与投资者保护，因为近年来加密货币市场迅速发展。

The Senate is now on the way to clearing the legislation with wide bipartisan support.

参议院现在正在以两党的支持来清除立法。

"This would strengthen our fiscal position and cement the dollar's status as the world's reserve currency," said Senator Bill Hagerty, the GENIUS Act's sponsor, as he asked his colleagues for support on the bill. "If we fail to act now, not only will these benefits slip away, we'll also fall behind in global competitiveness without a regulatory framework."

这项天才法案的赞助商比尔·哈格蒂（Bill Hagerty）说：“这将加强我们的财政状况，并巩固美元作为世界储备货币的地位。” “如果我们现在不采取行动，这些好处不仅会消失，而且我们在没有监管框架的情况下也落后于全球竞争力。”

But Senator Elizabeth Warren, the ranking Democrat on the Senate Banking Committee, took to the Senate floor to blast the GENIUS Act.

但是，参议院银行委员会的排名民主党参议员伊丽莎白·沃伦（Elizabeth Warren）进入了参议院爆炸《天才法》。

"The GENIUS Act lacks the basic safeguards necessary to ensure that stable coins don't blow up our entire financial system," the Massachusetts senator said. "The bill permits stablecoin issuers to invest in risky assets and allows them to engage in risky non-stablecoin activities like private credit or derivatives trading."

马萨诸塞州参议员说：“《天才法》缺乏确保稳定硬币不会炸毁我们整个金融体系所需的基本保障措施。” “该法案允许Stablecoin发行人投资风险资产，并允许他们从事风险的非稳定活动，例如私人信贷或衍生品交易。”

The legislation also includes provisions that would allow non-bank companies to apply for federal charters to issue stablecoins, which Warren said "would create new avenues for shadow banking activity."

该立法还包括将允许非银行公司申请联邦宪章发行Stablecoins的规定，沃伦说，“将为影子银行活动创造新的途径。”

"This fundamental weakness in the bill is no accident. It's the result of persistent lobbying by industry groups who are more interested in maximizing their own profits than in protecting the financial system," she added.

她补充说：“该法案中的这一根本弱点并非偶然。这是行业集团持续游说的结果，他们对最大化自己的利润比保护金融体系更感兴趣。”

After the vote to clear the bill for final passage, Warren had a sharp message for fellow members of her party, many of whom were set to support the bill, that they "should show a little spine" and insist that Republicans allow some of the amendments pushed earlier by Democrats.

投票决定最终通行的法案后，沃伦向她的党派成员发出了巨大的信息，其中许多人将支持该法案，他们“应该显示一点脊柱”，并坚持认为共和党人允许民主党人早些时候推动的一些修正案。

"We could be standing here today with a bill that provides critical consumer protection, meaningful oversight of the financial system and a framework for innovation," Warren said. "Instead, we'll be voting on a bill that does none of these things."

沃伦说：“我们今天可以通过一项法案站在这里，该法案提供关键的消费者保护，对金融体系有意义的监督以及创新框架。” “相反，我们将投票通过一项不对这些事情进行的法案进行投票。”

The House is working on legislation of its own to create a regulatory framework for cryptocurrencies, and it remains to be seen whether the two chambers of Congress will be able to agree on a final bill before the end of the year.

众议院正在制定自己的立法，为加密货币创建监管框架，还有待观察，国会两个议会是否能够在年底之前就最后一项法案达成共识。

The Senate bill is a modified version of the Stablecoin TEFRA Act of 2023, which was introduced earlier this year by Senators Tim Scott and Bill Hagerty. The bill would create a regulatory framework for stablecoins, digital tokens pegged to the value of the dollar or other assets, in order to facilitate their use in the U.S. financial system.

参议院法案是2023年的Stablecoin Tefra法案的修改版，该法案是由参议员蒂姆·斯科特（Tim Scott）和比尔·哈格蒂（Bill Hagerty）于今年早些时候提出的。该法案将为Stablecoins创建一个监管框架，数字代币与美元或其他资产的价值挂钩，以促进其在美国金融系统中的使用。

The House Financial Services Committee approved the Digital Asset Market Clarity Act on Tuesday with a bipartisan vote of 39-8. The bill, which is more relevant to the broader crypto markets, passed the committee in a previous session of Congress but stalled in the full House.

众议院金融服务委员会周二批准了《数字资产市场清晰法》，两党投票为39-8。该法案与更广泛的加密货币市场更加相关，该法案在上一届国会会议上通过了委员会，但在整个众议院停滞不前。

Later on Tuesday, the House Ag Committee also approved the bill in a vote of 25-8. The bill will now go to the full House for a vote, possibly as early as next week.

周二晚些时候，众议院AG委员会还以25票对8票批准了该法案。该法案现在可能最早在下周前往全屋进行投票。

The Senate bill is being tracked by many in the crypto industry, as it could set the stage for the U.S. to become a global hub for crypto innovation.

参议院法案正在由加密货币行业中的许多人追踪，因为它可能为美国成为加密创新的全球枢纽奠定了基础。

The bill is also being watched closely by members of the administration, who have expressed concern about the risks posed by stablecoins to the financial system. Treasury Secretary Janet Yellen has said that stablecoins could be used for money laundering and other illicit activities, and she has called for Congress to move quickly to regulate the industry.

政府成员还密切关注该法案，他们对Stablecoins对金融体系带来的风险表示关注。财政部长珍妮特·耶伦（Janet Yellen）表示，稳定币可用于洗钱和其他非法活动，她呼吁国会迅速采取行动以规范该行业。

"The bipartisan support for this legislation is a testament to the importance of providing clear and concise regulation for this emerging technology," said Tom Emmer, the bill's sponsor in the House. "We need to act now to ensure that the U.S. remains a leader in the global financial system."

该法案在众议院的赞助商汤姆·埃默（Tom Emmer）表示：“两党对这项立法的支持证明了为这项新兴技术提供明确而简洁的监管的重要性。” “我们现在需要采取行动，以确保美国仍然是全球金融体系的领导者。”

Crypto lobbyists in Washington argue alongside their lawmakers allies that both bills are needed to properly regulate the industry in the U.S.

华盛顿的加密游说者与他们的立法者盟友一起辩称，这两个法案都需要正确规范美国的行业

"We're

“是