Stripe 回归加密支付，拥抱 USDC 稳定币以实现稳定性

支付巨头 Stripe 正在重新进入加密支付领域，通过以太坊、Solana 和 Polygon 区块链网络支持 Circle 稳定币 USDC 的交易。 Stripe 将立即将 USDC 交易转换为法定货币，允许商家接受付款，而不会出现与比特币相关的波动和延迟，而 Stripe 已于 2018 年停止使用比特币。

Stripe Embraces Cryptocurrency Payments Once More, This Time with USDC

Stripe 再次拥抱加密货币支付，这次是 USDC

Financial services giant Stripe, renowned for its online payment processing prowess, has announced its highly anticipated return to the world of cryptocurrency payments. After discontinuing its Bitcoin payments facility six years ago in 2018, Stripe is now embracing Circle's stablecoin, USD Coin (USDC), as the centerpiece of its revived crypto payment offering.

以其在线支付处理能力而闻名的金融服务巨头 Stripe 宣布重返加密货币支付领域。六年前的 2018 年，Stripe 停止提供比特币支付服务，如今，Stripe 开始采用 Circle 的稳定币 USD Coin (USDC) 作为其复兴的加密支付产品的核心。

Starting this summer, Stripe will seamlessly integrate USDC payments into its checkout suite, providing merchants with a stable and reliable alternative to traditional fiat currencies. To ensure instant settlement and mitigate volatility concerns, Stripe will immediately convert all USDC transactions into fiat upon receipt.

从今年夏天开始，Stripe 将把 USDC 支付无缝集成到其结账套件中，为商家提供传统法定货币稳定可靠的替代方案。为了确保即时结算并减轻波动性问题，Stripe 将在收到所有 USDC 交易后立即将其转换为法定货币。

A Robust Crypto Payment Network

强大的加密支付网络

Stripe has selected Ethereum, Solana, and Polygon as the initial blockchain networks for its USDC payment processing. These networks offer a robust infrastructure with high transaction speeds, low transaction fees, and global reach. This strategic move allows Stripe to tap into the rapidly expanding decentralized finance (DeFi) ecosystem and cater to a wider customer base.

Stripe 选择以太坊、Solana 和 Polygon 作为其 USDC 支付处理的初始区块链网络。这些网络提供了强大的基础设施，具有高交易速度、低交易费用和全球覆盖范围。这一战略举措使 Stripe 能够进入快速扩张的去中心化金融 (DeFi) 生态系统并迎合更广泛的客户群。

A History of Crypto Exploration

加密货币探索史

Stripe's foray into cryptocurrency payments dates back to 2014 when it first offered Bitcoin payments to its customers. However, the company discontinued this service in 2018 due to Bitcoin's high volatility and prolonged transaction times, which hindered its practicality as a medium of exchange.

Stripe 进军加密货币支付领域可以追溯到 2014 年，当时它首次向客户提供比特币支付服务。然而，由于比特币的高波动性和交易时间长，阻碍了其作为交换媒介的实用性，该公司于 2018 年停止了这项服务。

In 2021, Stripe played a significant role in Facebook's Libra project, a failed attempt at creating a global stablecoin. Despite its initial enthusiasm, Stripe withdrew its support later that year, citing concerns about regulatory uncertainty and the project's inability to meet its ambitious goals.

2021 年，Stripe 在 Facebook 的 Libra 项目中发挥了重要作用，这是一次创建全球稳定币的失败尝试。尽管最初充满热情，Stripe 还是在当年晚些时候撤回了支持，理由是担心监管不确定性以及该项目无法实现其雄心勃勃的目标。

Re-entering the Crypto Realm with a Refined Approach

以精致的方式重新进入加密领域

Undeterred by past challenges, Stripe has carefully reassessed the crypto landscape and identified stablecoins like USDC as a more suitable solution for payments. Stablecoins maintain a stable value pegged to fiat currencies, minimizing the volatility concerns that plagued Bitcoin in the past.

Stripe 没有被过去的挑战吓倒，它仔细地重新评估了加密货币格局，并确定 USDC 等稳定币是更合适的支付解决方案。稳定币保持与法定货币挂钩的稳定价值，最大限度地减少了过去困扰比特币的波动性担忧。

"We're excited to announce that we're bringing back crypto as a way to accept payments, but this time with a much better experience," said John Collison, co-founder and president of Stripe. "Crypto is finding real utility. With transaction speeds increasing and costs coming down, we're seeing crypto finally making sense as a means of exchange."

Stripe 联合创始人兼总裁约​​翰·科里森 (John Collison) 表示：“我们很高兴地宣布，我们将重新启用加密货币作为接受付款的方式，但这一次我们将提供更好的体验。” “加密货币正在找到真正的实用性。随着交易速度的提高和成本的下降，我们看到加密货币最终成为一种有意义的交换手段。”

Expanding Global Reach and Facilitating Financial Inclusion

扩大全球影响力并促进金融包容性

Stripe envisions USDC payments as a critical tool for expanding its merchants' global reach. By accepting stablecoin payments, merchants can tap into a vast and growing pool of customers who may not have access to traditional banking services. USDC payments offer a convenient, swift, and reliable alternative to cash or credit cards.

Stripe 将 USDC 支付视为扩大其商户全球影响力的关键工具。通过接受稳定币支付，商家可以接触到可能无法获得传统银行服务的庞大且不断增长的客户群。 USDC 支付提供了一种方便、快捷且可靠的现金或信用卡替代方案。

A Broader Suite of Financial Services

更广泛的金融服务组合

Stripe's re-entry into the crypto space is part of a wider strategy to offer a comprehensive suite of financial services to its customers. Earlier this week, Stripe introduced a long list of new offerings, including the ability for customers to integrate competing payment providers and leverage Stripe's other financial services tooling.

Stripe 重新进入加密货币领域是其为客户提供全面金融服务的更广泛战略的一部分。本周早些时候，Stripe 推出了一长串新产品，包括客户能够整合竞争支付提供商并利用 Stripe 的其他金融服务工具。

A Balancing Act: Innovation and Stability

平衡之举：创新与稳定

Stripe's renewed involvement in cryptocurrency underscores its ongoing commitment to fintech innovation. However, the company must navigate a delicate balance between embracing emerging technologies and maintaining its reputation as a stable and prudent financial entity.

Stripe 重新涉足加密货币领域凸显了其对金融科技创新的持续承诺。然而，该公司必须在拥抱新兴技术和保持其作为稳定审慎的金融实体的声誉之间取得微妙的平衡。

Despite the inherent risks associated with volatility in the crypto market, Stripe's careful approach and focus on stablecoins could mitigate these concerns. As the fintech industry continues to evolve at a rapid pace, Stripe's ability to adapt and innovate will play a crucial role in its long-term success.

尽管加密货币市场的波动性存在固有风险，但 Stripe 的谨慎态度和对稳定币的关注可以缓解这些担忧。随着金融科技行业持续快速发展，Stripe 的适应和创新能力将对其长期成功发挥至关重要的作用。