“新加坡将与'Grab'付款”

QR码终端点亮。我将出现在Grab应用程序（APP）上的QR码。付款立即完成。

I'll pay with 'grab'.

我会用“抓取”付款。

The QR code terminal is lit. I put the QR code that appears on the Grab application (app). The payment was completed in an instant. There was not a moment of interruption.

QR码终端点亮。我将出现在Grab应用程序（APP）上的QR码。付款立即完成。没有瞬间的中断。

There was no need to exchange the reporter's grab account money into Singapore dollars. It was paid directly to the stablecoin tether (USDT) in the account. Stablecoins refer to virtual assets with a fixed price of $1 per piece.

无需将记者的抢账户货币交换为新加坡美元。它直接支付给帐户中的Stablecoin Tether（USDT）。 Stablecoins是指固定价格每件$ 1的虚拟资产。

The best super app grab in Southeast Asia is similar to Kakao Taxi, Baedal Minjok, and Samsung Pay combined in Korea.

东南亚最好的超级应用程序抢夺与韩国合计的卡科出租车，巴达尔·米乔克和三星薪水相似。

Grab, called the Southeast Asian version of Uber, starts with ride-sharing and provides a variety of services, including food delivery, mart shopping, and payment.

Grab被称为东南亚版的Uber，从共享乘车开始，并提供各种服务，包括食品交付，购物和付款。

Grab established five virtual asset-based payment systems in March last year, including Bitcoin, Ethereum, Tether, and stablecoins "XSGD" linked to Singapore dollars in USDC.

去年3月，Grab建立了五个基于虚拟资产的支付系统，其中包括比特币，以太坊，系绳和Stablecoins“ XSGD”，与USDC的新加坡美元链接。

Grab is an app used in most situations for travel, such as taking a taxi or eating delivery food in Singapore, so everything is possible if you have virtual assets, especially stablecoins.

Grab是在大多数旅行情况下使用的应用程序，例如乘坐出租车或在新加坡吃送货食品，因此，如果您拥有虚拟资产，尤其是Stablecoins，一切都可以。

Even Koreans can easily pay with virtual assets. However, due to the nature of the app, you need to use a local SIM or self-authentication. By signing up, you can transfer virtual assets to your virtual asset wallet in Grab.

即使是韩国人，虚拟资产也很容易付款。但是，由于该应用程序的性质，您需要使用本地的SIM或自治。通过注册，您可以在Grab中将虚拟资产转移到虚拟资产钱包中。

There is no need to ask if you can pay with virtual assets in stores because the super app called Grab is naturally equipped with virtual asset payments. Wherever QR codes can be paid, most of them can be paid.

无需询问您是否可以在商店中使用虚拟资产付款，因为称为Grab的超级应用自然配备了虚拟资产支付。可以支付QR码的何处，大多数都可以支付。

The reporter used Tether, a stablecoin with a fast transfer rate and low commission. I bought Tether from Bithumb, a domestic exchange. The transaction fee is 0.04%. However, in Korea, it is a little complicated to transfer coins to grab due to the Travel Rule introduced in 2022. So the reporter used an overseas virtual asset exchange called Binance. The transfer fee for sending tethers from Bithumb to another virtual asset exchange is 0%.

记者使用Tether，这是一种具有快速转移率和低佣金的稳定币。我从国内交易所Bithumb购买了系绳。交易费为0.04％。但是，在韩国，由于2022年引入的旅行规则，转移硬币要抓住有点复杂。因此，记者使用了海外虚拟资产交换，称为Binance。将Tethers从Bithumb发送到另一个虚拟资产交换的转移费为0％。

I sent the tether I received to Binance back to Grab. When transferring from Binance to Grab, the fee varies depending on which payment network you use.

我将收到的系绳寄回了binance抓住。当从binance转移到抓取时，费用会因您使用的付款网络而异。

If Ethereum is used, it is expensive at 2.5 tethers (about 3,500 won). Solana pays a fee of 0.5 tether (about 700 won) per case. The competition for fee cuts is fierce in this field. If you use Polygon, it goes down to 0.02 tether (about 28 won).

