FTC 警告比特币 ATM 欺诈激增

美国联邦贸易委员会 (FTC) 报告称，涉及比特币 ATM 的诈骗急剧增加，2020 年至 2023 年诈骗损失增加了近十倍，2024 年上半年超过 6500 万美元。

The Federal Trade Commission (FTC) reported a sharp increase in scams involving bitcoin ATMs, with fraud losses rising nearly tenfold from 2020 to 2023 and exceeding $65 million in the first half of 2024. These scams often target vulnerable populations, such as older adults, and have a significant financial impact.

美国联邦贸易委员会 (FTC) 报告称，涉及比特币 ATM 的诈骗急剧增加，从 2020 年到 2023 年，诈骗损失增加了近十倍，2024 年上半年超过 6500 万美元。这些诈骗通常针对弱势群体，例如老年人、并产生重大的财务影响。

The FTC highlighted the surge in fraud associated with bitcoin ATMs (BTMs) in a consumer protection data spotlight published on Tuesday. The FTC is an independent agency of the U.S. government responsible for enforcing civil antitrust law and promoting consumer protection.

FTC 在周二发布的消费者保护数据焦点中强调了与比特币 ATM（BTM）相关的欺诈行为激增。联邦贸易委员会是美国政府的一个独立机构，负责执行民事反垄断法和促进消费者保护。

According to the FTC, these machines, which are typically found in high-traffic areas like convenience stores and gas stations, have become an increasingly popular target for scammers.

据联邦贸易委员会称，这些机器通常出现在便利店和加油站等人流量大的区域，已成为诈骗者越来越受欢迎的目标。

“These machines, which are often placed in high-traffic areas like convenience stores and gas stations, have become an increasingly popular target for scams, the FTC said, adding:

联邦贸易委员会表示：“这些机器通常放置在便利店和加油站等人流量大的区域，已成为越来越受欢迎的诈骗目标，并补充道：

“FTC Consumer Sentinel Network data show that fraud losses at BTMs are skyrocketing, increasing nearly tenfold from 2020 to 2023, and topping $65 million in just the first half of 2024.”

“FTC Consumer Sentinel Network 数据显示，BTM 的欺诈损失正在飙升，从 2020 年到 2023 年增加了近十倍，仅 2024 年上半年就突破了 6500 万美元。”

“Since the vast majority of frauds are not reported, this likely reflects only a fraction of the actual harm,” the FTC noted.

联邦贸易委员会指出：“由于绝大多数欺诈行为都没有被报告，这可能只反映了实际损害的一小部分。”

The regulator went on to explain that scams involving cryptocurrency ATMs often include impersonations of government officials, businesses, or tech support, with scammers convincing victims to deposit cash into these machines under false pretenses.

监管机构接着解释说，涉及加密货币 ATM 的诈骗通常包括冒充政府官员、企业或技术支持人员，诈骗者以虚假借口说服受害者将现金存入这些机器。

“Scammers often impersonate government officials, businesses, or tech support to convince people to quickly withdraw cash and deposit it into a bitcoin ATM,” the FTC described.

“诈骗者经常冒充政府官员、企业或技术支持人员，以说服人们快速提取现金并将其存入比特币 ATM，”联邦贸易委员会描述道。

The FTC also reported a significant financial impact from these scams, particularly among older adults.

联邦贸易委员会还报告称，这些诈骗造成了重大的财务影响，尤其是对老年人而言。

“When people used BTMs, their reported losses are exceptionally high,” the regulator stated, adding:

“当人们使用 BTM 时，他们报告的损失非常高，”监管机构表示，并补充道：

“In the first six months of 2024, the median loss people reported was $10,000.”

“2024 年前六个月，人们报告的损失中位数为 10,000 美元。”

The FTC explained that the growing availability of cryptocurrency ATMs has made them a tool for scams, with criminals often preying on victims’ fears of security breaches or financial crimes.

联邦贸易委员会解释说，加密货币 ATM 机的日益普及使其成为诈骗工具，犯罪分子经常利用受害者对安全漏洞或金融犯罪的恐惧。

“Criminals are using bitcoin ATMs to scam people out of large sums of money, often preying on people’s fears of security breaches or financial crimes,” the regulator said.

监管机构表示：“犯罪分子经常利用人们对安全漏洞或金融犯罪的恐惧，利用比特币 ATM 机骗取大笔资金。”

To avoid falling victim, the regulator advises consumers to be cautious of unsolicited communications and never withdraw cash or use a bitcoin ATM as directed by unknown individuals.

为了避免成为受害者，监管机构建议消费者对未经请求的通信保持谨慎，切勿按照身份不明的人的指示提取现金或使用比特币 ATM。

“Be wary of any communication that you did not initiate, and never withdraw cash or use a bitcoin ATM at the direction of someone you don’t know,” the FTC concluded.

联邦贸易委员会总结道：“对任何并非由您发起的通信保持警惕，切勿在您不认识的人的指导下提取现金或使用比特币 ATM。”