欧元体系 DLT 试验是 CBDC 难题的另一块，但仍然缺失

在第一批于 5 月份开始测试后，欧元系统于 7 月份宣布了更多批发分布式账本技术 (DLT) 结算试验。

The Eurosystem announced more wholesale distributed ledger technology (DLT) settlement trials in July after the first batch began testing in May.

在第一批于 5 月份开始测试后，欧元系统于 7 月份宣布了更多批发分布式账本技术 (DLT) 结算试验。

The second group, comprised of 48 private companies and three central banks, will trial both cross-border and payment-versus-payment (PvP) transactions.

第二组由 48 家私营公司和 3 家央行组成，将尝试跨境交易和支付对支付 (PvP) 交易。

Fifteen DLT operators are taking part, including big banks like JP Morgan (NASDAQ: JPM), Goldman Sachs (NASDAQ: GS), HSBC (NASDAQ: HSBC), Euroclear and others. All of these have their own DLT solutions.

十五家 DLT 运营商参与其中，包括摩根大通（纳斯达克股票代码：JPM）、高盛（纳斯达克股票代码：GS）、汇丰银行（纳斯达克股票代码：HSBC）、Euroclear 等大银行。所有这些都有自己的 DLT 解决方案。

The trials will involve a mix of real payments with volume limits and simulations. Tests will involve domestic payments using tokenized deposits as well as a variety of security settlement use cases, and the central banks of Germany, Italy, and France will provide interoperability solutions.

试验将涉及真实支付、数量限制和模拟的结合。测试将涉及使用代币化存款的国内支付以及各种安全结算用例，德国、意大利和法国的央行将提供互操作性解决方案。

The Eurosystem involves the European Central Bank (ECB) and the national central banks of member states that don’t use the euro as their currency. Several of them are also engaged in other innovative projects by the Bank for International Settlements (BIS), such as Project Meridian FX.

欧元体系包括欧洲中央银行（ECB）和不使用欧元作为货币的成员国的国家中央银行。其中一些人还参与了国际清算银行 (BIS) 的其他创新项目，例如 Project Meridian FX。

It’s not difficult to see the jigsaw pieces coming together; all over the world, central banks are teaming up with international financial institutions, private banks and other organizations to rebuild the global financial plumbing.

不难看到拼图碎片拼凑在一起。在世界各地，中央银行正在与国际金融机构、私人银行和其他组织合作，重建全球金融管道。

From mBridge, which will make cross-border settlements between central banks instant, to the aforementioned European DLT trials, to central bank digital currencies (CBDCs), outdated systems like SWIFT and the complex web of correspondent banks that make the current settlements system work are being transformed in real-time.

从使央行之间即时跨境结算的 mBridge，到前面提到的欧洲 DLT 试验，再到央行数字货币 (CBDC)，SWIFT 等过时的系统以及使当前结算系统正常运行的复杂的代理银行网络正在变得越来越重要。实时变换。

However, one piece of the puzzle is still missing. Some can already see it, but it will likely become clearer as these pieces come together and don’t quite fit.

然而，拼图中的一块仍然缺失。有些人已经可以看到它，但当这些部分组合在一起并且不太合适时，它可能会变得更加清晰。

A scalable public ledger to underpin everything

一个可扩展的公共分类账来支撑一切

Using different DLTs for various elements of the financial system is ultimately self-defeating. Loading the auditability of a single ledger undoes much of the potential transparency, and introducing bridges to help move between ledgers introduces unnecessary security vulnerabilities.

对金融体系的各个要素使用不同的分布式账本技术最终会弄巧成拙。加载单个分类账的可审计性会消除大部分潜在的透明度，而引入桥梁来帮助在分类账之间移动会带来不必要的安全漏洞。

What’s needed is a single unifying ledger that underpins everything. To date, only the BSV Blockchain, which follows the original Bitcoin white paper, scales enough with the necessary functionality to act as the world’s unifying ledger.

我们需要的是一个支撑一切的单一统一账本。迄今为止，只有遵循原始比特币白皮书的 BSV 区块链具有足够的扩展性和必要的功能，可以充当世界统一的分类账。

Systems like the DLTs private banks are pushing and the private ledgers central banks will use for settlements can still exist. However, for them to be truly interoperable and seamless, they need to act as private, permissioned networks on top of one unboundedly scalable ledger.

私人银行正在推动的分布式账本技术等系统，以及中央银行用于结算的私人分类账仍然可以存在。然而，为了真正实现互操作和无缝，它们需要充当一个可无限扩展的账本之上的私有、经过许可的网络。

This architecture would allow for the privacy and limited accessibility that some systems require while making them interoperable with each other and other applications. It’s akin to the difference between the open internet and the various intranets that exist today.

这种架构将允许某些系统所需的隐私和有限的可访问性，同时使它们能够与彼此和其他应用程序互操作。这类似于开放互联网和当今存在的各种内部网之间的区别。

This will all be realized in time. Until then, may the tests, trials, and pilot programs continue. The financial system is in dire need of transformation, and it’s great to see it happening.

这一切都将随着时间的推移而实现。在那之前，愿测试、试验和试点项目继续下去。金融体系迫切需要转型，很高兴看到它发生。

Watch BSV DevCon 2024 highlights: Building real-world solutions for real-world problems

观看 BSV DevCon 2024 亮点：为现实问题构建现实解决方案

New to blockchain? Check out CoinGeek’s Blockchain for Beginners section, the ultimate resource guide to learn more about blockchain technology.

区块链新手？查看 CoinGeek 的区块链初学者部分，这是了解更多有关区块链技术的终极资源指南。