彼得·席夫（Peter Schiff），美元稳定者和美元代币：逆势

彼得·席夫（Peter Schiff）猛烈抨击了USD Stablecoins，Ripple与Rlusd一起潜水，辩论升温。美元令牌是有缺陷的还是金融的未来？

Peter Schiff, the notorious Bitcoin skeptic, isn't a fan of USD stablecoins either. As Ripple pushes forward with its RLUSD and the GENIUS Act gains traction, Schiff's criticism highlights a fundamental debate about the future of money.

臭名昭著的比特币怀疑论者彼得·希夫（Peter Schiff）也不喜欢美元稳定的球员。随着Ripple以其RLUSD和天才的行为推动，Schiff的批评突显了关于货币未来的基本辩论。

Schiff's Skepticism: Gold > Dollar Tokens

席夫的怀疑：黄金>美元令牌

Schiff argues that stablecoins, backed by a 'flawed fiat currency' like the US dollar, are pointless. He suggests gold-backed stablecoins offer superior value as a store of wealth, not just a tool for crypto trading. He tweeted, "I get Bitcoin, but not U.S. dollar stablecoins. If you’re going to introduce a third party custodian, why settle for a token backed by a flawed fiat currency like the dollar, when you can own one backed by gold?"

席夫（Schiff）辩称，在像美元一样，以“有缺陷的法定货币”为支持的稳定币是毫无意义的。他建议黄金支持的Stablecoins作为财富存储提供了卓越的价值，而不仅仅是加密交易的工具。他在推特上说：“我得到了比特币，但没有美元稳定币。如果您要介绍第三方保管人，当您可以拥有以黄金支持的人支持时，为什么要以一种有缺陷的法定货币为支持的代币？”

Ripple's RLUSD: An Institutional Play

Ripple的RLUSD：机构游戏

Meanwhile, Ripple is making big moves in the stablecoin space. Its RLUSD is designed for institutional use, boasting regulation by the New York Department of Financial Services (NYDFS). This means transparent reserves and high levels of assurance. RLUSD transactions are fast (3-5 seconds) and cheap ($0.0002 per transaction), making it suitable for high-volume institutional use cases.

同时，Ripple在Stablecoin空间中采取了重大动作。它的RLUSD专为机构使用，由纽约金融服务部（NYDFS）主持法规。这意味着透明的储备和高水平的保证。 RLUSD交易快速（3-5秒）和便宜（每笔交易$ 0.0002），使其适用于大批量机构用例。

XRPL: A Growing Stablecoin Hub

XRPL：增长的稳定枢纽

Ripple isn't just focused on RLUSD. It's actively developing the XRP Ledger (XRPL) into a hub for various fiat-backed stablecoins. USDC, XSGD (Singapore dollar), and EURØP (euro) are already live on the XRPL. Ripple touts a 'compliance-first architecture,' attracting issuers seeking regulatory adherence.

Ripple不仅专注于RLUSD。它正在积极将XRP Ledger（XRPL）开发到用于各种菲亚支持的Stablecoins的集线器中。 USDC，XSGD（新加坡美元）和Eurøp（Euro）已经居住在XRPL上。波纹吹捧着“合规性优先建筑”，吸引了寻求监管依从性的发行人。

The GENIUS Act and E-commerce Adoption

《天才法》和电子商务采用

Despite Schiff's doubts, some believe the GENIUS Act could revolutionize transactions. Bitcoin investor Fred Krueger predicts major e-commerce companies, starting with Amazon, will soon accept stablecoins, spurred by the regulatory clarity provided by the GENIUS Act. Shopify's partnership with Coinbase and Stripe is already paving the way.

尽管席夫（Schiff）怀疑，但有些人认为天才行为可以彻底改变交易。比特币投资者弗雷德·克鲁格（Fred Krueger）预测，从亚马逊（Amazon）开始的主要电子商务公司将很快接受《天才法》（Genius Act）规定的监管清晰度所激发的Stablecoins。 Shopify与Coinbase和Stripe的合作关系已经在铺路。

Schiff's Broader Critique: Silver > Bitcoin?

席夫的更广泛的批评：银>比特币？

Schiff's skepticism extends beyond stablecoins. He even argues that silver has better long-term growth potential than Bitcoin, citing recent performance. He sees limited downside risk compared to Bitcoin's volatility.

席夫的怀疑态度超出了稳定的。他甚至认为，与比特币相比，银具有比比特币更好的长期增长潜力。他认为与比特币的波动性相比，下行风险有限。

Final Thoughts: A Clash of Ideologies

最终想法：意识形态冲突

Peter Schiff's stance represents a traditional, gold-centric view of finance. Ripple, on the other hand, is betting on a future where stablecoins bridge the gap between traditional finance and blockchain. Whether Schiff is right or wrong, the debate is far from over. One thing's for sure: the world of digital finance is never boring. So, grab some popcorn, maybe a gold-backed stablecoin (if you can find one), and enjoy the show!

彼得·希夫（Peter Schiff）的立场代表了一种以金融为中心的传统金融观点。另一方面，涟漪正在押注一个未来，在该未来弥合了传统金融和区块链之间的差距。 Schiff是对还是错，辩论还远远没有结束。可以肯定的是：数字金融世界永远不会无聊。因此，抓住一些爆米花，也许是金牌的stablecoin（如果可以找到的话），然后享受节目！