如果使用以太坊，则价格为2.5 tethers（约3500韩元）。 Solana每组支付0.5系（约700韩元）的费用。在这一领域，减税的竞争非常激烈。如果您使用多边形，则降至0.02系绳（约28韩元）。

If domestic regulations disappear, it is a remittance fee that would not have been necessary other than tether transaction fees on the virtual asset exchange. However, it is a revolutionary change considering that overseas remittances take two to three days and cost tens of thousands of won in fees through the SWIFT network.

如果国内法规消失，则是汇款费，除了虚拟资产交换上的系绳交易费用外，这是没有必要的。但是，考虑到海外汇款需要两到三天，并且通过Swift Network的费用付出了数万韩元，这是一个革命性的变化。

If you charge it, the back is much easier than paying with your existing card. In fact, the payment was completed in an instant when the reporter turned on the Grab app and took a QR code at a Starbucks store in Singapore. I didn't even need to know the concept of bitcoin and stablecoins. It felt like I was using regular points after charging them. In Singapore, virtual assets are permeating deep into life as a means of payment.

如果收取费用，则背部比使用现有卡付款要容易得多。实际上，当记者打开Grab应用程序并在新加坡的一家星巴克商店进行了QR码时，付款就立即完成了。我什至不需要知道比特币和稳定的概念。感觉就像我在收费后正在使用常规点。在新加坡，虚拟资产作为一种付款方式深入生活。

It occurred to me that Singapore is becoming a virtual asset (crypto) hub after a financial hub.

在我看来，新加坡正在成为金融枢纽后的虚拟资产（加密）枢纽。

There is also a big difference in payment time. The reporter compared domestic credit card payments and grab payment times using the master card network.

付款时间也有很大的差异。记者使用主卡网络比较了国内信用卡付款和获取付款时间。

Card payment took more than 5 seconds after it was brought to the terminal. This is because overseas card payments, unlike domestic payments, have to go through financial institutions in each country and international payment networks (visa, master card, etc.).

卡付款将其带到终端后花费了5秒钟以上。这是因为与国内付款不同，海外卡付款必须通过每个国家和国际支付网络（签证，主卡等）的金融机构。

You have to decide if you want to pay by exchanging the card now in the visiting country's currency or using the exchange rate at the time of settlement later after paying in won. Compared to cash payments, it's complicated.

您必须决定是否要通过立即以访问国的货币交换卡或在WON付款后的和解时使用汇率来付款。与现金支付相比，这很复杂。

On the other hand, the stablecoin payment ended in less than a second after turning on the app and bringing it to the QR code terminal. It's like paying cash. They only gave virtual assets instead of cash. There is no need for a settlement process because it is the same as a cash payment. This is why some in the virtual asset industry say that the card company's fee payment target will now be the stablecoin remittance fee of the virtual asset exchange.

另一方面，打开应用程序并将其带到QR码终端后，Stablecoin付款以不到一秒钟的时间结束。这就像付钱。他们只提供虚拟资产而不是现金。不需要结算流程，因为它与现金支付相同。这就是为什么虚拟资产行业中的某些人说，卡公司的费用支付目标现在将是虚拟资产交易所的Stablecoin汇款费。

As of the end of last year, Singapore is the best country in the world to introduce blockchain technology. According to the ranking of blockchain introduction by country, which was evaluated by blockchain platform Apex Protocol based on blockchain patents, blockchain technology-related jobs, and virtual asset exchanges, Singapore ranked highest with an overall score of 85.4 points.

截至去年年底，新加坡是世界上推出区块链技术的最佳国家。根据区块链的排名，该国家的介绍是由区块链平台协议根据区块链专利，与区块链技术相关的工作和虚拟资产交易所评估的，新加坡排名最高，总分为85.4分。

Singapore has 1,600 blockchain patents, 2,433 jobs related

新加坡拥有1,600个区块链专利，与2,433个工作相关