PayPal啟動了新的獎勵系統，該系統將向Pyusd支付用戶

可能很快就會下雨，所以是時候濕了！為了跟上不斷發展的加密貨幣世界，Paypal正式推出了新的獎勵

PayPal is launching a new rewards system that will pay out monthly in a cryptocurrency of your choice. It is also increasing the yield offered on its PayPal USD (PYUSD) stablecoin to 3.7%.

PayPal正在啟動一個新的獎勵系統，該系統將每月以您選擇的加密貨幣支付。它還將其PayPal USD（PYUSD）Stablecoin的收益率提高到3.7％。

These changes might be crucial if you currently have PYSUD in your PayPal or Venmo wallet. PayPal recently announced that it will offer a 3.7% yield on PYUSD to amplify usage. The Bloomberg (paywall) report follows after PayPal USD reached a $1 billion market cap in the summer.

如果您目前在Paypal或Venmo錢包中有曲折，這些更改可能至關重要。 PayPal最近宣布，它將為PYUSD提供3.7％的收益率來擴大用法。 PayPal USD在夏季達到10億美元的市值後，彭博社（Paywall）的報告遵循。

Consumers can continue to accumulate daily rewards and according to Bloomberg, consumers will be rewarded monthly in payment with the stablecoin. The rewards will be added directly to the participants’ cryptocurrency hub where you can use the rewards immediately. The program will be launched soon and consumers can expect the annual boosted rewards to be paid out in PayPal USD, which is currently $0.9997. Those who wish to opt out of the rewards system can do so at any time and exchange their rewards for US dollars.

消費者可以繼續積累每日獎勵，據彭博社稱，消費者將每月獎勵與Stablecoin付款。獎勵將直接添加到參與者的加密貨幣中心，您可以立即使用獎勵。該計劃將很快啟動，消費者可以期望在PayPal USD中支付年度增強獎勵，目前為0.9997美元。那些希望退出獎勵系統的人可以隨時這樣做，並以美元兌換獎勵。

What is PayPal USD stablecoin?

什麼是PayPal USD Stablecoin？

PayPal USD, or PYUSD, is a US fixed exchange rate stablecoin and was issued by Paxos Trust Company on behalf of PayPal in August.

PayPal USD或PYUSD是美國的固定匯率Stablecoin，由Paxos Trust Company於8月代表PayPal發行。

PayPal became the first major payment network to launch its stablecoin, with Venmo also announcing support for the stablecoin in September.

貝寶（Paypal）成為第一個啟動其Stablecoin的主要支付網絡，Venmo還宣布了9月對Stablecoin的支持。

Each stablecoin is supposedly backed one-to-one by cash deposits, short-term US Treasury notes, and similar cash-equivalent assets in accounts that are overseen by the New York State Department of Financial Services. At first, PYUSD was a stablecoin compliant with the ERC-20 Ethereum standard, but it has since also been launched on Solana (SOL).

據稱，每種穩定的現金存款，短期美國財政部票據以及由紐約州金融服務部監督的賬戶中的類似現金當量資產來支持一對一。起初，Pyusd是一個符合ERC-20以太坊標準的穩定劑，但此後也是在Solana（Sol）上推出的。

Consumers should note that earning crypto rewards differs from earning US dollars. Money placed in a high-yield savings account with a 3.7% APY will result in interest that retains its value. So if you earned $5 in interest, you’ll still have that $5 next month, even if the account’s APY changes. On the other hand, 3.7% of rewards in PYUSD at the value of $40 might be worth $3 the next month (or even the next day). Cryptocurrency, of course, fluctuates in value but is considered much more volatile.

消費者應注意，獲得加密獎勵與賺取美元不同。將資金放在高收益儲蓄帳戶中，APY 3.7％將導致保留其價值的利息。因此，如果您獲得了5美元的利息，即使帳戶的APY更改，您仍然會有5美元。另一方面，Pyusd的3.7％的獎勵價值為40美元，可能是下個月（甚至第二天）的價值3美元。當然，加密貨幣的價值波動，但被認為更加動盪。

What you can do with PayPal USD stablecoin

您可以用PayPal USD Stablecoin做什麼

Consumers may exchange PYUSD for fiat currency, spend it, or send it to someone else. PayPal hopes the new rewards system will cause a higher prevalence of stablecoin and crypto payments on its platform.

消費者可以將PYUSD換成法定貨幣，花費或將其發送給其他人。 PayPal希望新的獎勵系統將在其平台上導致穩定率和加密貨幣付費更高。

“Consumers and businesses use PYUSD today for commerce, crypto, peer-to-peer transfers and B2B payments. We’re demonstrating our commitment to an innovative, commerce-ready ecosystem by enabling it for the settlement of cross-border transfers, vendor payments and in the future for additional payment use cases like payouts and bill pay.” – Alex Chriss, president and CEO of PayPal.

“消費者和企業今天使用PYUSD進行商務，加密，點對點轉移和B2B付款。我們通過啟用跨境轉讓，供應商付款，以及以後的付款案例和付款案例和賬單付款等跨境轉讓，啟用它來證明我們對創新的，貿易就緒的生態系統的承諾。” - PayPal總裁兼首席執行官Alex Chriss。

Consumers may use their rewards at any time in a few ways, including:

消費者可以隨時以幾種方式使用獎勵，包括：

Send rewards directly to other PayPal or Venmo users

將獎勵直接發送給其他PayPal或Venmo用戶

Convert rewards into US dollars for your PayPal or Venmo balance

將獎勵轉換為您的PayPal或Venmo餘額的美元

Shop using PayPal Checkout

使用PayPal結帳購物

Convert rewards to other cryptocurrencies

將獎勵轉換為其他加密貨幣

Cryptocurrency has many benefits, including inflation protection, cross-border payments, diversification, transparency, cost reductions, fraud protection, lower fees, and investment opportunities, to mention a few.

加密貨幣具有許多好處，包括通貨膨脹保護，跨境支付，多元化，透明度，降低成本，欺詐保護，較低的費用和投資機會，以提及一些。

This new rewards system will be celebrated by many users, but if you remain uncertain or want to know a little bit more, have a look at PayPal’s official statement on the rewards system. We know change can be scary, but sometimes it is necessary.

許多用戶將慶祝這種新的獎勵系統，但是如果您仍然不確定或想了解更多，請查看Paypal在獎勵系統上的官方聲明。我們知道改變可能會很恐怖，但有時是必要的。