“新加坡將與'Grab'付款”

QR碼終端點亮。我將出現在Grab應用程序（APP）上的QR碼。付款立即完成。

I'll pay with 'grab'.

我會用“抓取”付款。

The QR code terminal is lit. I put the QR code that appears on the Grab application (app). The payment was completed in an instant. There was not a moment of interruption.

QR碼終端點亮。我將出現在Grab應用程序（APP）上的QR碼。付款立即完成。沒有瞬間的中斷。

There was no need to exchange the reporter's grab account money into Singapore dollars. It was paid directly to the stablecoin tether (USDT) in the account. Stablecoins refer to virtual assets with a fixed price of $1 per piece.

無需將記者的搶賬戶貨幣交換為新加坡美元。它直接支付給帳戶中的Stablecoin Tether（USDT）。 Stablecoins是指固定價格每件$ 1的虛擬資產。

The best super app grab in Southeast Asia is similar to Kakao Taxi, Baedal Minjok, and Samsung Pay combined in Korea.

東南亞最好的超級應用程序搶奪與韓國合計的卡科出租車，巴達爾·米喬克和三星薪水相似。

Grab, called the Southeast Asian version of Uber, starts with ride-sharing and provides a variety of services, including food delivery, mart shopping, and payment.

Grab被稱為東南亞版的Uber，從共享乘車開始，並提供各種服務，包括食品交付，購物和付款。

Grab established five virtual asset-based payment systems in March last year, including Bitcoin, Ethereum, Tether, and stablecoins "XSGD" linked to Singapore dollars in USDC.

去年3月，Grab建立了五個基於虛擬資產的支付系統，其中包括比特幣，以太坊，繫繩和Stablecoins“ XSGD”，與USDC的新加坡美元鏈接。

Grab is an app used in most situations for travel, such as taking a taxi or eating delivery food in Singapore, so everything is possible if you have virtual assets, especially stablecoins.

Grab是在大多數旅行情況下使用的應用程序，例如乘坐出租車或在新加坡吃送貨食品，因此，如果您擁有虛擬資產，尤其是Stablecoins，一切都可以。

Even Koreans can easily pay with virtual assets. However, due to the nature of the app, you need to use a local SIM or self-authentication. By signing up, you can transfer virtual assets to your virtual asset wallet in Grab.

即使是韓國人，虛擬資產也很容易付款。但是，由於該應用程序的性質，您需要使用本地的SIM或自治。通過註冊，您可以在Grab中將虛擬資產轉移到虛擬資產錢包中。

There is no need to ask if you can pay with virtual assets in stores because the super app called Grab is naturally equipped with virtual asset payments. Wherever QR codes can be paid, most of them can be paid.

無需詢問您是否可以在商店中使用虛擬資產付款，因為稱為Grab的超級應用自然配備了虛擬資產支付。可以支付QR碼的何處，大多數都可以支付。

The reporter used Tether, a stablecoin with a fast transfer rate and low commission. I bought Tether from Bithumb, a domestic exchange. The transaction fee is 0.04%. However, in Korea, it is a little complicated to transfer coins to grab due to the Travel Rule introduced in 2022. So the reporter used an overseas virtual asset exchange called Binance. The transfer fee for sending tethers from Bithumb to another virtual asset exchange is 0%.

記者使用Tether，這是一種具有快速轉移率和低佣金的穩定幣。我從國內交易所Bithumb購買了繫繩。交易費為0.04％。但是，在韓國，由於2022年引入的旅行規則，轉移硬幣要抓住有點複雜。因此，記者使用了海外虛擬資產交換，稱為Binance。將Tethers從Bithumb發送到另一個虛擬資產交換的轉移費為0％。

I sent the tether I received to Binance back to Grab. When transferring from Binance to Grab, the fee varies depending on which payment network you use.

我將收到的繫繩寄回了binance抓住。當從binance轉移到抓取時，費用會因您使用的付款網絡而異。

If Ethereum is used, it is expensive at 2.5 tethers (about 3,500 won). Solana pays a fee of 0.5 tether (about 700 won) per case. The competition for fee cuts is fierce in this field. If you use Polygon, it goes down to 0.02 tether (about 28 won).

