Stablecoin交易量首次超過Visa的全球總數

在一個主要里程碑中，Stablecoin交易量在2024年首次超過了Visa的全球總數。

Stablecoin transactions outpaced Visa's global volume in 2024, a new report by Bitwise Asset Management reveals.

Bitwise Asset Management的一份新報告顯示，Stablecoin交易在2024年的全球銷量上超過了Visa的全球銷量。

As per the report's findings, stablecoins processed transactions to the tune of approximately $14 trillion over the past year, surpassing Visa's transactions of $13 trillion. This marks a significant milestone in the evolution of the global payments system.

根據報告的調查結果，Stablecoins在過去一年中處理了約14萬億美元的交易，超過了Visa的交易13萬億美元。這標誌著全球支付系統的發展一個重要的里程碑。

The record volume follows a period of rapid growth for stablecoins, with transactions nearly doubling from an estimated $7 trillion in 2023. Stablecoins, such as Tether's USDT and Circle's USDC, are designed to maintain a stable price, in contrast to more volatile cryptocurrencies like Bitcoin or Ethereum.

創紀錄的捲是在一段時間以來的穩定劑的快速增長之後，交易幾乎翻了一番，估計在2023年估計的7萬億美元中。

This stability, along with their low costs and high speed, makes stablecoins suitable for cross-border payments, an area where demand is increasing. They are proving especially useful in regions with volatile local currencies, such as parts of Latin America and Africa.

這種穩定性以及它們的低成本和高速，使穩定劑適合跨境支付，這一區域正在增加。事實證明，它們在揮發性當地貨幣（例如拉丁美洲和非洲的部分地區）的地區特別有用。

Major financial institutions are also showing interest in stablecoins, further boosting the market. Prominent companies like PayPal, Fidelity, and Bank of America are exploring or actively using stablecoins.

主要的金融機構也表現出對穩定幣的興趣，進一步促進了市場。 PayPal，Fidelity和America等著名公司正在探索或積極使用Stablecoins。

Moreover, policymakers are examining stablecoins through two key U.S. bills, the GENIUS Act and the STABLE Act, both of which are being considered by Congress.

此外，政策制定者正在通過兩項美國的主要法案，《天才法》和《穩定法案》審查穩定的人，國會都考慮了這兩種法案。

A significant portion of this stablecoin activity occurs on the Ethereum network, which has faced challenges with high fees and scaling despite being the main blockchain for these dollar-pegged digital assets. However, Layer-2 scaling solutions like Arbitrum, Optimism, and Base are assisting Ethereum in handling this volume.

這種穩定活動的很大一部分發生在以太坊網絡上，儘管這些美元固定數字資產的主要區塊鏈，但面臨高費用和擴展的挑戰。但是，第2層縮放解決方案（如仲裁，樂觀和基礎）正在協助以太坊處理此卷。

Working in conjunction with Ethereum's core infrastructure, these L2s facilitate stablecoin payments to be executed efficiently and economically on the network.

這些L2與以太坊的核心基礎架構一起工作，促進了穩定的付款，以在網絡上有效和經濟執行。