Meta探索啟動自己的非易失性加密貨幣，將其固定在美元

Stablecoins是一種非易失性加密貨幣的一種形式

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The Biden administration’s vigorous anti-crypto policies may have limited the mainstream adoption of stablecoins, but Donald Trump’s election last November, along with the recent $1.1 billion acquisition of the stablecoin startup Bridge by payment giant Stripe, have spurred their use in the broader financial world—especially as a form of cross-border payments.

拜登政府的劇烈反訴訟政策可能限制了穩定幣的主流採用，但去年11月，唐納德·特朗普（Donald Trump）的當選，以及最近通過支付巨大條紋對Stablecoin創業橋的收購，促使他們在更廣泛的金融世界中使用了付費巨頭，尤其是在交叉付款中使用。

In the past month, Visa announced a partnership with the stablecoin infrastructure provider Bridge; the financial firm Fidelity revealed it is developing its own stablecoin; and Stripe unveiled new financial accounts powered by stablecoins.

在過去的一個月中，Visa宣布與Stablecoin基礎設施提供商橋建立合作夥伴關係；這家金融公司的忠誠表明，它正在開發自己的穩定幣。 Stripe揭示了由Stablecoins驅動的新財務帳戶。

The growing interest in stablecoins among non-crypto companies also comes as congressional lawmakers are discussing two bills that would regulate stablecoins after years of regulatory uncertainty.

由於國會立法者正在討論多年的監管不確定性後，國會立法者正在討論兩項規範穩定的法案，因此對非統治公司的穩定幣的興趣日益加劇。

Meta’s subsidiary Instagram could integrate stablecoins to facilitate small payouts in the range of $100 to creators in different markets, which would result in lower fees than if paid by fiat currencies, suggested one executive at a crypto infrastructure company, who said the talks are ongoing. The executive added that Meta is in “learn mode” and would likely be agnostic toward the type of stablecoin it used, rather than choosing one provider, such as Circle’s USDC. Two other crypto executives also told Fortune they have held early discussions with Meta focused on the payouts use case.

Meta的子公司Instagram可以整合穩定的股幣，以促進不同市場中創建者100美元的小額支出，這將導致比法定貨幣支付的費用較低，這是Crypto Infrastructure Company的一位高管，他說談判正在進行。執行官補充說，元位處於“學習模式”，可能對使用的穩定股的類型不可知，而不是選擇一個提供商，例如Circle的USDC。另外兩名加密高管還告訴《財富》，他們已經與Meta進行了早期討論，專注於支出用例。

Meanwhile, Circle hired Matt Cavin in March from the gaming blockchain company Immutable. He’s leading discussions with Meta and other Big Tech firms, according to one source familiar with the matter. Cavin’s LinkedIn profile describes his current role at Circle as leading “tier-1 strategic partnerships,” without specifying the companies with which he’s working.

同時，Circle於3月從遊戲區塊鏈公司不可能僱用了Matt Cavin。熟悉此事的一位消息人士稱，他正在與Meta和其他大型科技公司進行討論。卡文（Cavin）的LinkedIn個人資料將他目前在Circle的角色描述為領先的“ Tier-1戰略合作夥伴關係”，而沒有指定他與之合作的公司。

Meta declined to make available for comment a VP of product who started at the company in January and is helping steer its fintech explorations: Ginger Baker, who previously worked as an executive at the fintech company Plaid and still serves on the board of the Stellar Development Foundation, a crypto organization that manages a layer 1 blockchain.

梅塔（Meta）拒絕發表評論，這是一家從1月份開始在公司的產品副總裁，並正在幫助引導其金融科技勘探：Ginger Baker，他此前曾在Fintech Company Plaid擔任高管，並仍在Stellar Development Foundation董事會成立，該組織是一個管理1層塊鍊鍊的加密組織。

Meta reached out earlier this year to crypto infrastructure companies, according to three people familiar with the matter. The discussions remain at a preliminary stage, but they focus on a key feature offered by stablecoins compared with fiat currency—the ability to pay individuals across different regions without the high fees associated with other forms of payments, such as wire transfers.

據三個熟悉此事的人說，今年早些時候，梅塔（Meta）於今年早些時候向加密基礎設施公司取得了聯繫。討論仍處於初步階段，但它們集中在與菲亞特貨幣相比，穩定幣提供的關鍵特徵 - 菲亞特貨幣的能力，即在不同地區向個人支付而沒有與其他形式的付款相關的高費用（例如電匯傳輸）的能力。

One executive at a crypto infrastructure provider suggested Instagram could integrate stablecoins to facilitate small payouts in the range of $100 to creators in different markets, which would result in lower fees than if paid by fiat currencies. The executive described Meta as being in “learn mode” and would likely be agnostic toward the type of stablecoin it used, rather than choosing one provider, such as Circle’s USDC. Two other crypto executives also told Fortune they have held early discussions with Meta focused on the payouts use case.

