PayPal启动了新的奖励系统，该系统将向Pyusd支付用户

可能很快就会下雨，所以是时候湿了！为了跟上不断发展的加密货币世界，Paypal正式推出了新的奖励

PayPal is launching a new rewards system that will pay out monthly in a cryptocurrency of your choice. It is also increasing the yield offered on its PayPal USD (PYUSD) stablecoin to 3.7%.

PayPal正在启动一个新的奖励系统，该系统将每月以您选择的加密货币支付。它还将其PayPal USD（PYUSD）Stablecoin的收益率提高到3.7％。

These changes might be crucial if you currently have PYSUD in your PayPal or Venmo wallet. PayPal recently announced that it will offer a 3.7% yield on PYUSD to amplify usage. The Bloomberg (paywall) report follows after PayPal USD reached a $1 billion market cap in the summer.

如果您目前在Paypal或Venmo钱包中有曲折，这些更改可能至关重要。 PayPal最近宣布，它将为PYUSD提供3.7％的收益率来扩大用法。 PayPal USD在夏季达到10亿美元的市值后，彭博社（Paywall）的报告遵循。

Consumers can continue to accumulate daily rewards and according to Bloomberg, consumers will be rewarded monthly in payment with the stablecoin. The rewards will be added directly to the participants’ cryptocurrency hub where you can use the rewards immediately. The program will be launched soon and consumers can expect the annual boosted rewards to be paid out in PayPal USD, which is currently $0.9997. Those who wish to opt out of the rewards system can do so at any time and exchange their rewards for US dollars.

消费者可以继续积累每日奖励，据彭博社称，消费者将每月奖励与Stablecoin付款。奖励将直接添加到参与者的加密货币中心，您可以立即使用奖励。该计划将很快启动，消费者可以期望在PayPal USD中支付年度增强奖励，目前为0.9997美元。那些希望退出奖励系统的人可以随时这样做，并以美元兑换奖励。

What is PayPal USD stablecoin?

什么是PayPal USD Stablecoin？

PayPal USD, or PYUSD, is a US fixed exchange rate stablecoin and was issued by Paxos Trust Company on behalf of PayPal in August.

PayPal USD或PYUSD是美国的固定汇率Stablecoin，由Paxos Trust Company于8月代表PayPal发行。

PayPal became the first major payment network to launch its stablecoin, with Venmo also announcing support for the stablecoin in September.

贝宝（Paypal）成为第一个启动其Stablecoin的主要支付网络，Venmo还宣布了9月对Stablecoin的支持。

Each stablecoin is supposedly backed one-to-one by cash deposits, short-term US Treasury notes, and similar cash-equivalent assets in accounts that are overseen by the New York State Department of Financial Services. At first, PYUSD was a stablecoin compliant with the ERC-20 Ethereum standard, but it has since also been launched on Solana (SOL).

据称，每种稳定的现金存款，短期美国财政部票据以及由纽约州金融服务部监督的账户中的类似现金当量资产来支持一对一。起初，Pyusd是一个符合ERC-20以太坊标准的稳定剂，但此后也是在Solana（Sol）上推出的。

Consumers should note that earning crypto rewards differs from earning US dollars. Money placed in a high-yield savings account with a 3.7% APY will result in interest that retains its value. So if you earned $5 in interest, you’ll still have that $5 next month, even if the account’s APY changes. On the other hand, 3.7% of rewards in PYUSD at the value of $40 might be worth $3 the next month (or even the next day). Cryptocurrency, of course, fluctuates in value but is considered much more volatile.

消费者应注意，获得加密奖励与赚取美元不同。将资金放在高收益储蓄帐户中，APY 3.7％将导致保留其价值的利息。因此，如果您获得了5美元的利息，即使帐户的APY更改，您仍然会有5美元。另一方面，Pyusd的3.7％的奖励价值为40美元，可能是下个月（甚至第二天）的价值3美元。当然，加密货币的价值波动，但被认为更加动荡。

What you can do with PayPal USD stablecoin

您可以用PayPal USD Stablecoin做什么

Consumers may exchange PYUSD for fiat currency, spend it, or send it to someone else. PayPal hopes the new rewards system will cause a higher prevalence of stablecoin and crypto payments on its platform.

消费者可以将PYUSD换成法定货币，花费或将其发送给其他人。 PayPal希望新的奖励系统将在其平台上导致稳定率和加密货币付费更高。

“Consumers and businesses use PYUSD today for commerce, crypto, peer-to-peer transfers and B2B payments. We’re demonstrating our commitment to an innovative, commerce-ready ecosystem by enabling it for the settlement of cross-border transfers, vendor payments and in the future for additional payment use cases like payouts and bill pay.” – Alex Chriss, president and CEO of PayPal.

“消费者和企业今天使用PYUSD进行商务，加密，点对点转移和B2B付款。我们通过启用跨境转让，供应商付款，以及以后的付款案例和付款案例和账单付款等跨境转让，启用它来证明我们对创新的，贸易就绪的生态系统的承诺。” - PayPal总裁兼首席执行官Alex Chriss。

Consumers may use their rewards at any time in a few ways, including:

消费者可以随时以几种方式使用奖励，包括：

Send rewards directly to other PayPal or Venmo users

将奖励直接发送给其他PayPal或Venmo用户

Convert rewards into US dollars for your PayPal or Venmo balance

将奖励转换为您的PayPal或Venmo余额的美元

Shop using PayPal Checkout

使用PayPal结帐购物

Convert rewards to other cryptocurrencies

将奖励转换为其他加密货币

Cryptocurrency has many benefits, including inflation protection, cross-border payments, diversification, transparency, cost reductions, fraud protection, lower fees, and investment opportunities, to mention a few.

加密货币具有许多好处，包括通货膨胀保护，跨境支付，多元化，透明度，降低成本，欺诈保护，较低的费用和投资机会，以提及一些。

This new rewards system will be celebrated by many users, but if you remain uncertain or want to know a little bit more, have a look at PayPal’s official statement on the rewards system. We know change can be scary, but sometimes it is necessary.

许多用户将庆祝这种新的奖励系统，但是如果您仍然不确定或想了解更多，请查看Paypal在奖励系统上的官方声明。我们知道改变可能会很恐怖，但有时是必要的。