Pennant Technologies完成了Landmark Core貸款轉型的Bajaj Finance

該計劃從單片貸款管理系統過渡到Pennapps Lending Factory，這是一個現代，可擴展和敏捷的數字貸款平台。

Pennant Technologies, a leading financial technology company, today announced the successful completion of a landmark core lending transformation for Bajaj Finance Ltd., India's largest non-bank lender and part of Bajaj Finserv Ltd.

領先的金融技術公司Pennant Technologies今天宣布成功完成了印度最大的非銀行貸方和Bajaj Finserv Ltd. Bajaj Finance Ltd. Bajaj Finance Ltd.的Landmark Core貸款轉型。

The initiative transitioned from a monolithic loan management system to pennApps Lending Factory, a modern, scalable, and agile digital lending platform. This transformation has streamlined Bajaj Finance's retail, commercial, and business loan operations, enabling it to manage over 50 million loans seamlessly while delivering enhanced agility, operational resilience, and customer-centric experiences across the lending lifecycle. The transition to a new-age, cloud-based platform is the largest of its kind implemented in the financial services sector in India.

該計劃從單片貸款管理系統過渡到Pennapps Lending Factory，這是一個現代，可擴展和敏捷的數字貸款平台。這種轉型簡化了Bajaj Finance的零售，商業和商業貸款運營，使其能夠無縫管理超過5000萬張貸款，同時提供增強的敏捷性，運營彈性和以客戶為中心的貸款生命週期的體驗。過渡到新時代的基於雲的平台是印度金融服務業中實施的最大的平台。

"Bajaj Finance is driven by a vision of continuous innovation, operational excellence, and of delivering customer delight using technology," said Rajeev Jain, Vice Chairman, Bajaj Finance. "Our partnership with Pennant is enabling us to bring this vision to life through simplified customer experiences, accelerated growth and enhanced value for our stakeholders."

Bajaj Finance副主席Rajeev Jain說：“ Bajaj Finance是由連續創新，卓越運營以及使用技術提供客戶喜悅的願景的驅動的。” “我們與Pennant的合作夥伴關係使我們能夠通過簡化的客戶體驗，加速增長和增強利益相關者的價值來使這一願景栩栩如生。”

From Complexity to Simplicity: Unifying Lending on a Single Platform

從復雜性到簡單性：在單個平台上統一貸款

Previously, Bajaj Finance operated a long-serving loan management system that had effectively supported its growth for years. However, as the lending landscape evolved with increasing regulatory complexity, rising operational costs, and changing customer expectations the institution recognised the need for a more agile, scalable, and digital-first platform. This prompted a strategic transformation to future-proof its lending operations and deliver enhanced value across the board.

以前，Bajaj Finance經營著一個長期服務的貸款管理系統，該系統多年來有效地支持了其增長。但是，隨著貸款景觀的發展，隨著法規複雜性的增加，運營成本的上升以及客戶期望的不斷變化，機構認識到需要更敏捷，可擴展和數字優先的平台。這促使戰略轉變以防止未來的貸款業務，並全面實現增強的價值。

The transition to pennApps Lending Factory marked a significant leap forward, modernising lending operations across various loan products, including consumer finance, retail, housing, gold, microfinance, professional, commercial, loans against property, and corporate portfolios. Today, Pennant's robust loan management system powers Bajaj Finance's entire lending ecosystem with agility, resilience, and scale.

向Pennapps貸款工廠的過渡標誌著巨大的飛躍，將各種貸款產品的貸款業務現代化，包括消費者融資，零售，住房，黃金，小額信貸，專業，商業，對財產和公司投資組合。如今，Pennant的強大貸款管理系統為Bajaj Finance的整個貸款生態系統提供了敏捷性，彈性和規模。

"What started as a focused engagement to modernise specific lending capabilities quickly evolved into an enterprise-wide transformation and a strategic partnership," added Mudit Mehrish, Chief Information Officer, Bajaj Finance. "Today, our lending operations run seamlessly on pennApps Lending Factory, enabling us to innovate faster, scale effortlessly, and deliver superior customer experiences."

Bajaj Finance首席信息官Mudit Mehrish補充說：“最初是一種重點參與，以現代化特定的貸款能力迅速發展成為企業範圍內的轉型和戰略合作夥伴關係。” “如今，我們的貸款業務在Pennapps Lending Factory上無縫運行，使我們能夠更快地進行創新，毫不費力地擴展並提供卓越的客戶體驗。”

Tangible Business Impact Across Lending Operations

在貸款業務中有形業務影響

The transformation has delivered measurable improvements:

轉型提供了可衡量的改進：

- Scale & Flexibility: Managing 27+ loan product variants across 50 million+ loan accounts on a single, composable, resilient platform.

- 規模與靈活性：在一個可組合的彈性平台上管理5000萬次貸款帳戶中的27多種貸款產品變體。

- Operational scale with cost efficiency: Significant reduction in loan servicing costs by transitioning to a unified platform.

- 具有成本效率的運營規模：通過過渡到統一平台，大幅降低了貸款服務成本。

- Customer-centric experiences: Improved customer journey and engagement with a digital-first approach.

- 以客戶為中心的體驗：通過數字優先的方法改善了客戶旅程和參與度。

Strategic Partnership Built for the Future

為未來建立的戰略合作夥伴關係

"We are proud to partner with Bajaj Finance on this transformative journey," said Pradeep Varma, Founding Director & MD, Pennant Technologies. "In a rapidly evolving lending landscape, our mission is to equip financial institutions with platforms that power today's operations and enable tomorrow's growth. This transformation is a testament to the strength of pennApps Lending Factory in driving business value."

Pennant Technologies創始董事兼MD Pradeep Varma說：“我們很榮幸能與Bajaj Finance合作。” “在迅速發展的貸款景觀中，我們的使命是為金融機構配備能夠提供當今運營並實現明天增長的平台。這種轉變證明了Pennapps貸款工廠在推動業務價值方面的實力。”

The project involved successfully migrating Bajaj Finance's entire lending portfolio spanning secured and unsecured products making it one of the most significant data migration initiatives in the global lending industry.

該項目涉及成功遷移Bajaj Finance的整個貸款組合，這些貸款組合涵蓋了安全和無抵押產品，這使其成為全球貸款行業中最重要的數據遷移計劃之一。

With this milestone, Pennant has reinforced its position as a trusted transformation partner for banks and financial institutions, helping them reimagine customer experiences, accelerate time to market, and thrive in a digital-first world.

憑藉這一里程碑，Pennant加強了其作為銀行和金融機構的可信賴轉型合作夥伴的地位，幫助他們重新構想客戶體驗，加速推銷市場並在數字優先世界中蓬勃發展。

pennApps Lending Factory has garnered recognition from prominent analysts and industry organisations, including Gartner, Everest Group, Chartis Research, and NASSCOM, for its innovation, scalability, and composability.

Pennapps貸款工廠因其創新，可擴展性和合成性而獲得了包括Gartner，Everest Group，Chartis Research和Nasscom在內的著名分析師和行業組織的認可。

For more information on pennApps Lending Factory, please visit: https://www.pennanttech.com/lending-factory/

有關Pennapps貸款工廠的更多信息，請訪問：https：//www.pennanttech.com/lending-factory/

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