加密基礎設施提供商的一位高管建議Instagram可以整合Stablecoins，以促進不同市場中創作者的少量支出，這將導致比菲亞特貨幣支付的費用較低。高管稱Meta處於“學習模式”中，可能對使用的穩定菌的類型不可知，而不是選擇一個提供商，例如Circle的USDC。另外兩名加密高管還告訴《財富》，他們已經與Meta進行了早期討論，專注於支出用例。

One executive at a crypto infrastructure provider suggested Instagram could integrate stablecoins to facilitate small payouts in the range of $100 to creators in different markets, which would result in lower fees than if paid by fiat currencies. The executive described Meta as being in “learn mode” and would likely be agnostic toward the type of stablecoin it used, rather than choosing one provider, such as Circle’s USDC. Two other crypto executives also told Fortune they have held early discussions with Meta focused on the payouts use case.

加密基礎設施提供商的一位高管建議Instagram可以整合Stablecoins，以促進不同市場中創作者的少量支出，這將導致比菲亞特貨幣支付的費用較低。高管稱Meta處於“學習模式”中，可能對使用的穩定菌的類型不可知，而不是選擇一個提供商，例如Circle的USDC。另外兩名加密高管還告訴《財富》，他們已經與Meta進行了早期討論，專注於支出用例。

Meanwhile, Circle hired Matt Cavin in March from the gaming blockchain company Immutable. He’s leading discussions with Meta and other Big Tech firms, according to one source familiar with the matter. Cavin’s LinkedIn profile describes his current role at Circle as leading “tier-1 strategic partnerships,” without specifying the companies with which he’s working.

同時，Circle於3月從遊戲區塊鏈公司不可能僱用了Matt Cavin。熟悉此事的一位消息人士稱，他正在與Meta和其他大型科技公司進行討論。卡文（Cavin）的LinkedIn個人資料將他目前在Circle的角色描述為領先的“ Tier-1戰略合作夥伴關係”，而沒有指定他與之合作的公司。

Circle declined to comment.

圈子拒絕發表評論。

Meta’s exploration of stablecoins is especially noteworthy since it was once the most high-profile Big Tech firm to attempt integrating crypto. In 2019, Meta announced a blockchain initiative that evolved into Libra, a proposed consortium of companies including Uber and PayPal that would launch a stablecoin backed by a basket of fiat currencies. After renaming the project Diem, Meta abandoned it in early 2022 amid regulatory scrutiny. Meta sold Diem’s assets to the crypto-friendly bank Silvergate.

梅塔（Meta）對Stablecoins的探索尤其值得注意，因為它曾經是嘗試整合加密貨幣的最備受矚目的大型科技公司。 2019年，梅塔（Meta）宣布了一項區塊鏈倡議，該計劃發展成為天秤座，這是一個擬議的公司聯盟，包括Uber和Paypal在內，該公司將推出以一籃子法定貨幣為支持的Stablecoin。在重命名該項目Diem後，在監管審查中，Meta於2022年初放棄了該項目。 Meta將Diem的資產賣給了對加密貨幣友好的銀行銀行。

A number of employees who worked on Libra went on to start their own crypto companies, including David Marcus, who cofounded the Bitcoin payment infrastructure company Lightspark. Other alumni have also gone on to repurpose Meta’s technology to launch their own blockchains. The most notable are the founders of Aptos and Sui, two blockchains that run on a proprietary programming language developed by Meta called Move.

許多在天秤座工作的員工繼續創立了自己的加密公司，其中包括戴維·馬庫斯（David Marcus），他們共同創立了比特幣支付基礎設施Lightspark。其他校友還繼續重新使用Meta的技術來推出自己的區塊鏈。最值得注意的是Aptos和Sui的創始人，這兩個區塊鏈以META稱為Move開發的專有編程語言運行。

On Tuesday, Facebook founder and CEO Mark Zuckerberg appeared at a Stripe conference, where he acknowledged Diem’s failure in an onstage discussion with Stripe cofounder John Collison, according to a video provided to Fortune. “That thing’s dead,” Zuckerberg said.

根據向財富提供的視頻，Facebook創始人兼首席執行官馬克·扎克伯格（Mark Zuckerberg）出現在Stripe會議上，他在與Stripe聯合創始人John Collison的舞台討論中承認Diem失敗了。扎克伯格說：“那東西已經死了。”

Later

之後