彼得·席夫（Peter Schiff）聽起來很失望：美元支持的穩定股份是黃金替代品嗎？

彼得·席夫（Peter Schiff）質疑以美元支持的穩定幣的價值，這表明黃金可能是更好的選擇。 Stablecoins是真正穩定的，還是Gold是真正的數字資產？

Peter Schiff Sounds Off: Are Dollar-Backed Stablecoins a Gold Substitute?

彼得·席夫（Peter Schiff）聽起來很失望：美元支持的穩定股份是黃金替代品嗎？

In the ever-evolving world of digital finance, economist Peter Schiff is stirring the pot once again, this time questioning the fundamental value of dollar-backed stablecoins. Schiff, known for his gold advocacy and Bitcoin skepticism, isn't shy about sharing his opinions. His recent comments have sparked a debate: are these stablecoins really all that stable, or should we be looking at gold-backed alternatives?

在不斷發展的數字金融世界中，經濟學家彼得·希夫（Peter Schiff）再次攪動了鍋，這次質疑了美元支持的穩定股的基本價值。希夫以黃金倡導和比特幣懷疑而聞名，並不害羞地分享他的意見。他最近的評論引發了一場辯論：這些穩定的人真的是如此穩定，還是我們應該研究金支持的替代方案？

Schiff's Critique: Liquidity and Intrinsic Value

席夫的批評：流動性和內在價值

Schiff's main beef with dollar-backed stablecoins like USDC and USDT boils down to their reliance on fiat currency reserves. In a recent social media post, he questioned the logic of pegging a digital token to what he calls a "flawed fiat currency" – the U.S. dollar. According to Schiff, if a third-party custodian is needed to support a digital asset, it makes more sense to back that asset with gold.

席夫（Schiff）的主要牛肉（USDC和USDT）具有美元支持的穩定股（Stablecoins）歸結為他們對法定貨幣儲備的依賴。在最近的社交媒體帖子中，他質疑將數字令牌固定在他所謂的“有缺陷的法定貨幣”的邏輯上。根據席夫（Schiff）的說法，如果需要第三方保管人來支持數字資產，那麼用黃金支持該資產更有意義。

He argues that gold-backed digital tokens offer the same transactional utility as stablecoins but with the added advantage of being underpinned by a true store of value. This perspective taps into a growing trend, with gold-backed stablecoins like Tether Gold (XAUT) and Paxos Gold (PAXG) gaining traction among investors seeking protection from inflation and dollar devaluation.

他認為，金牌的數字代幣提供與StableCoins相同的交易實用程序，但具有由真正的價值存儲所支持的額外優勢。這種觀點逐漸發展出一種增長的趨勢，金黃金（XAUT）和Paxos Gold（Paxg）等金牌的穩定股（Paxos Gold）吸引了尋求保護免受通貨膨脹和美元貶值的投資者的吸引力。

Gold vs. Bitcoin: Schiff's Silver Lining

黃金與比特幣：席夫的銀線

Schiff's skepticism isn't limited to stablecoins. He's also a well-known Bitcoin critic. In fact, he believes silver presents a better long-term growth prospect than Bitcoin. Citing silver's recent outperformance against Bitcoin, Schiff has suggested that those looking to diversify from gold should consider silver instead of the leading cryptocurrency.

席夫的懷疑不僅限於穩定的。他也是著名的比特幣評論家。實際上，他認為白銀比比特幣具有更好的長期增長前景。希夫（Schiff）援引西爾弗（Silver）最近對比特幣的表現，他建議那些希望從黃金多樣化的人應該考慮銀，而不是主要的加密貨幣。

While Bitcoin has delivered impressive returns over the past decade, Schiff points to its volatility as a major concern. He argues that silver offers more realistic upside potential with significantly less downside risk. While the crypto community has been quick to defend Bitcoin, Schiff's contrarian views continue to resonate with those who favor traditional assets.

儘管比特幣在過去十年中取得了令人印象深刻的回報，但希夫將其波動視為主要問題。他認為，銀提供了更現實的上升潛力，並且下行風險明顯較小。儘管加密貨幣社區很快捍衛了比特幣，但席夫的逆勢觀點繼續引起那些偏愛傳統資產的人的共鳴。

Stablecoins in the Spotlight: A Betting Revolution?

在聚光燈下的Stablecoins：博彩革命？

Despite Schiff's reservations, stablecoins are making waves in various sectors, including online gambling. With the stablecoin market soaring, these digital dollars offer speed, stability, and privacy that traditional payments can't match. In the U.S. online gambling scene, platforms are increasingly adopting stablecoins like USDT and USDC for seamless wagering.

儘管席夫（Schiff）保留了保留，但穩定幣仍在包括在線賭博在內的各個領域浪潮。隨著Stablecoin市場的飆升，這些數字美元提供了傳統付款無法匹配的速度，穩定性和隱私。在美國的在線賭博場景中，平台越來越多地採用USDT和USDC等Stablecoins進行無縫的下注。

The potential for regulatory changes, such as the GENIUS Act, could further legitimize stablecoins and boost their adoption in crypto casinos. However, regulatory hurdles and security risks remain a concern. As big tech companies like Apple and Visa explore stablecoin integration, the future of these digital assets looks increasingly bright.

監管變化的潛力，例如《天才法案》，可能會進一步使穩定劑合法化，並提高其在加密賭場中的採用。但是，監管障礙和安全風險仍然是一個問題。隨著蘋果和Visa等大型科技公司探索Stablecoin的整合，這些數字資產的未來看起來越來越光明。

The Takeaway: Proceed with Caution (and Maybe a Little Gold)

要點：謹慎行事（也許有一點黃金）

Peter Schiff's critique of dollar-backed stablecoins serves as a reminder that not all that glitters is gold—or, in this case, pegged to the dollar. While stablecoins offer certain advantages, such as speed and efficiency, they're not without their risks. Whether you're a crypto enthusiast or a gold bug, it's crucial to do your own research and understand the potential pitfalls before diving in.

彼得·席夫（Peter Schiff）對美元支持的穩定股（Stablecoins）的批評提醒人們，並不是所有的閃閃發光都是黃金，或者在這種情況下，掛鉤。儘管Stablecoins具有某些優勢，例如速度和效率，但它們並非沒有風險。無論您是加密愛好者還是金蟲，都必須進行自己的研究並了解潛在潛在的陷阱，這都是至關重要的。

So, what's the bottom line? Maybe Schiff is onto something. Perhaps a little gold (or silver) in your portfolio isn't such a bad idea after all. But hey, who am I to tell you what to do with your money? Just remember, in the wild west of digital finance, it pays to be a savvy investor. And if all else fails, maybe just stick to good old-fashioned cash. Just kidding… sort of!

那麼，最重要的是什麼？也許Schiff正在進行某件事。畢竟，您的投資組合中可能有一點黃金（或銀色）並不是一個壞主意。但是，嘿，我是誰告訴你如何用你的錢怎麼辦？請記住，在數字金融的野外西部，成為一名精明的投資者，這是值得的。而且，如果其他所有事情都失敗了，也許只是堅持使用良好的老式現金。只是開玩笑……有點！