加密与不可阻挡的机构力量崩溃了401（k）派对

机构势头和加密货币纳入传统财务框架正在稳步改变数字资产的评估方式

Cryptocurrencies are steadily integrating into traditional financial frameworks, a process that is altering how both regulators and market participants view digital assets.

加密货币正在稳步整合到传统的财务框架中，该过程正在改变监管机构和市场参与者如何看待数字资产的过程。

Two insights shared by Coinbase (Nasdaq:COIN) CEO Brian Armstrong on Tuesday highlight this broader shift.

周二，Coinbase（NASDAQ：COIN）首席执行官Brian Armstrong共享的两个见解强调了这一更广泛的转变。

The Coinbase executive first suggested that digital assets are approaching a tipping point in retirement investing, particularly with 401(k) plans. These employer-sponsored retirement accounts allow for pre-tax contributions and long-term investment growth.

COINBASE高管首先建议数字资产接近退休投资的转折点，尤其是401（k）计划。这些由雇主赞助的退休帐户允许税前捐款和长期投资增长。

“Crypto is about to be in everyone’s 401(k),” Armstrong said bluntly.

“加密货币即将进入每个人的401（k），”阿姆斯特朗直言不讳地说。

His comments reflect a broader narrative of crypto transitioning from a realm of niche speculation to a legitimate part of mainstream financial strategy. Bitcoin’s role in sovereign reserves is being discussed, and Coinbase itself is now set to join the S&P 500 index—an event that showcases the asset class’s rising institutional profile.

他的评论反映了加密货币从利基市场猜测转变为主流财务战略的合法部分的更广泛的叙述。正在讨论比特币在主权储备中的作用，而Coinbase本身现在将加入标准普尔500指数，这一事件展示了资产类别的机构概况。

S&P Global (NYSE:GSC) announced Monday that Coinbase will be joining the benchmark index, a move that has broader implications for the firm and the crypto sector at large.

S＆P Global（NYSE：GSC）周一宣布，Coinbase将加入基准指数，此举对公司和整个加密货币领域具有更大的影响。

Announcing the news on X, Armstrong said, “Coinbase just became the first and only crypto company to join the S&P 500.”

阿姆斯特朗在X上宣布这一消息时说：“ Coinbase刚刚成为第一家也是唯一一家加入标准普尔500指数的加密公司。”

Beyond the S&P 500 inclusion, Armstrong also shared ambitions tied to Coinbase’s own product ecosystem.

除了标准普尔500指数外，阿姆斯特朗还与Coinbase自己的产品生态系统相关的野心。

“My goal is that in 5-10 years, getting into COIN50 index will feel as good as this,” he added on X Tuesday.

他在X周二补充说：“我的目标是，在5 - 10年内，进入Coin50指数将感觉与此一样好。”

The COIN50 index is a benchmark developed by Coinbase to track the top 50 cryptocurrencies by market capitalization available on its platform. It is designed as a reference for investors assessing digital asset performance and reflects the company’s broader vision of integrating crypto into portfolios and financial benchmarks.

Coin50索引是由Coinbase开发的基准，该基准通过其平台上可用的市值来跟踪前50个加密货币。它被设计为评估数字资产绩效的投资者的参考，并反映了公司将加密货币集成到投资组合和财务基准的广泛愿景。