ACPR 的智能合约认证：监管过多是坏事吗？

法兰西银行的监管机构审慎控制和处置管理局（ACPR）希望对智能合约进行认证。

France's central bank is planning to make smart contract certification mandatory, a move that has sparked賛否両論.

法国央行正计划强制执行智能合约认证，此举引发了赞否両论。

The regulatory arm of the Banque de France, the Autorité de Contrôle Prudentiel et de Résolution (ACPR), wants to certify smart contracts. The First Deputy Governor of the Banque de France recently confirmed that work between it and the ACPR to make that process mandatory is in the works.

法兰西银行的监管机构 Autorité de Contrôle Prudentiel et de Résolution (ACPR) 希望对智能合约进行认证。法兰西银行第一副行长最近证实，该银行与 ACPR 之间正在开展工作，以强制执行这一流程。

Previously, the ACPR laid out several proposals for regulating decentralized finance (DeFi). These include the aforementioned certification of smart contracts, security standards for private ledgers and public blockchains, and regulating DeFi entry points such as websites.

此前，ACPR 提出了几项监管去中心化金融（DeFi）的提案。其中包括前面提到的智能合约认证、私人账本和公共区块链的安全标准，以及规范网站等 DeFi 入口点。

Certification will be a formal process over and above the smart contract audits that are already commonplace. The ACPR says it wants to encourage innovation while protecting consumers (one of its mandates).

认证将是一个超越已经司空见惯的智能合约审核的正式流程。 ACPR 表示，它希望在保护消费者的同时鼓励创新（其职责之一）。

There’s already plenty of debate about whether this is over-regulation and how to tackle composability, where one smart contract is dependent on another. There’s also the question of whether anyone will bother to endure the costs of certification rather than going to another jurisdiction that doesn’t require it.

关于这是否过度监管以及如何解决可组合性（一个智能合约依赖于另一个智能合约）的问题已经存在很多争论。还有一个问题是，是否有人会愿意承担认证费用，而不是去另一个不需要认证的司法管辖区。

For much of its existence, the European Union has been criticized for over-regulating almost every industry. Many economists point to its tendency to create rules and regulations for every eventuality as one of the reasons for the Eurozone’s sluggish economic growth.

自成立以来，欧盟一直因对几乎所有行业过度监管而受到批评。许多经济学家指出，欧元区经济增长缓慢的原因之一是为各种可能发生的情况制定规则和监管的倾向。

However, the last few years have shown us that we can no longer afford to take a Laissez-faire approach to blockchain technology, digital currencies and associated applications like smart contracts. The dozens of bridge hacks and the collapse of the LUNA/UST algorithmic stablecoin, plus the subsequent implosion of FTX and multiple hedge funds, show us that a totally hands-off approach simply does not work.

然而，过去几年向我们表明，我们不能再对区块链技术、数字货币和智能合约等相关应用采取自由放任的态度。数十起桥梁黑客攻击和 LUNA/UST 算法稳定币的崩溃，加上随后 FTX 和多个对冲基金的崩溃，向我们表明，完全不干涉的方法根本行不通。

However, regulators must also be careful not to go too far the other way. A balance must be struck between giving entrepreneurs and innovators the freedom to experiment and over-regulation and the stifling effect it has on industries. The costs of burdensome regulatory compliance can lead to a situation where the big players can afford to play, and the small, scrappy startups (potential future unicorns) are forced to fold or go elsewhere.

然而，监管机构也必须小心，不要走得太远。必须在给予企业家和创新者实验自由和过度监管及其对行业的抑制作用之间取得平衡。繁琐的监管合规成本可能会导致这样一种情况：大企业有能力参与其中，而小型、斗志旺盛的初创企业（潜在的未来独角兽）则被迫倒闭或去其他地方。

The EU has done well to publish the MiCA (Markets in Crypto-Assets) regulations, meaning there can be no debate about regulatory clarity, but it must be careful not to scare off startups and blockchain creators by imposing too many costs associated with regulatory compliance. While the ACPR is strictly a French institution and has no official role in what the EU will do, it did have a large influence on how MiCA turned out. Therefore, what it does may set precedents that have many ripple effects.

欧盟在发布 MiCA（加密资产市场）法规方面做得很好，这意味着监管清晰度不容争议，但必须小心，不要因为与监管合规相关的成本过高而吓跑初创公司和区块链创建者。虽然 ACPR 严格来说是一个法国机构，在欧盟的行动中没有正式作用，但它确实对 MiCA 的结果产生了很大影响。因此，它的做法可能会开创先例，产生许多连锁反应。

It is often said that some regulation is good, but too much regulation is as bad as none. That quote perfectly underscores the balance that must be struck in the blockchain and digital currency industry. Whether smart contract certification crosses the line into overdoing it, only time will tell.

人们常说，一定的监管是好的，但监管太多就和没有监管一样糟糕。这句话完美地强调了区块链和数字货币行业必须达到的平衡。智能合约认证是否越界，只有时间才能证明。