Pennant Technologies完成了Landmark Core贷款转型的Bajaj Finance

该计划从单片贷款管理系统过渡到Pennapps Lending Factory，这是一个现代，可扩展和敏捷的数字贷款平台。

Pennant Technologies, a leading financial technology company, today announced the successful completion of a landmark core lending transformation for Bajaj Finance Ltd., India's largest non-bank lender and part of Bajaj Finserv Ltd.

领先的金融技术公司Pennant Technologies今天宣布成功完成了印度最大的非银行贷方和Bajaj Finserv Ltd. Bajaj Finance Ltd. Bajaj Finance Ltd.的Landmark Core贷款转型。

The initiative transitioned from a monolithic loan management system to pennApps Lending Factory, a modern, scalable, and agile digital lending platform. This transformation has streamlined Bajaj Finance's retail, commercial, and business loan operations, enabling it to manage over 50 million loans seamlessly while delivering enhanced agility, operational resilience, and customer-centric experiences across the lending lifecycle. The transition to a new-age, cloud-based platform is the largest of its kind implemented in the financial services sector in India.

该计划从单片贷款管理系统过渡到Pennapps Lending Factory，这是一个现代，可扩展和敏捷的数字贷款平台。这种转型简化了Bajaj Finance的零售，商业和商业贷款运营，使其能够无缝管理超过5000万张贷款，同时提供增强的敏捷性，运营弹性和以客户为中心的贷款生命周期的体验。过渡到新时代的基于云的平台是印度金融服务业中实施的最大的平台。

"Bajaj Finance is driven by a vision of continuous innovation, operational excellence, and of delivering customer delight using technology," said Rajeev Jain, Vice Chairman, Bajaj Finance. "Our partnership with Pennant is enabling us to bring this vision to life through simplified customer experiences, accelerated growth and enhanced value for our stakeholders."

Bajaj Finance副主席Rajeev Jain说：“ Bajaj Finance是由连续创新，卓越运营以及使用技术提供客户喜悦的愿景的驱动的。” “我们与Pennant的合作伙伴关系使我们能够通过简化的客户体验，加速增长和增强利益相关者的价值来使这一愿景栩栩如生。”

From Complexity to Simplicity: Unifying Lending on a Single Platform

从复杂性到简单性：在单个平台上统一贷款

Previously, Bajaj Finance operated a long-serving loan management system that had effectively supported its growth for years. However, as the lending landscape evolved with increasing regulatory complexity, rising operational costs, and changing customer expectations the institution recognised the need for a more agile, scalable, and digital-first platform. This prompted a strategic transformation to future-proof its lending operations and deliver enhanced value across the board.

以前，Bajaj Finance经营着一个长期服务的贷款管理系统，该系统多年来有效地支持了其增长。但是，随着贷款景观的发展，随着法规复杂性的增加，运营成本的上升以及客户期望的不断变化，机构认识到需要更敏捷，可扩展和数字优先的平台。这促使战略转变以防止未来的贷款业务，并全面实现增强的价值。

The transition to pennApps Lending Factory marked a significant leap forward, modernising lending operations across various loan products, including consumer finance, retail, housing, gold, microfinance, professional, commercial, loans against property, and corporate portfolios. Today, Pennant's robust loan management system powers Bajaj Finance's entire lending ecosystem with agility, resilience, and scale.

向Pennapps贷款工厂的过渡标志着巨大的飞跃，将各种贷款产品的贷款业务现代化，包括消费者融资，零售，住房，黄金，小额信贷，专业，商业，对财产和公司投资组合。如今，Pennant的强大贷款管理系统为Bajaj Finance的整个贷款生态系统提供了敏捷性，弹性和规模。

"What started as a focused engagement to modernise specific lending capabilities quickly evolved into an enterprise-wide transformation and a strategic partnership," added Mudit Mehrish, Chief Information Officer, Bajaj Finance. "Today, our lending operations run seamlessly on pennApps Lending Factory, enabling us to innovate faster, scale effortlessly, and deliver superior customer experiences."

Bajaj Finance首席信息官Mudit Mehrish补充说：“最初是一种重点参与，以现代化特定的贷款能力迅速发展成为企业范围内的转型和战略合作伙伴关系。” “如今，我们的贷款业务在Pennapps Lending Factory上无缝运行，使我们能够更快地进行创新，毫不费力地扩展并提供卓越的客户体验。”

Tangible Business Impact Across Lending Operations

在贷款业务中有形业务影响

The transformation has delivered measurable improvements:

转型提供了可衡量的改进：

- Scale & Flexibility: Managing 27+ loan product variants across 50 million+ loan accounts on a single, composable, resilient platform.

- 规模与灵活性：在一个可组合的弹性平台上管理5000万次贷款帐户中的27多种贷款产品变体。

- Operational scale with cost efficiency: Significant reduction in loan servicing costs by transitioning to a unified platform.

- 具有成本效率的运营规模：通过过渡到统一平台，大幅降低了贷款服务成本。

- Customer-centric experiences: Improved customer journey and engagement with a digital-first approach.

- 以客户为中心的体验：通过数字优先的方法改善了客户旅程和参与度。

Strategic Partnership Built for the Future

为未来建立的战略合作伙伴关系

"We are proud to partner with Bajaj Finance on this transformative journey," said Pradeep Varma, Founding Director & MD, Pennant Technologies. "In a rapidly evolving lending landscape, our mission is to equip financial institutions with platforms that power today's operations and enable tomorrow's growth. This transformation is a testament to the strength of pennApps Lending Factory in driving business value."

Pennant Technologies创始董事兼MD Pradeep Varma说：“我们很荣幸能与Bajaj Finance合作。” “在迅速发展的贷款景观中，我们的使命是为金融机构配备能够提供当今运营并实现明天增长的平台。这种转变证明了Pennapps贷款工厂在推动业务价值方面的实力。”

The project involved successfully migrating Bajaj Finance's entire lending portfolio spanning secured and unsecured products making it one of the most significant data migration initiatives in the global lending industry.

该项目涉及成功迁移Bajaj Finance的整个贷款组合，这些贷款组合涵盖了安全和无抵押产品，这使其成为全球贷款行业中最重要的数据迁移计划之一。

With this milestone, Pennant has reinforced its position as a trusted transformation partner for banks and financial institutions, helping them reimagine customer experiences, accelerate time to market, and thrive in a digital-first world.

凭借这一里程碑，Pennant加强了其作为银行和金融机构的可信赖转型合作伙伴的地位，帮助他们重新构想客户体验，加速推销市场并在数字优先世界中蓬勃发展。

pennApps Lending Factory has garnered recognition from prominent analysts and industry organisations, including Gartner, Everest Group, Chartis Research, and NASSCOM, for its innovation, scalability, and composability.

Pennapps贷款工厂因其创新，可扩展性和合成性而获得了包括Gartner，Everest Group，Chartis Research和Nasscom在内的著名分析师和行业组织的认可。

For more information on pennApps Lending Factory, please visit: https://www.pennanttech.com/lending-factory/

有关Pennapps贷款工厂的更多信息，请访问：https：//www.pennanttech.com/lending-factory/

(ADVERTORIAL DISCLAIMER: The above press release has been provided by BusinessWire India. will not be responsible in any way for the content of the same)

（广告免责声明：上述新闻稿已由印度商业网络提供。