如果使用以太坊，則價格為2.5 tethers（約3500韓元）。 Solana每組支付0.5系（約700韓元）的費用。在這一領域，減稅的競爭非常激烈。如果您使用多邊形，則降至0.02繫繩（約28韓元）。

If domestic regulations disappear, it is a remittance fee that would not have been necessary other than tether transaction fees on the virtual asset exchange. However, it is a revolutionary change considering that overseas remittances take two to three days and cost tens of thousands of won in fees through the SWIFT network.

如果國內法規消失，則是匯款費，除了虛擬資產交換上的繫繩交易費用外，這是沒有必要的。但是，考慮到海外匯款需要兩到三天，並且通過Swift Network的費用付出了數万韓元，這是一個革命性的變化。

If you charge it, the back is much easier than paying with your existing card. In fact, the payment was completed in an instant when the reporter turned on the Grab app and took a QR code at a Starbucks store in Singapore. I didn't even need to know the concept of bitcoin and stablecoins. It felt like I was using regular points after charging them. In Singapore, virtual assets are permeating deep into life as a means of payment.

如果收取費用，則背部比使用現有卡付款要容易得多。實際上，當記者打開Grab應用程序並在新加坡的一家星巴克商店進行了QR碼時，付款就立即完成了。我什至不需要知道比特幣和穩定的概念。感覺就像我在收費後正在使用常規點。在新加坡，虛擬資產作為一種付款方式深入生活。

It occurred to me that Singapore is becoming a virtual asset (crypto) hub after a financial hub.

在我看來，新加坡正在成為金融樞紐後的虛擬資產（加密）樞紐。

There is also a big difference in payment time. The reporter compared domestic credit card payments and grab payment times using the master card network.

付款時間也有很大的差異。記者使用主卡網絡比較了國內信用卡付款和獲取付款時間。

Card payment took more than 5 seconds after it was brought to the terminal. This is because overseas card payments, unlike domestic payments, have to go through financial institutions in each country and international payment networks (visa, master card, etc.).

卡付款將其帶到終端后花費了5秒鐘以上。這是因為與國內付款不同，海外卡付款必須通過每個國家和國際支付網絡（簽證，主卡等）的金融機構。

You have to decide if you want to pay by exchanging the card now in the visiting country's currency or using the exchange rate at the time of settlement later after paying in won. Compared to cash payments, it's complicated.

您必須決定是否要通過立即以訪問國的貨幣交換卡或在WON付款後的和解時使用匯率來付款。與現金支付相比，這很複雜。

On the other hand, the stablecoin payment ended in less than a second after turning on the app and bringing it to the QR code terminal. It's like paying cash. They only gave virtual assets instead of cash. There is no need for a settlement process because it is the same as a cash payment. This is why some in the virtual asset industry say that the card company's fee payment target will now be the stablecoin remittance fee of the virtual asset exchange.

另一方面，打開應用程序並將其帶到QR碼終端后，Stablecoin付款以不到一秒鐘的時間結束。這就像付錢。他們只提供虛擬資產而不是現金。不需要結算流程，因為它與現金支付相同。這就是為什麼虛擬資產行業中的某些人說，卡公司的費用支付目標現在將是虛擬資產交易所的Stablecoin匯款費。

As of the end of last year, Singapore is the best country in the world to introduce blockchain technology. According to the ranking of blockchain introduction by country, which was evaluated by blockchain platform Apex Protocol based on blockchain patents, blockchain technology-related jobs, and virtual asset exchanges, Singapore ranked highest with an overall score of 85.4 points.

截至去年年底，新加坡是世界上推出區塊鏈技術的最佳國家。根據區塊鏈的排名，該國家的介紹是由區塊鏈平台協議根據區塊鏈專利，與區塊鏈技術相關的工作和虛擬資產交易所評估的，新加坡排名最高，總分為85.4分。

Singapore has 1,600 blockchain patents, 2,433 jobs related

新加坡擁有1,600個區塊鏈專利，與2,433個工作相關