彼得·席夫（Peter Schiff）听起来很失望：美元支持的稳定股份是黄金替代品吗？

彼得·席夫（Peter Schiff）质疑以美元支持的稳定币的价值，这表明黄金可能是更好的选择。 Stablecoins是真正稳定的，还是Gold是真正的数字资产？

Peter Schiff Sounds Off: Are Dollar-Backed Stablecoins a Gold Substitute?

彼得·席夫（Peter Schiff）听起来很失望：美元支持的稳定股份是黄金替代品吗？

In the ever-evolving world of digital finance, economist Peter Schiff is stirring the pot once again, this time questioning the fundamental value of dollar-backed stablecoins. Schiff, known for his gold advocacy and Bitcoin skepticism, isn't shy about sharing his opinions. His recent comments have sparked a debate: are these stablecoins really all that stable, or should we be looking at gold-backed alternatives?

在不断发展的数字金融世界中，经济学家彼得·希夫（Peter Schiff）再次搅动了锅，这次质疑了美元支持的稳定股的基本价值。希夫以黄金倡导和比特币怀疑而闻名，并不害羞地分享他的意见。他最近的评论引发了一场辩论：这些稳定的人真的是如此稳定，还是我们应该研究金支持的替代方案？

Schiff's Critique: Liquidity and Intrinsic Value

席夫的批评：流动性和内在价值

Schiff's main beef with dollar-backed stablecoins like USDC and USDT boils down to their reliance on fiat currency reserves. In a recent social media post, he questioned the logic of pegging a digital token to what he calls a "flawed fiat currency" – the U.S. dollar. According to Schiff, if a third-party custodian is needed to support a digital asset, it makes more sense to back that asset with gold.

席夫（Schiff）的主要牛肉（USDC和USDT）具有美元支持的稳定股（Stablecoins）归结为他们对法定货币储备的依赖。在最近的社交媒体帖子中，他质疑将数字令牌固定在他所谓的“有缺陷的法定货币”的逻辑上。根据席夫（Schiff）的说法，如果需要第三方保管人来支持数字资产，那么用黄金支持该资产更有意义。

He argues that gold-backed digital tokens offer the same transactional utility as stablecoins but with the added advantage of being underpinned by a true store of value. This perspective taps into a growing trend, with gold-backed stablecoins like Tether Gold (XAUT) and Paxos Gold (PAXG) gaining traction among investors seeking protection from inflation and dollar devaluation.

他认为，金牌的数字代币提供与StableCoins相同的交易实用程序，但具有由真正的价值存储所支持的额外优势。这种观点逐渐发展出一种增长的趋势，金黄金（XAUT）和Paxos Gold（Paxg）等金牌的稳定股（Paxos Gold）吸引了寻求保护免受通货膨胀和美元贬值的投资者的吸引力。

Gold vs. Bitcoin: Schiff's Silver Lining

黄金与比特币：席夫的银线

Schiff's skepticism isn't limited to stablecoins. He's also a well-known Bitcoin critic. In fact, he believes silver presents a better long-term growth prospect than Bitcoin. Citing silver's recent outperformance against Bitcoin, Schiff has suggested that those looking to diversify from gold should consider silver instead of the leading cryptocurrency.

席夫的怀疑不仅限于稳定的。他也是著名的比特币评论家。实际上，他认为白银比比特币具有更好的长期增长前景。希夫（Schiff）援引西尔弗（Silver）最近对比特币的表现，他建议那些希望从黄金多样化的人应该考虑银，而不是主要的加密货币。

While Bitcoin has delivered impressive returns over the past decade, Schiff points to its volatility as a major concern. He argues that silver offers more realistic upside potential with significantly less downside risk. While the crypto community has been quick to defend Bitcoin, Schiff's contrarian views continue to resonate with those who favor traditional assets.

尽管比特币在过去十年中取得了令人印象深刻的回报，但希夫将其波动视为主要问题。他认为，银提供了更现实的上升潜力，并且下行风险明显较小。尽管加密货币社区很快捍卫了比特币，但席夫的逆势观点继续引起那些偏爱传统资产的人的共鸣。

Stablecoins in the Spotlight: A Betting Revolution?

在聚光灯下的Stablecoins：博彩革命？

Despite Schiff's reservations, stablecoins are making waves in various sectors, including online gambling. With the stablecoin market soaring, these digital dollars offer speed, stability, and privacy that traditional payments can't match. In the U.S. online gambling scene, platforms are increasingly adopting stablecoins like USDT and USDC for seamless wagering.

尽管席夫（Schiff）保留了保留，但稳定币仍在包括在线赌博在内的各个领域浪潮。随着Stablecoin市场的飙升，这些数字美元提供了传统付款无法匹配的速度，稳定性和隐私。在美国的在线赌博场景中，平台越来越多地采用USDT和USDC等Stablecoins进行无缝的下注。

The potential for regulatory changes, such as the GENIUS Act, could further legitimize stablecoins and boost their adoption in crypto casinos. However, regulatory hurdles and security risks remain a concern. As big tech companies like Apple and Visa explore stablecoin integration, the future of these digital assets looks increasingly bright.

监管变化的潜力，例如《天才法案》，可能会进一步使稳定剂合法化，并提高其在加密赌场中的采用。但是，监管障碍和安全风险仍然是一个问题。随着苹果和Visa等大型科技公司探索Stablecoin的整合，这些数字资产的未来看起来越来越光明。

The Takeaway: Proceed with Caution (and Maybe a Little Gold)

要点：谨慎行事（也许有一点黄金）

Peter Schiff's critique of dollar-backed stablecoins serves as a reminder that not all that glitters is gold—or, in this case, pegged to the dollar. While stablecoins offer certain advantages, such as speed and efficiency, they're not without their risks. Whether you're a crypto enthusiast or a gold bug, it's crucial to do your own research and understand the potential pitfalls before diving in.

彼得·席夫（Peter Schiff）对美元支持的稳定股（Stablecoins）的批评提醒人们，并不是所有的闪闪发光都是黄金，或者在这种情况下，挂钩。尽管Stablecoins具有某些优势，例如速度和效率，但它们并非没有风险。无论您是加密爱好者还是金虫，都必须进行自己的研究并了解潜在潜在的陷阱，这都是至关重要的。

So, what's the bottom line? Maybe Schiff is onto something. Perhaps a little gold (or silver) in your portfolio isn't such a bad idea after all. But hey, who am I to tell you what to do with your money? Just remember, in the wild west of digital finance, it pays to be a savvy investor. And if all else fails, maybe just stick to good old-fashioned cash. Just kidding… sort of!

那么，最重要的是什么？也许Schiff正在进行某件事。毕竟，您的投资组合中可能有一点黄金（或银色）并不是一个坏主意。但是，嘿，我是谁告诉你如何用你的钱怎么办？请记住，在数字金融的野外西部，成为一名精明的投资者，这是值得的。而且，如果其他所有事情都失败了，也许只是坚持使用良好的老式现金。只是开玩笑……有点！