特朗普的加密助理顾问说

《天才法案》清除了参议院的主要投票，将斯abalecoins推向了联邦合法性。

Could the U.S. unlock trillions overnight – all thanks to stablecoins? Well, there’s a headline you didn’t expect this week. But that’s the claim from David Sacks, the White House’s top advisor on crypto and AI under the Trump administration. And if he’s right, America’s debt market might be on the verge of a huge shift.

美国可以在一夜之间解锁数万亿美元吗？好吧，这周有一个您没想到的标题。但这就是戴维·萨克斯（David Sacks）在特朗普政府领导下的白宫高级加密和AI顾问的主张。而且，如果他是对的，那么美国的债务市场可能正处于巨大转变的边缘。

Speaking on Thursday to CNBC, Sacks said that regulatory clarity for stablecoins could trigger “trillions of dollars of demand for our Treasuries practically overnight, very quickly.”

萨克斯周四在周四向CNBC发表讲话时说，对稳定的监管明确性可能会触发“几乎在一夜之间，对我们的国债的需求数万亿美元。”

His statement is a bold forecast backed by the Trump administration’s renewed push for crypto legislation.

他的声明是由特朗普政府重新推动加密立法的大胆预测。

Here’s why you need to pay attention.

这就是为什么您需要注意的原因。

The GENIUS Act: A Key Senate Vote Passes

《天才法》：参议院的关键投票通过

The House voted 66-32 to pass the bill, with 15 Democrats joining all 51 Republicans in a move that puts the measure on track for a House vote.

众议院以66-32的投票通过该法案，有15名民主党人加入了所有51名共和党人，这一举动使这项措施有望进行众议院投票。

The bill, short for Guiding and Establishing National Innovation for U.S. Stablecoins, would finally give stablecoin issuers a proper federal framework and bring dollar-backed stablecoins under U.S. oversight.

该法案是指导和建立美国Stablecoins的国家创新的缩写，最终将为Stablecoin发行人提供适当的联邦框架，并将美元支持的Stablecoins带到美国的监督下。

It's also being touted as a way to modernize the U.S. financial system and maintain the dollar's global dominance as other major economies are developing their own digital currencies.

随着其他主要经济体正在开发自己的数字货币，它也被吹捧为现代化美国金融体系并保持美元全球统治地位的一种方式。

The bill still faces hurdles in the House, where it could be stalled by lawmakers focused on pressing issues like the upcoming debt ceiling showdown or pressing economic concerns.

该法案仍然面临众议院的障碍，该法案可能会被关注紧迫的问题所拖延的议员，例如即将到来的债务上限摊牌或紧迫的经济问题。

But if it does pass, it will mark a significant shift in how the U.S. approaches digital assets and could have far-reaching implications for the global financial landscape.

但是，如果确实通过，它将标志着美国如何处理数字资产的方式发生重大转变，并可能对全球金融格局产生深远的影响。

U.S. Treasury Demand Could Soar With Stablecoin Liquidity

美国国库的需求可能会随着稳定的流动性而飙升

Sacks, known for his outspoken views on crypto and AI, framed the bill as a massive economic opportunity – a chance to attract enormous liquidity into Treasuries. Stablecoins, he said, offer “a new, more efficient, cheaper, smoother payment system.”

萨克斯（Sacks）以对加密和AI的直言不讳而闻名，将该法案视为巨大的经济机会，这是吸引巨大流动性进入国库的机会。他说，Stablecoins提供了“一种新的，更高效，更便宜，更流畅的支付系统”。

There’s already over $200 billion in stablecoins circulating, and without clear rules. With regulation, that capital could flow into U.S. Treasuries, potentially changing the outlook of government debt financing.

稳定的稳定蛋白已经循环超过2000亿美元，没有明确的规则。通过法规，资本可能会流入美国国库，可能会改变政府债务融资的前景。

However, critics are flagging the emerging conflicts of interest as Trump’s family is backing World Liberty Financial, which recently launched USD1, a stablecoin backed by U.S. Treasuries. It also pulled in a $2 billion investment from Abu Dhabi’s MGX fund – channeled through Binance, the same exchange that just admitted to violating U.S. anti-money laundering laws in a $4.3 billion plea deal.

但是，批评家们正在宣布新兴的利益冲突，因为特朗普的家人支持世界自由金融，该国自由金融公司最近推出了USD1，这是由美国国债支持的稳定的。它还从阿布扎比的MGX基金中获得了20亿美元的投资，该基金通过Binance进行了渠道，同样的交易所仅承认以43亿美元的认罪协议违反了美国反洗钱法律。

Last-Minute Amendment Stirs Up Credit Card Late Fees Debate

最后一刻的修正案激发了信用卡的延迟费用辩论

As the House prepares to vote on the bill, Sen. Josh Hawley dropped a last-minute amendment that would cap credit card late fees.

当众议院准备对该法案进行投票时，参议员乔什·霍利（Josh Hawley）放弃了最后一刻的修正案，将限制信用卡滞纳金。

This move could face resistance from the banking industry, which typically charges hefty late payment penalties to cardholders.

这一举动可能会面临银行业的抵抗，该行业通常会向持卡人收取高度的延迟付款罚款。

The amendment is part of a broader effort by lawmakers to address what they perceive as unfair or exploitative practices by large corporations and financial institutions.

该修正案是立法者更广泛努力的一部分，以解决大型公司和金融机构的不公平或剥削行为。

However, this addition might slow down the bill’s progress as it faces an urgent deadline to pass the bill before the House breaks for August recess.

但是，这一增加可能会放慢法案的进度，因为它面临着紧急的截止日期，可以在众议院休息之前通过该法案。

If the bill isn't passed by August, it will likely stall until September, which could impact the broader outlook for the U.S. crypto regulatory landscape.

如果该法案在八月之前没有通过，它可能会直到9月才会停滞，这可能会影响美国加密监管景观的更广泛的前景。

If the GENIUS Act passes, this won’t just be a win for stablecoins. It could become a turning point in how the U.S. approaches digital dollars, debt markets, and its global economic leverage. It’s not often crypto gets framed as a lever of national strategy – but here we are. And if Sacks is right, this is just the beginning.

如果《天才法案》过去了，这不仅是稳定的胜利。这可能成为美国如何接近数字美元，债务市场及其全球经济杠杆的转折点。它并不经常被构架为国家战略的杠杆，但是我们在这里。如果麻袋正确，这仅仅是开始。