美國參議院採取了最終批准其首次重大加密立法的最初步驟

當加密貨幣世界觀看參議院逆轉長期以來抗加密的立場時，眾議院也取得了兩次關鍵選票

The U.S. Senate took the initial steps toward final approval of its first major crypto legislation as members opened voting Wednesday on the bill to set standards for U.S. stablecoin issuers, clearing the highest procedural hurdle with a 68-30 result.

當成員周三對美國Stablecoin發行人制定標準的法案投票，以最終的投票決定，美國參議院採取了最終批准其首次重大加密立法的最初措施，以68-30的結果清除了最高的程序性障礙。

The Senate vote on the GuIding and Establishing National Innovation for U.S. Stablecoins of 2025 (GENIUS Act) reached the high bar to move to the final vote with support from both parties, and the chamber is now expected to approve the bill later Wednesday. The legislation will create a regulatory framework for stablecoins, digital tokens pegged to the value of the dollar or other assets, in order to facilitate their use in the U.S. financial system.

參議院對2025年美國Stablecoins的指導和建立國家創新的投票（Genius Act）達到了高標準，並在雙方的支持下進行了最終投票，現在預計該商會將在周三晚些時候批准該法案。該立法將為穩定幣建立一個監管框架，數字代幣與美元或其他資產的價值掛鉤，以促進其在美國金融體系中的使用。

The bill, which passed out of the Senate Banking Committee in June, will now go to the House of Representatives for approval. The lower chamber of Congress is also working on legislation to provide comprehensive regulation for the cryptocurrency industry.

該法案於6月從參議院銀行委員會中脫穎而出，現在將前往眾議院批准。國會下議院還正在努力為加密貨幣行業提供全面的法規。

The Senate vote comes after months of debate and negotiation among lawmakers, who have been grappling with how to balance innovation with investor protection as the cryptocurrency market has grown rapidly in recent years.

參議院的投票是在立法者之間進行了幾個月的辯論和談判之後進行的，他們一直在努力如何平衡創新與投資者保護，因為近年來加密貨幣市場迅速發展。

The Senate is now on the way to clearing the legislation with wide bipartisan support.

參議院現在正在以兩黨的支持來清除立法。

"This would strengthen our fiscal position and cement the dollar's status as the world's reserve currency," said Senator Bill Hagerty, the GENIUS Act's sponsor, as he asked his colleagues for support on the bill. "If we fail to act now, not only will these benefits slip away, we'll also fall behind in global competitiveness without a regulatory framework."

這項天才法案的讚助商比爾·哈格蒂（Bill Hagerty）說：“這將加強我們的財政狀況，並鞏固美元作為世界儲備貨幣的地位。” “如果我們現在不採取行動，這些好處不僅會消失，而且我們在沒有監管框架的情況下也落後於全球競爭力。”

But Senator Elizabeth Warren, the ranking Democrat on the Senate Banking Committee, took to the Senate floor to blast the GENIUS Act.

但是，參議院銀行委員會的排名民主黨參議員伊麗莎白·沃倫（Elizabeth Warren）進入了參議院爆炸《天才法》。

"The GENIUS Act lacks the basic safeguards necessary to ensure that stable coins don't blow up our entire financial system," the Massachusetts senator said. "The bill permits stablecoin issuers to invest in risky assets and allows them to engage in risky non-stablecoin activities like private credit or derivatives trading."

馬薩諸塞州參議員說：“《天才法》缺乏確保穩定硬幣不會炸毀我們整個金融體系所需的基本保障措施。” “該法案允許Stablecoin發行人投資風險資產，並允許他們從事風險的非穩定活動，例如私人信貸或衍生品交易。”

The legislation also includes provisions that would allow non-bank companies to apply for federal charters to issue stablecoins, which Warren said "would create new avenues for shadow banking activity."

該立法還包括將允許非銀行公司申請聯邦憲章發行Stablecoins的規定，沃倫說，“將為影子銀行活動創造新的途徑。”

"This fundamental weakness in the bill is no accident. It's the result of persistent lobbying by industry groups who are more interested in maximizing their own profits than in protecting the financial system," she added.

