Stripe 回歸加密支付，擁抱 USDC 穩定幣以實現穩定性

支付巨頭 Stripe 正在重新進入加密支付領域，透過以太坊、Solana 和 Polygon 區塊鏈網路支援 Circle 穩定幣 USDC 的交易。 Stripe 將立即將 USDC 交易轉換為法定貨幣，允許商家接受付款，而不會出現與比特幣相關的波動和延遲，而 Stripe 已於 2018 年停止使用比特幣。

Stripe Embraces Cryptocurrency Payments Once More, This Time with USDC

Stripe 再次擁抱加密貨幣支付，這次是 USDC

Financial services giant Stripe, renowned for its online payment processing prowess, has announced its highly anticipated return to the world of cryptocurrency payments. After discontinuing its Bitcoin payments facility six years ago in 2018, Stripe is now embracing Circle's stablecoin, USD Coin (USDC), as the centerpiece of its revived crypto payment offering.

以其線上支付處理能力而聞名的金融服務巨頭 Stripe 宣布重返加密貨幣支付領域。六年前的 2018 年，Stripe 停止提供比特幣支付服務，如今，Stripe 開始採用 Circle 的穩定幣 USD Coin (USDC) 作為其復興的加密支付產品的核心。

Starting this summer, Stripe will seamlessly integrate USDC payments into its checkout suite, providing merchants with a stable and reliable alternative to traditional fiat currencies. To ensure instant settlement and mitigate volatility concerns, Stripe will immediately convert all USDC transactions into fiat upon receipt.

從今年夏天開始，Stripe 將把 USDC 支付無縫整合到其結帳套件中，為商家提供傳統法定貨幣穩定可靠的替代方案。為了確保即時結算並減輕波動性問題，Stripe 將在收到所有 USDC 交易後立即將其轉換為法定貨幣。

A Robust Crypto Payment Network

強大的加密支付網絡

Stripe has selected Ethereum, Solana, and Polygon as the initial blockchain networks for its USDC payment processing. These networks offer a robust infrastructure with high transaction speeds, low transaction fees, and global reach. This strategic move allows Stripe to tap into the rapidly expanding decentralized finance (DeFi) ecosystem and cater to a wider customer base.

Stripe 選擇以太坊、Solana 和 Polygon 作為其 USDC 支付處理的初始區塊鏈網路。這些網路提供了強大的基礎設施，具有高交易速度、低交易費用和全球覆蓋範圍。這項策略性舉措使 Stripe 能夠進入快速擴張的去中心化金融 (DeFi) 生態系統並迎合更廣泛的客戶群。

A History of Crypto Exploration

加密貨幣探索史

Stripe's foray into cryptocurrency payments dates back to 2014 when it first offered Bitcoin payments to its customers. However, the company discontinued this service in 2018 due to Bitcoin's high volatility and prolonged transaction times, which hindered its practicality as a medium of exchange.

Stripe 進軍加密貨幣支付領域可以追溯到 2014 年，當時它首次向客戶提供比特幣支付服務。然而，由於比特幣的高波動性和交易時間長，阻礙了其作為交換媒介的實用性，該公司於 2018 年停止了這項服務。

In 2021, Stripe played a significant role in Facebook's Libra project, a failed attempt at creating a global stablecoin. Despite its initial enthusiasm, Stripe withdrew its support later that year, citing concerns about regulatory uncertainty and the project's inability to meet its ambitious goals.

2021 年，Stripe 在 Facebook 的 Libra 專案中發揮了重要作用，這是創建全球穩定幣的失敗嘗試。儘管最初充滿熱情，Stripe 在當年晚些時候撤回了支持，理由是擔心監管不確定性以及該項目無法實現其雄心勃勃的目標。

Re-entering the Crypto Realm with a Refined Approach

以精緻的方式重新進入加密領域

Undeterred by past challenges, Stripe has carefully reassessed the crypto landscape and identified stablecoins like USDC as a more suitable solution for payments. Stablecoins maintain a stable value pegged to fiat currencies, minimizing the volatility concerns that plagued Bitcoin in the past.

Stripe 並沒有被過去的挑戰嚇倒，它仔細地重新評估了加密貨幣格局，並確定 USDC 等穩定幣是更合適的支付解決方案。穩定幣維持與法定貨幣掛鉤的穩定價值，最大限度地減少了過去困擾比特幣的波動性擔憂。

"We're excited to announce that we're bringing back crypto as a way to accept payments, but this time with a much better experience," said John Collison, co-founder and president of Stripe. "Crypto is finding real utility. With transaction speeds increasing and costs coming down, we're seeing crypto finally making sense as a means of exchange."

Stripe 聯合創始人兼總裁 John Collison 表示：「我們很高興地宣布，我們將重新啟用加密貨幣作為接受付款的方式，但這一次我們將提供更好的體驗。 」 “加密貨幣正在找到真正的實用性。隨著交易速度的提高和成本的下降，我們看到加密貨幣最終成為一種有意義的交換手段。”

Expanding Global Reach and Facilitating Financial Inclusion

擴大全球影響力並促進金融包容性

Stripe envisions USDC payments as a critical tool for expanding its merchants' global reach. By accepting stablecoin payments, merchants can tap into a vast and growing pool of customers who may not have access to traditional banking services. USDC payments offer a convenient, swift, and reliable alternative to cash or credit cards.

Stripe 將 USDC 支付視為擴大其商家全球影響力的關鍵工具。透過接受穩定幣支付，商家可以接觸到可能無法獲得傳統銀行服務的龐大且不斷成長的客戶群。 USDC 支付提供了一個方便、快速且可靠的現金或信用卡替代方案。

A Broader Suite of Financial Services

更廣泛的金融服務組合

Stripe's re-entry into the crypto space is part of a wider strategy to offer a comprehensive suite of financial services to its customers. Earlier this week, Stripe introduced a long list of new offerings, including the ability for customers to integrate competing payment providers and leverage Stripe's other financial services tooling.

Stripe 重新進入加密貨幣領域是其為客戶提供全面金融服務的更廣泛策略的一部分。本週早些時候，Stripe 推出了一長串新產品，包括客戶能夠整合競爭支付提供者並利用 Stripe 的其他金融服務工具。

A Balancing Act: Innovation and Stability

平衡之舉：創新與穩定

Stripe's renewed involvement in cryptocurrency underscores its ongoing commitment to fintech innovation. However, the company must navigate a delicate balance between embracing emerging technologies and maintaining its reputation as a stable and prudent financial entity.

Stripe 重新涉足加密貨幣領域凸顯了其對金融科技創新的持續承諾。然而，該公司必須在擁抱新興技術和維持其作為穩定審慎的金融實體的聲譽之間取得微妙的平衡。

Despite the inherent risks associated with volatility in the crypto market, Stripe's careful approach and focus on stablecoins could mitigate these concerns. As the fintech industry continues to evolve at a rapid pace, Stripe's ability to adapt and innovate will play a crucial role in its long-term success.

儘管加密貨幣市場的波動性存在固有風險，但 Stripe 的謹慎態度和對穩定幣的關注可以緩解這些擔憂。隨著金融科技產業持續快速發展，Stripe 的適應和創新能力將對其長期成功發揮至關重要的作用。