Stablecoin交易量首次超过Visa的全球总数

在一个主要里程碑中，Stablecoin交易量在2024年首次超过了Visa的全球总数。

Stablecoin transactions outpaced Visa's global volume in 2024, a new report by Bitwise Asset Management reveals.

Bitwise Asset Management的一份新报告显示，Stablecoin交易在2024年的全球销量上超过了Visa的全球销量。

As per the report's findings, stablecoins processed transactions to the tune of approximately $14 trillion over the past year, surpassing Visa's transactions of $13 trillion. This marks a significant milestone in the evolution of the global payments system.

根据报告的调查结果，Stablecoins在过去一年中处理了约14万亿美元的交易，超过了Visa的交易13万亿美元。这标志着全球支付系统的发展一个重要的里程碑。

The record volume follows a period of rapid growth for stablecoins, with transactions nearly doubling from an estimated $7 trillion in 2023. Stablecoins, such as Tether's USDT and Circle's USDC, are designed to maintain a stable price, in contrast to more volatile cryptocurrencies like Bitcoin or Ethereum.

创纪录的卷是在一段时间以来的稳定剂的快速增长之后，交易几乎翻了一番，估计在2023年估计的7万亿美元中。

This stability, along with their low costs and high speed, makes stablecoins suitable for cross-border payments, an area where demand is increasing. They are proving especially useful in regions with volatile local currencies, such as parts of Latin America and Africa.

这种稳定性以及它们的低成本和高速，使稳定剂适合跨境支付，这一区域正在增加。事实证明，它们在挥发性当地货币（例如拉丁美洲和非洲的部分地区）的地区特别有用。

Major financial institutions are also showing interest in stablecoins, further boosting the market. Prominent companies like PayPal, Fidelity, and Bank of America are exploring or actively using stablecoins.

主要的金融机构也表现出对稳定币的兴趣，进一步促进了市场。 PayPal，Fidelity和America等著名公司正在探索或积极使用Stablecoins。

Moreover, policymakers are examining stablecoins through two key U.S. bills, the GENIUS Act and the STABLE Act, both of which are being considered by Congress.

此外，政策制定者正在通过两项美国的主要法案，《天才法》和《稳定法案》审查稳定的人，国会都考虑了这两种法案。

A significant portion of this stablecoin activity occurs on the Ethereum network, which has faced challenges with high fees and scaling despite being the main blockchain for these dollar-pegged digital assets. However, Layer-2 scaling solutions like Arbitrum, Optimism, and Base are assisting Ethereum in handling this volume.

这种稳定活动的很大一部分发生在以太坊网络上，尽管这些美元固定数字资产的主要区块链，但面临高费用和扩展的挑战。但是，第2层缩放解决方案（如仲裁，乐观和基础）正在协助以太坊处理此卷。

Working in conjunction with Ethereum's core infrastructure, these L2s facilitate stablecoin payments to be executed efficiently and economically on the network.

这些L2与以太坊的核心基础架构一起工作，促进了稳定的付款，以在网络上有效和经济执行。