彼得·席夫（Peter Schiff），美元穩定者和美元代幣：逆勢

彼得·席夫（Peter Schiff）猛烈抨擊了USD Stablecoins，Ripple與Rlusd一起潛水，辯論升溫。美元令牌是有缺陷的還是金融的未來？

Peter Schiff, the notorious Bitcoin skeptic, isn't a fan of USD stablecoins either. As Ripple pushes forward with its RLUSD and the GENIUS Act gains traction, Schiff's criticism highlights a fundamental debate about the future of money.

臭名昭著的比特幣懷疑論者彼得·希夫（Peter Schiff）也不喜歡美元穩定的球員。隨著Ripple以其RLUSD和天才的行為推動，Schiff的批評突顯了關於貨幣未來的基本辯論。

Schiff's Skepticism: Gold > Dollar Tokens

席夫的懷疑：黃金>美元令牌

Schiff argues that stablecoins, backed by a 'flawed fiat currency' like the US dollar, are pointless. He suggests gold-backed stablecoins offer superior value as a store of wealth, not just a tool for crypto trading. He tweeted, "I get Bitcoin, but not U.S. dollar stablecoins. If you’re going to introduce a third party custodian, why settle for a token backed by a flawed fiat currency like the dollar, when you can own one backed by gold?"

席夫（Schiff）辯稱，在像美元一樣，以“有缺陷的法定貨幣”為支持的穩定幣是毫無意義的。他建議黃金支持的Stablecoins作為財富存儲提供了卓越的價值，而不僅僅是加密交易的工具。他在推特上說：“我得到了比特幣，但沒有美元穩定幣。如果您要介紹第三方保管人，當您可以擁有以黃金支持的人支持時，為什麼要以一種有缺陷的法定貨幣為支持的代幣？”

Ripple's RLUSD: An Institutional Play

Ripple的RLUSD：機構遊戲

Meanwhile, Ripple is making big moves in the stablecoin space. Its RLUSD is designed for institutional use, boasting regulation by the New York Department of Financial Services (NYDFS). This means transparent reserves and high levels of assurance. RLUSD transactions are fast (3-5 seconds) and cheap ($0.0002 per transaction), making it suitable for high-volume institutional use cases.

同時，Ripple在Stablecoin空間中採取了重大動作。它的RLUSD專為機構使用，由紐約金融服務部（NYDFS）主持法規。這意味著透明的儲備和高水平的保證。 RLUSD交易快速（3-5秒）和便宜（每筆交易$ 0.0002），使其適用於大批量機構用例。

XRPL: A Growing Stablecoin Hub

XRPL：增長的穩定樞紐

Ripple isn't just focused on RLUSD. It's actively developing the XRP Ledger (XRPL) into a hub for various fiat-backed stablecoins. USDC, XSGD (Singapore dollar), and EURØP (euro) are already live on the XRPL. Ripple touts a 'compliance-first architecture,' attracting issuers seeking regulatory adherence.

Ripple不僅專注於RLUSD。它正在積極將XRP Ledger（XRPL）開發到用於各種菲亞支持的Stablecoins的集線器中。 USDC，XSGD（新加坡美元）和Eurøp（Euro）已經居住在XRPL上。波紋吹捧著“合規性優先建築”，吸引了尋求監管依從性的發行人。

The GENIUS Act and E-commerce Adoption

《天才法》和電子商務採用

Despite Schiff's doubts, some believe the GENIUS Act could revolutionize transactions. Bitcoin investor Fred Krueger predicts major e-commerce companies, starting with Amazon, will soon accept stablecoins, spurred by the regulatory clarity provided by the GENIUS Act. Shopify's partnership with Coinbase and Stripe is already paving the way.

儘管席夫（Schiff）懷疑，但有些人認為天才行為可以徹底改變交易。比特幣投資者弗雷德·克魯格（Fred Krueger）預測，從亞馬遜（Amazon）開始的主要電子商務公司將很快接受《天才法》（Genius Act）規定的監管清晰度所激發的Stablecoins。 Shopify與Coinbase和Stripe的合作關係已經在鋪路。

Schiff's Broader Critique: Silver > Bitcoin?

席夫的更廣泛的批評：銀>比特幣？

Schiff's skepticism extends beyond stablecoins. He even argues that silver has better long-term growth potential than Bitcoin, citing recent performance. He sees limited downside risk compared to Bitcoin's volatility.

席夫的懷疑態度超出了穩定的。他甚至認為，與比特幣相比，銀具有比比特幣更好的長期增長潛力。他認為與比特幣的波動性相比，下行風險有限。

Final Thoughts: A Clash of Ideologies

最終想法：意識形態衝突

Peter Schiff's stance represents a traditional, gold-centric view of finance. Ripple, on the other hand, is betting on a future where stablecoins bridge the gap between traditional finance and blockchain. Whether Schiff is right or wrong, the debate is far from over. One thing's for sure: the world of digital finance is never boring. So, grab some popcorn, maybe a gold-backed stablecoin (if you can find one), and enjoy the show!

彼得·希夫（Peter Schiff）的立場代表了一種以金融為中心的傳統金融觀點。另一方面，漣漪正在押註一個未來，在該未來彌合了傳統金融和區塊鏈之間的差距。 Schiff是對還是錯，辯論還遠遠沒有結束。可以肯定的是：數字金融世界永遠不會無聊。因此，抓住一些爆米花，也許是金牌的stablecoin（如果可以找到的話），然後享受節目！