美国参议院未能推进《天才法》

美国参议院未能推进《天才法》，该法案旨在引入付款稳定的监管框架

The U.S. Senate on Monday failed to advance the GENIUS Act, legislation that would introduce a regulatory framework for payment stablecoins, following a procedural vote that fell short of the 60 votes needed.

美国参议院周一未能推进《天才法案》，该法案将在程序投票中降至所需的60票之后，该法律将引入付款稳定的监管框架。

The Senate shot down a motion to proceed to S. 1582, the "GENIUS Act: Stablecoin Tether, Inc. v. Seatonrisers, LLC et al" legislation, with a vote of 48-49.

参议院拒绝了一项动议，向S. 1582，“天才法：Stablecoin Tether，Inc。诉Seatonrisers，LLC等”立法，投票为48-49。

The vote was largely along party lines, with all 43 Democratic senators voting against advancing the bill. Three Republican senators—Sen. Josh Hawley, R-MO, Sen. Rand Paul, R-KY, and Majority Leader John Thune, R-SD—also voted in the negative.

投票在很大程度上是按照党派的，所有43名民主党参议员都投票反对提出该法案。三名共和党参议员 - R-MO的Josh Hawley，R-Ky参议员Rand Paul和R-SD的多数党领袖John Thune（也以否定投票）。

Senators Bill Moran, Pat Smith, and Roger Wicker did not vote.

参议员比尔·莫兰（Bill Moran），帕特·史密斯（Pat Smith）和罗杰·威克（Roger Wicker）没有投票。

The legislation, which had previously been approved by the Senate Banking Committee with bipartisan support, faced opposition from several Democratic senators, who expressed concerns over uncompleted legislative text, a perceived rush to a floor vote, and issues surrounding anti-money laundering (AML) provisions and national security.

这项立法以前曾在两党支持下得到参议院银行委员会的批准，面临着几位民主党参议员的反对，他们对未完成的立法文本表示关注，急于进行地板投票以及围绕反款洗涤（AML）（AML）规定和国家安全的问题。

Democratic senators have also expressed unease over President Donald Trump’s involvement in cryptocurrency. Trump and his family recently launched their memecoins and promoted a stablecoin through the Trump-affiliated World Liberty Financial.

民主党参议员还对唐纳德·特朗普总统参与加密货币表示不安。特朗普和他的家人最近通过特朗普隶属的世界自由金融促进了他们的成员，并促进了一个稳定的人。

Trump also hosted a high-priced crypto fundraising dinner days before the vote, inviting major donors to raise money for the Republican Party at the Trump National Doral Miami resort.

特朗普还在投票前几天举办了高价的加密货币筹款晚餐，邀请主要捐助者在特朗普国家多拉尔迈阿密度假村为共和党筹集资金。

Several Democratic senators have called attention to the ethics implications of government officials profiting from digital assets.

几位民主党参议员呼吁关注政府官员从数字资产中获利的道德影响。

"I'm disappointed that the Senate today failed to advance the GENIUS Act to create a bipartisan framework for regulating stablecoins," said Thune. "This bill has been the subject of six versions and several Democratic amendments in the wake of bipartisan feedback."

图恩说：“我很失望的是，今天参议院未能推动《天才法》创建一个两党的框架来调节稳定的稳定框架。” “这项法案是两党反馈后的六个版本和几项民主修正案的主题。”

"Today's vote to proceed would have allowed for further changes on the Senate floor. Ultimately, however, it appears that several members chose to prioritize other agendas over completing this important legislation and providing President Trump with a bipartisan legislative victory."

“今天的投票将允许在参议院楼层进行进一步的变化。但是，最终，似乎有几名成员选择优先考虑其他议程，而不是完成这项重要的立法，并为特朗普总统提供两党立法的胜利。”

The GENIUS Act, which stands for "Government Efficiently Narrates Interoperability Usage and Stability," requires stablecoins to maintain 100% reserves backed by U.S. dollars or equivalent liquid assets and mandates annual audits for issuers with over $50 billion in circulation. It also includes restrictions on foreign stablecoin issuers, permitting their circulation in secondary U.S. markets.

《天才法》（Genius Act）代表“政府有效地叙述互操作性的使用和稳定性”，要求稳定性维持以美元或同等流动资产为支持的100％储备，并要求对超过500亿美元流通的发行人进行年度审计。它还包括对外国稳定发行人的限制，允许他们在美国二级市场的发行。

The House Financial Services Committee has advanced a similar proposal, though key differences remain between the two chambers, especially concerning state versus federal oversight and the treatment of foreign issuers.

众议院金融服务委员会提出了类似的建议，尽管两个房间之间仍然存在关键差异，尤其是有关州与联邦监督以及外国发行人的待遇。

The failure to advance the bill marks a significant pause in efforts to regulate stablecoins this year. Lawmakers are expected to revisit the issue in the coming weeks.

未能提出该法案的情况标志着今年规范稳定币的努力有很大的停顿。预计议员将在未来几周内重新审视该问题。