她補充說：“該法案中的這一根本弱點並非偶然。這是行業集團持續遊說的結果，他們對最大化自己的利潤比保護金融體系更感興趣。”

After the vote to clear the bill for final passage, Warren had a sharp message for fellow members of her party, many of whom were set to support the bill, that they "should show a little spine" and insist that Republicans allow some of the amendments pushed earlier by Democrats.

投票決定最終通行的法案後，沃倫向她的黨派成員發出了巨大的信息，其中許多人將支持該法案，他們“應該顯示一點脊柱”，並堅持認為共和黨人允許民主黨人早些時候推動的一些修正案。

"We could be standing here today with a bill that provides critical consumer protection, meaningful oversight of the financial system and a framework for innovation," Warren said. "Instead, we'll be voting on a bill that does none of these things."

沃倫說：“我們今天可以通過一項法案站在這裡，該法案提供關鍵的消費者保護，對金融體係有意義的監督以及創新框架。” “相反，我們將投票通過一項不對這些事情進行的法案進行投票。”

The House is working on legislation of its own to create a regulatory framework for cryptocurrencies, and it remains to be seen whether the two chambers of Congress will be able to agree on a final bill before the end of the year.

眾議院正在製定自己的立法，為加密貨幣創建監管框架，還有待觀察，國會兩個議會是否能夠在年底之前就最後一項法案達成共識。

The Senate bill is a modified version of the Stablecoin TEFRA Act of 2023, which was introduced earlier this year by Senators Tim Scott and Bill Hagerty. The bill would create a regulatory framework for stablecoins, digital tokens pegged to the value of the dollar or other assets, in order to facilitate their use in the U.S. financial system.

參議院法案是2023年的Stablecoin Tefra法案的修改版，該法案是由參議員蒂姆·斯科特（Tim Scott）和比爾·哈格蒂（Bill Hagerty）於今年早些時候提出的。該法案將為Stablecoins創建一個監管框架，數字代幣與美元或其他資產的價值掛鉤，以促進其在美國金融系統中的使用。

The House Financial Services Committee approved the Digital Asset Market Clarity Act on Tuesday with a bipartisan vote of 39-8. The bill, which is more relevant to the broader crypto markets, passed the committee in a previous session of Congress but stalled in the full House.

眾議院金融服務委員會周二批准了《數字資產市場清晰法》，兩黨投票為39-8。該法案與更廣泛的加密貨幣市場更加相關，該法案在上一屆國會會議上通過了委員會，但在整個眾議院停滯不前。

Later on Tuesday, the House Ag Committee also approved the bill in a vote of 25-8. The bill will now go to the full House for a vote, possibly as early as next week.

週二晚些時候，眾議院AG委員會還以25票對8票批准了該法案。該法案現在可能最早在下週前往全屋進行投票。

The Senate bill is being tracked by many in the crypto industry, as it could set the stage for the U.S. to become a global hub for crypto innovation.

參議院法案正在由加密貨幣行業中的許多人追踪，因為它可能為美國成為加密創新的全球樞紐奠定了基礎。

The bill is also being watched closely by members of the administration, who have expressed concern about the risks posed by stablecoins to the financial system. Treasury Secretary Janet Yellen has said that stablecoins could be used for money laundering and other illicit activities, and she has called for Congress to move quickly to regulate the industry.

政府成員還密切關注該法案，他們對Stablecoins對金融體繫帶來的風險表示關注。財政部長珍妮特·耶倫（Janet Yellen）表示，穩定幣可用於洗錢和其他非法活動，她呼籲國會迅速採取行動以規範該行業。

"The bipartisan support for this legislation is a testament to the importance of providing clear and concise regulation for this emerging technology," said Tom Emmer, the bill's sponsor in the House. "We need to act now to ensure that the U.S. remains a leader in the global financial system."

該法案在眾議院的讚助商湯姆·埃默（Tom Emmer）表示：“兩黨對這項立法的支持證明了為這項新興技術提供明確而簡潔的監管的重要性。” “我們現在需要採取行動，以確保美國仍然是全球金融體系的領導者。”

Crypto lobbyists in Washington argue alongside their lawmakers allies that both bills are needed to properly regulate the industry in the U.S.

華盛頓的加密遊說者與他們的立法者盟友一起辯稱，這兩個法案都需要正確規范美國的行業

"We're

“是