本週 Web3：加密貨幣接受度和跨境支付不斷增長

採用加密貨幣作為主流支付機制是各個垂直行業的企業和商家的首要考慮，但其好處尚未完全實現。

Mt. Gox creditors finally set to be repaid in BTC, BCH nearly 10 years after exchange collapse

Mt. Gox 債權人終於在交易所崩潰近 10 年後以 BTC、BCH 獲得償付

After a decade of waiting, bankrupt cryptocurrency exchange Mt. Gox is finally set to begin repaying its creditors in bitcoin (BTC) and bitcoin cash (BCH) as early as July, according to an announcement from the exchange’s trustee, Nobuaki Kobayashi.

根據該交易所受託人 Nobuaki Kobayashi 的公告，經過十年的等待，破產的加密貨幣交易所 Mt. Gox 終於將於 7 月開始以比特幣 (BTC) 和比特幣現金 (BCH) 的方式償還債權人。

The exchange collapsed in 2014 after losing 850,000 BTC — about 170,000 of which were later recovered. At the time of the bankruptcy, the lost crypto was valued at around $460 million, but it is now worth over $9.4 billion.

2014 年，該交易所在損失 850,000 BTC 後崩潰，其中約 17 萬個後來被追回。破產時，遺失的加密貨幣價值約為 4.6 億美元，但現在價值超過 94 億美元。

Over 100,000 creditors are set to receive a combined total of about 140,000 BTC and 140,000 BCH, with the option to receive their funds in fiat through a separate application.

超過 100,000 名債權人將總共收到約 140,000 BTC 和 140,000 BCH，並可以選擇透過單獨的申請以法定方式接收資金。

Mt. Gox isn’t the only scandal-ridden crypto exchange to start paying back its creditors.

Mt. Gox 並不是唯一一家開始償還債權人的醜聞纏身的加密貨幣交易所。

As reported Tuesday (June 25), bankrupt cryptocurrency exchange FTX is set to ask permission to repay customers in cash. The failed company will ask a judge to allow its customers to vote on a liquidation plan that would allow the cash repayments, despite protests from some customers who feel shortchanged. Since its bankruptcy filing in 2022, FTX’s new management has been able to recover $16 billion to pay back customers, and has said it plans to repay them in full.

根據週二（6 月 25 日）報道，破產的加密貨幣交易所 FTX 將請求允許以現金償還客戶。儘管一些感覺受到欺騙的客戶提出抗議，倒閉的公司將要求法官允許其客戶對允許現金償還的清算計劃進行投票。自 2022 年申請破產以來，FTX 的新管理層已收回 160 億美元來償還客戶，並表示計劃全額償還客戶。

Here's a look at some of the other key Web3 developments from the past week.

以下是過去一週 Web3 的其他一些關鍵進展。

Block’s Half-a-Billion-Dollar Bitcoin Bet, Stripe’s Crypto Push and More Web3 Updates

Block 的 5 億美元比特幣押注、Stripe 的加密貨幣推動以及更多 Web3 更新

Making Crypto More Usable Makes Crypto More Scalable

讓加密貨幣更可用，讓加密貨幣更具可擴充性

Usability and utility need to go hand-in-hand if cryptocurrencies and tokenized assets are going to make any meaningful and sustainable headway across the global financial sector.

如果加密貨幣和代幣化資產想要在全球金融領域取得有意義和可持續的進展，那麼可用性和實用性就需要並進。

That, ultimately, is one motivation for Block’s half-a-billion-dollar investment in bitcoin: to learn about the technology and how to use it, the company said Thursday (June 27).

該公司週四（6 月 27 日）表示，這最終是 Block 投資 5 億美元比特幣的動機之一：了解這項技術以及如何使用它。

And PYMNTS unpacked how, with the news last week (June 13) that Helio updated its Solana Pay plugin for Shopify to broaden the scope of accepted cryptocurrencies and introduce new merchant-centric features, the benefits and opportunities presented by cryptocurrencies in the eCommerce sector are waiting to be harnessed.

PYMNTS 上週（6 月13 日）有消息稱，Helio 更新了Shopify 的Solana Pay 插件，以擴大可接受的加密貨幣範圍並引入新的以商家為中心的功能，而PYMNTS 則揭示了加密貨幣在電子商務領域帶來的好處和機會：等待被利用。

Still, we found that crypto payments in eCommerce are a trickle — not yet a flood. And a number of challenges must still be addressed for widespread adoption.

