美國參議院未能推進《天才法》

美國參議院未能推進《天才法》，該法案旨在引入付款穩定的監管框架

The U.S. Senate on Monday failed to advance the GENIUS Act, legislation that would introduce a regulatory framework for payment stablecoins, following a procedural vote that fell short of the 60 votes needed.

美國參議院週一未能推進《天才法案》，該法案將在程序投票中降至所需的60票之後，該法律將引入付款穩定的監管框架。

The Senate shot down a motion to proceed to S. 1582, the "GENIUS Act: Stablecoin Tether, Inc. v. Seatonrisers, LLC et al" legislation, with a vote of 48-49.

參議院拒絕了一項動議，向S. 1582，“天才法：Stablecoin Tether，Inc。訴Seatonrisers，LLC等”立法，投票為48-49。

The vote was largely along party lines, with all 43 Democratic senators voting against advancing the bill. Three Republican senators—Sen. Josh Hawley, R-MO, Sen. Rand Paul, R-KY, and Majority Leader John Thune, R-SD—also voted in the negative.

投票在很大程度上是按照黨派的，所有43名民主黨參議員都投票反對提出該法案。三名共和黨參議員 - R-MO的Josh Hawley，R-Ky參議員Rand Paul和R-SD的多數黨領袖John Thune（也以否定投票）。

Senators Bill Moran, Pat Smith, and Roger Wicker did not vote.

參議員比爾·莫蘭（Bill Moran），帕特·史密斯（Pat Smith）和羅傑·威克（Roger Wicker）沒有投票。

The legislation, which had previously been approved by the Senate Banking Committee with bipartisan support, faced opposition from several Democratic senators, who expressed concerns over uncompleted legislative text, a perceived rush to a floor vote, and issues surrounding anti-money laundering (AML) provisions and national security.

這項立法以前曾在兩黨支持下得到參議院銀行委員會的批准，面臨著幾位民主黨參議員的反對，他們對未完成的立法文本表示關注，急於進行地板投票以及圍繞反款洗滌（AML）（AML）規定和國家安全的問題。

Democratic senators have also expressed unease over President Donald Trump’s involvement in cryptocurrency. Trump and his family recently launched their memecoins and promoted a stablecoin through the Trump-affiliated World Liberty Financial.

民主黨參議員還對唐納德·特朗普總統參與加密貨幣表示不安。特朗普和他的家人最近通過特朗普隸屬的世界自由金融促進了他們的成員，並促進了一個穩定的人。

Trump also hosted a high-priced crypto fundraising dinner days before the vote, inviting major donors to raise money for the Republican Party at the Trump National Doral Miami resort.

特朗普還在投票前幾天舉辦了高價的加密貨幣籌款晚餐，邀請主要捐助者在特朗普國家多拉爾邁阿密度假村為共和黨籌集資金。

Several Democratic senators have called attention to the ethics implications of government officials profiting from digital assets.

幾位民主黨參議員呼籲關注政府官員從數字資產中獲利的道德影響。

"I'm disappointed that the Senate today failed to advance the GENIUS Act to create a bipartisan framework for regulating stablecoins," said Thune. "This bill has been the subject of six versions and several Democratic amendments in the wake of bipartisan feedback."

圖恩說：“我很失望的是，今天參議院未能推動《天才法》創建一個兩黨的框架來調節穩定的穩定框架。” “這項法案是兩黨反饋後的六個版本和幾項民主修正案的主題。”

"Today's vote to proceed would have allowed for further changes on the Senate floor. Ultimately, however, it appears that several members chose to prioritize other agendas over completing this important legislation and providing President Trump with a bipartisan legislative victory."

“今天的投票將允許在參議院樓層進行進一步的變化。但是，最終，似乎有幾名成員選擇優先考慮其他議程，而不是完成這項重要的立法，並為特朗普總統提供兩黨立法的勝利。”

The GENIUS Act, which stands for "Government Efficiently Narrates Interoperability Usage and Stability," requires stablecoins to maintain 100% reserves backed by U.S. dollars or equivalent liquid assets and mandates annual audits for issuers with over $50 billion in circulation. It also includes restrictions on foreign stablecoin issuers, permitting their circulation in secondary U.S. markets.

《天才法》（Genius Act）代表“政府有效地敘述互操作性的使用和穩定性”，要求穩定性維持以美元或同等流動資產為支持的100％儲備，並要求對超過500億美元流通的發行人進行年度審計。它還包括對外國穩定發行人的限制，允許他們在美國二級市場的發行。

The House Financial Services Committee has advanced a similar proposal, though key differences remain between the two chambers, especially concerning state versus federal oversight and the treatment of foreign issuers.

眾議院金融服務委員會提出了類似的建議，儘管兩個房間之間仍然存在關鍵差異，尤其是關於州與聯邦監督以及外國發行人的待遇。

The failure to advance the bill marks a significant pause in efforts to regulate stablecoins this year. Lawmakers are expected to revisit the issue in the coming weeks.

未能提出該法案的情況標誌著今年規範穩定幣的努力有很大的停頓。預計議員將在未來幾週內重新審視該問題。