SMBC探索与Ava Labs和Fireblocks合作推出自己的Stablecoin

日本的Sumitomo Mitsui银行公司（SMBC），该国第二大银行将探索自己的Stablecoin的推出

Japan's second-largest bank, Sumitomo Mitsui Banking Corporation (SMBC), is exploring the launch of its own stablecoin. The initiative will see the bank partner with blockchain firm Ava Labs, crypto security provider Fireblocks, and local IT firm TIS for the project’s experimental phase.

日本第二大银行Sumitomo Mitsui银行公司（SMBC）正在探索自己的Stablecoin的推出。该计划将与区块链公司AVA实验室，加密安全提供商Fireblocks和本地IT公司与该项目的实验阶段进行银行合作伙伴。

Ava Labs, known for its Avalanche blockchain platform, will be focusing on establishing the foundational blockchain technology for the stablecoin. Fireblocks is slated to develop the management system necessary for the tokens.

以其雪崩区块链平台而闻名的Ava Labs将着重于建立稳定的基础区块链技术。 Fireblocks计划开发令牌所需的管理系统。

The move toward stablecoins comes as financial institutions are increasingly recognizing their potential to facilitate cross-border payments more efficiently and at a lower cost.

由于金融机构越来越多地认识到其更有效，以较低的成本促进跨境支付的潜力，朝着稳定的货币迈出的转变。

Traditional systems like SWIFT often come with higher fees and prolonged processing times due to the involvement of intermediaries. Stablecoins, on the other hand, can be used to transfer value directly between two parties without the need for a third party.

像Swift这样的传统系统通常会因中介机构的参与而获得更高的费用和延长的处理时间。另一方面，稳定币可用于直接在两方之间转移价值，而无需第三方。

SMBC has been involved in initiatives related to Web3 technologies. In 2022, the bank launched the Token Business Lab alongside HashPort to provide blockchain services, including non-fungible tokens (NFTs). Also in 2022, SMBC participated in pilot programs for soulbound tokens, which are designed to be used for identity verification.

SMBC参与了与Web3技术有关的计划。 2022年，该银行与Hashport一起启动了代币业务实验室，以提供区块链服务，包括无牙代币（NFTS）。同样在2022年，SMBC参加了用于Soulbound代币的试点计划，该计划旨在用于身份验证。

In June 2022, Japan's Parliament passed amendments to the Payment Services Act, which came into effect in November 2022. These amendments brought fiat-pegged stablecoins into the scope of "Electronic Payment Instruments."

2022年6月，日本议会通过了《付款服务法》的修正案，该法案于2022年11月生效。这些修正案使菲亚特·佩格·斯平霉素（Fiat-Pegggggggggggggggggggggggggggggggg）进入了“电子支付工具”的范围。

The new regulations specify that only licensed banks, service providers, and trust companies will be authorized to issue stablecoins. Moreover, the institutions engaged in stablecoin management will be subject to registration requirements.

新法规规定，只有获得许可的银行，服务提供商和信托公司将被授权签发Stablecoins。此外，从事Stablecoin管理的机构将遵守注册要求。

In the U.S., discussions around regulating stablecoins are heating up. President Donald Trump recently weighed in on the topic, stating that a clear legal framework is needed to support dollar-backed stablecoins.

在美国，有关调节稳定蛋白的讨论正在加热。唐纳德·特朗普（Donald Trump）总统最近对这个话题进行了权衡，并指出需要一个明确的法律框架来支持美元支持的稳定股。

Trump also expressed concern over the potential closure of major banks, asserting the importance of keeping them open and operational.

特朗普还对主要银行的潜在关闭表示关注，并主张保持开放和运营的重要性。