SMBC探索與Ava Labs和Fireblocks合作推出自己的Stablecoin

日本的Sumitomo Mitsui銀行公司（SMBC），該國第二大銀行將探索自己的Stablecoin的推出

Japan's second-largest bank, Sumitomo Mitsui Banking Corporation (SMBC), is exploring the launch of its own stablecoin. The initiative will see the bank partner with blockchain firm Ava Labs, crypto security provider Fireblocks, and local IT firm TIS for the project’s experimental phase.

日本第二大銀行Sumitomo Mitsui銀行公司（SMBC）正在探索自己的Stablecoin的推出。該計劃將與區塊鏈公司AVA實驗室，加密安全提供商Fireblocks和本地IT公司與該項目的實驗階段進行銀行合作夥伴。

Ava Labs, known for its Avalanche blockchain platform, will be focusing on establishing the foundational blockchain technology for the stablecoin. Fireblocks is slated to develop the management system necessary for the tokens.

以其雪崩區塊鏈平台而聞名的Ava Labs將著重於建立穩定的基礎區塊鏈技術。 Fireblocks計劃開發令牌所需的管理系統。

The move toward stablecoins comes as financial institutions are increasingly recognizing their potential to facilitate cross-border payments more efficiently and at a lower cost.

由於金融機構越來越多地認識到其更有效，以較低的成本促進跨境支付的潛力，朝著穩定的貨幣邁出的轉變。

Traditional systems like SWIFT often come with higher fees and prolonged processing times due to the involvement of intermediaries. Stablecoins, on the other hand, can be used to transfer value directly between two parties without the need for a third party.

像Swift這樣的傳統系統通常會因中介機構的參與而獲得更高的費用和延長的處理時間。另一方面，穩定幣可用於直接在兩方之間轉移價值，而無需第三方。

SMBC has been involved in initiatives related to Web3 technologies. In 2022, the bank launched the Token Business Lab alongside HashPort to provide blockchain services, including non-fungible tokens (NFTs). Also in 2022, SMBC participated in pilot programs for soulbound tokens, which are designed to be used for identity verification.

SMBC參與了與Web3技術有關的計劃。 2022年，該銀行與Hashport一起啟動了代幣業務實驗室，以提供區塊鏈服務，包括無牙代幣（NFTS）。同樣在2022年，SMBC參加了用於Soulbound代幣的試點計劃，該計劃旨在用於身份驗證。

In June 2022, Japan's Parliament passed amendments to the Payment Services Act, which came into effect in November 2022. These amendments brought fiat-pegged stablecoins into the scope of "Electronic Payment Instruments."

2022年6月，日本議會通過了《付款服務法》的修正案，該法案於2022年11月生效。這些修正案使菲亞特·佩格·斯平黴素（Fiat-Pegggggggggggggggggggggggggggggggg）進入了“電子支付工具”的範圍。

The new regulations specify that only licensed banks, service providers, and trust companies will be authorized to issue stablecoins. Moreover, the institutions engaged in stablecoin management will be subject to registration requirements.

新法規規定，只有獲得許可的銀行，服務提供商和信託公司將被授權簽發Stablecoins。此外，從事Stablecoin管理的機構將遵守註冊要求。

In the U.S., discussions around regulating stablecoins are heating up. President Donald Trump recently weighed in on the topic, stating that a clear legal framework is needed to support dollar-backed stablecoins.

在美國，有關調節穩定蛋白的討論正在加熱。唐納德·特朗普（Donald Trump）總統最近對這個話題進行了權衡，並指出需要一個明確的法律框架來支持美元支持的穩定股。

Trump also expressed concern over the potential closure of major banks, asserting the importance of keeping them open and operational.

特朗普還對主要銀行的潛在關閉表示關注，並主張保持開放和運營的重要性。