特朗普的加密助理顧問說

《天才法案》清除了參議院的主要投票，將斯abalecoins推向了聯邦合法性。

Could the U.S. unlock trillions overnight – all thanks to stablecoins? Well, there’s a headline you didn’t expect this week. But that’s the claim from David Sacks, the White House’s top advisor on crypto and AI under the Trump administration. And if he’s right, America’s debt market might be on the verge of a huge shift.

美國可以在一夜之間解鎖數万億美元嗎？好吧，這周有一個您沒想到的標題。但這就是戴維·薩克斯（David Sacks）在特朗普政府領導下的白宮高級加密和AI顧問的主張。而且，如果他是對的，那麼美國的債務市場可能正處於巨大轉變的邊緣。

Speaking on Thursday to CNBC, Sacks said that regulatory clarity for stablecoins could trigger “trillions of dollars of demand for our Treasuries practically overnight, very quickly.”

薩克斯週四在周四向CNBC發表講話時說，對穩定的監管明確性可能會觸發“幾乎在一夜之間，對我們的國債的需求數万億美元。”

His statement is a bold forecast backed by the Trump administration’s renewed push for crypto legislation.

他的聲明是由特朗普政府重新推動加密立法的大膽預測。

Here’s why you need to pay attention.

這就是為什麼您需要注意的原因。

The GENIUS Act: A Key Senate Vote Passes

《天才法》：參議院的關鍵投票通過

The House voted 66-32 to pass the bill, with 15 Democrats joining all 51 Republicans in a move that puts the measure on track for a House vote.

眾議院以66-32的投票通過該法案，有15名民主黨人加入了所有51名共和黨人，這一舉動使這項措施有望進行眾議院投票。

The bill, short for Guiding and Establishing National Innovation for U.S. Stablecoins, would finally give stablecoin issuers a proper federal framework and bring dollar-backed stablecoins under U.S. oversight.

該法案是指導和建立美國Stablecoins的國家創新的縮寫，最終將為Stablecoin發行人提供適當的聯邦框架，並將美元支持的Stablecoins帶到美國的監督下。

It's also being touted as a way to modernize the U.S. financial system and maintain the dollar's global dominance as other major economies are developing their own digital currencies.

隨著其他主要經濟體正在開發自己的數字貨幣，它也被吹捧為現代化美國金融體係並保持美元全球統治地位的一種方式。

The bill still faces hurdles in the House, where it could be stalled by lawmakers focused on pressing issues like the upcoming debt ceiling showdown or pressing economic concerns.

該法案仍然面臨眾議院的障礙，該法案可能會被關注緊迫的問題所拖延的議員，例如即將到來的債務上限攤牌或緊迫的經濟問題。

But if it does pass, it will mark a significant shift in how the U.S. approaches digital assets and could have far-reaching implications for the global financial landscape.

但是，如果確實通過，它將標誌著美國如何處理數字資產的方式發生重大轉變，並可能對全球金融格局產生深遠的影響。

U.S. Treasury Demand Could Soar With Stablecoin Liquidity

美國國庫的需求可能會隨著穩定的流動性而飆升

Sacks, known for his outspoken views on crypto and AI, framed the bill as a massive economic opportunity – a chance to attract enormous liquidity into Treasuries. Stablecoins, he said, offer “a new, more efficient, cheaper, smoother payment system.”

薩克斯（Sacks）以對加密和AI的直言不諱而聞名，將該法案視為巨大的經濟機會，這是吸引巨大流動性進入國庫的機會。他說，Stablecoins提供了“一種新的，更高效，更便宜，更流暢的支付系統”。

There’s already over $200 billion in stablecoins circulating, and without clear rules. With regulation, that capital could flow into U.S. Treasuries, potentially changing the outlook of government debt financing.

穩定的穩定蛋白已經循環超過2000億美元，沒有明確的規則。通過法規，資本可能會流入美國國庫，可能會改變政府債務融資的前景。

However, critics are flagging the emerging conflicts of interest as Trump’s family is backing World Liberty Financial, which recently launched USD1, a stablecoin backed by U.S. Treasuries. It also pulled in a $2 billion investment from Abu Dhabi’s MGX fund – channeled through Binance, the same exchange that just admitted to violating U.S. anti-money laundering laws in a $4.3 billion plea deal.

但是，批評家們正在宣布新興的利益衝突，因為特朗普的家人支持世界自由金融，該國自由金融公司最近推出了USD1，這是由美國國債支持的穩定的。它還從阿布扎比的MGX基金中獲得了20億美元的投資，該基金通過Binance進行了渠道，同樣的交易所僅承認以43億美元的認罪協議違反了美國反洗錢法律。

Last-Minute Amendment Stirs Up Credit Card Late Fees Debate

最後一刻的修正案激發了信用卡的延遲費用辯論

As the House prepares to vote on the bill, Sen. Josh Hawley dropped a last-minute amendment that would cap credit card late fees.

當眾議院準備對該法案進行投票時，參議員喬什·霍利（Josh Hawley）放棄了最後一刻的修正案，將限制信用卡滯納金。

This move could face resistance from the banking industry, which typically charges hefty late payment penalties to cardholders.

這一舉動可能會面臨銀行業的抵抗，該行業通常會向持卡人收取高度的延遲付款罰款。

The amendment is part of a broader effort by lawmakers to address what they perceive as unfair or exploitative practices by large corporations and financial institutions.

該修正案是立法者更廣泛努力的一部分，以解決大型公司和金融機構的不公平或剝削行為。

However, this addition might slow down the bill’s progress as it faces an urgent deadline to pass the bill before the House breaks for August recess.

但是，這一增加可能會放慢法案的進度，因為它面臨著緊急的截止日期，可以在眾議院休息之前通過該法案。

If the bill isn't passed by August, it will likely stall until September, which could impact the broader outlook for the U.S. crypto regulatory landscape.

如果該法案在八月之前沒有通過，它可能會直到9月才會停滯，這可能會影響美國加密監管景觀的更廣泛的前景。

If the GENIUS Act passes, this won’t just be a win for stablecoins. It could become a turning point in how the U.S. approaches digital dollars, debt markets, and its global economic leverage. It’s not often crypto gets framed as a lever of national strategy – but here we are. And if Sacks is right, this is just the beginning.

如果《天才法案》過去了，這不僅是穩定的勝利。這可能成為美國如何接近數字美元，債務市場及其全球經濟槓桿的轉折點。它並不經常被構架為國家戰略的槓桿，但是我們在這裡。如果麻袋正確，這僅僅是開始。