儘管如此，我們發現電子商務中的加密支付只是涓涓細流，還沒有形成洪水。為了廣泛採用，仍然必須解決許多挑戰。

To that end, Stripe and Coinbase have partnered to expand the global adoption of cryptocurrency and provide faster, cheaper financial infrastructure. This collaboration aims to serve businesses and people around the world, Coinbase said Thursday.

為此，Stripe 和 Coinbase 合作擴大了加密貨幣的全球採用範圍，並提供更快、更便宜的金融基礎設施。 Coinbase 週四表示，此次合作旨在為世界各地的企業和人們提供服務。

Stripe said in April that it would bring back crypto payments this summer after stopping them in 2018.

Stripe 今年 4 月表示，繼 2018 年停止加密支付後，將於今年夏天恢復加密支付。

With this partnership, Stripe will add USDC on Base to its crypto payouts product, according to the post. This will enable Stripe platforms to make “faster, cheaper” money transfers to more than 150 countries.

據該貼文稱，透過此次合作，Stripe 將把 Base 上的 USDC 加入其加密支付產品中。這將使 Stripe 平台能夠向 150 多個國家進行「更快、更便宜」的匯款。

In addition, Stripe will add USDC on Base to its fiat-to-crypto onramp, allowing customers in the U.S. to make faster fiat-to-crypto conversions. In a third key integration that’s part of this collaboration, Coinbase will add Stripe’s fiat-to-crypto onramp to Coinbase Wallet. This integration will enable instant purchase of crypto with credit cards and Apple Pay.

此外，Stripe 還將把 USDC on Base 加入其法幣到加密貨幣的入口，讓美國客戶能夠更快地進行法幣到加密貨幣的轉換。在本次合作的第三個關鍵整合中，Coinbase 將把 Stripe 的法幣加入加密貨幣入口到 Coinbase 錢包中。這種整合將允許使用信用卡和 Apple Pay 即時購買加密貨幣。

Meanwhile, cryptocurrency exchange BitoGroup and Far Eastern International Bank Bankee on Friday (June 21) partnered to launch a dedicated “crypto-friendly bank account.”

同時，加密貨幣交易所 BitoGroup 和遠東國際銀行 Bankee 於週五（6 月 21 日）合作推出了專門的「加密友善銀行帳戶」。

In another recently announced partnership in the digital asset space, Ripple and Archax said on June 13 that they have extended their existing collaboration to bring tokenized real-world assets (RWAs) onto the XRP Ledger (XRPL).

在最近宣布的數位資產領域的另一項合作中，Ripple 和Archax 於6 月13 日表示，他們已經擴展了現有的合作，將代幣化的現實世界資產(RWA) 引入XRP Ledger (XRPL) 。

This collaboration brings together Ripple’s enterprise blockchain and crypto solutions and Archax’s capabilities as a U.K. Financial Conduct Authority (FCA)-regulated digital exchange, broker and custodian.

此次合作匯集了 Ripple 的企業區塊鏈和加密解決方案以及 Archax 作為英國金融行為監管局 (FCA) 監管的數位交易所、經紀人和託管人的能力。

Stablecoin Use in Emerging Markets, FTX’s Cash Repayments and More Crypto Headlines

穩定幣在新興市場的使用、FTX 的現金償還和更多加密貨幣頭條新聞

The Financial Stability Board Is Taking a Closer Look at Stablecoin Use in Emerging Markets

金融穩定委員會正在仔細研究穩定幣在新興市場的使用

As reported earlier, the digital assets “sit at the center of the crypto sector’s goals for a return to form.”

正如之前報導的那樣，數位資產“處於加密貨幣行業回歸正常目標的中心。”

This, while cryptocurrency firm Abra and its CEO and largest equity owner Bill Barhydt have reached a settlement with 25 state regulators. The settlement follows the states’ finding that Abra and Barhydt operated a mobile app for buying, selling, trading and investing in crypto without receiving the required state licenses, the Conference of State Bank Supervisors (CSBS) said Wednesday (June 26).

同時，加密貨幣公司 Abra 及其執行長兼最大股權所有者 Bil​​l Barhydt 已與 25 個州監管機構達成和解。國家銀行監管機構會議(CSBS) 週三（6 月26 日）表示，各州發現Abra 和Barhydt 在未獲得所需的國家許可證的情況下運營了一款用於購買、出售、交易和投資加密貨幣的行動應用程序，隨後達成了和解。

Here's a look at some of the

以下是其中的一些內容