Meta探索启动自己的非易失性加密货币，将其固定在美元

Stablecoins是一种非易失性加密货币的一种形式

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The Biden administration’s vigorous anti-crypto policies may have limited the mainstream adoption of stablecoins, but Donald Trump’s election last November, along with the recent $1.1 billion acquisition of the stablecoin startup Bridge by payment giant Stripe, have spurred their use in the broader financial world—especially as a form of cross-border payments.

拜登政府的剧烈反诉讼政策可能限制了稳定币的主流采用，但去年11月，唐纳德·特朗普（Donald Trump）的当选，以及最近通过支付巨大条纹对Stablecoin创业桥的收购，促使他们在更广泛的金融世界中使用了付费巨头，尤其是在交叉付款中使用。

In the past month, Visa announced a partnership with the stablecoin infrastructure provider Bridge; the financial firm Fidelity revealed it is developing its own stablecoin; and Stripe unveiled new financial accounts powered by stablecoins.

在过去的一个月中，Visa宣布与Stablecoin基础设施提供商桥建立合作伙伴关系；这家金融公司的忠诚表明，它正在开发自己的稳定币。 Stripe揭示了由Stablecoins驱动的新财务帐户。

The growing interest in stablecoins among non-crypto companies also comes as congressional lawmakers are discussing two bills that would regulate stablecoins after years of regulatory uncertainty.

由于国会立法者正在讨论多年的监管不确定性后，国会立法者正在讨论两项规范稳定的法案，因此对非统治公司的稳定币的兴趣日益加剧。

Meta’s subsidiary Instagram could integrate stablecoins to facilitate small payouts in the range of $100 to creators in different markets, which would result in lower fees than if paid by fiat currencies, suggested one executive at a crypto infrastructure company, who said the talks are ongoing. The executive added that Meta is in “learn mode” and would likely be agnostic toward the type of stablecoin it used, rather than choosing one provider, such as Circle’s USDC. Two other crypto executives also told Fortune they have held early discussions with Meta focused on the payouts use case.

Meta的子公司Instagram可以整合稳定的股币，以促进不同市场中创建者100美元的小额支出，这将导致比法定货币支付的费用较低，这是Crypto Infrastructure Company的一位高管，他说谈判正在进行。执行官补充说，元位处于“学习模式”，可能对使用的稳定股的类型不可知，而不是选择一个提供商，例如Circle的USDC。另外两名加密高管还告诉《财富》，他们已经与Meta进行了早期讨论，专注于支出用例。

Meanwhile, Circle hired Matt Cavin in March from the gaming blockchain company Immutable. He’s leading discussions with Meta and other Big Tech firms, according to one source familiar with the matter. Cavin’s LinkedIn profile describes his current role at Circle as leading “tier-1 strategic partnerships,” without specifying the companies with which he’s working.

同时，Circle于3月从游戏区块链公司不可能雇用了Matt Cavin。熟悉此事的一位消息人士称，他正在与Meta和其他大型科技公司进行讨论。卡文（Cavin）的LinkedIn个人资料将他目前在Circle的角色描述为领先的“ Tier-1战略合作伙伴关系”，而没有指定他与之合作的公司。

Meta declined to make available for comment a VP of product who started at the company in January and is helping steer its fintech explorations: Ginger Baker, who previously worked as an executive at the fintech company Plaid and still serves on the board of the Stellar Development Foundation, a crypto organization that manages a layer 1 blockchain.

梅塔（Meta）拒绝发表评论，这是一家从1月份开始在公司的产品副总裁，并正在帮助引导其金融科技勘探：Ginger Baker，他此前曾在Fintech Company Plaid担任高管，并仍在Stellar Development Foundation董事会成立，该组织是一个管理1层块链链的加密组织。

Meta reached out earlier this year to crypto infrastructure companies, according to three people familiar with the matter. The discussions remain at a preliminary stage, but they focus on a key feature offered by stablecoins compared with fiat currency—the ability to pay individuals across different regions without the high fees associated with other forms of payments, such as wire transfers.

据三个熟悉此事的人说，今年早些时候，梅塔（Meta）于今年早些时候向加密基础设施公司取得了联系。讨论仍处于初步阶段，但它们集中在与菲亚特货币相比，稳定币提供的关键特征 - 菲亚特货币的能力，即在不同地区向个人支付而没有与其他形式的付款相关的高费用（例如电汇传输）的能力。

One executive at a crypto infrastructure provider suggested Instagram could integrate stablecoins to facilitate small payouts in the range of $100 to creators in different markets, which would result in lower fees than if paid by fiat currencies. The executive described Meta as being in “learn mode” and would likely be agnostic toward the type of stablecoin it used, rather than choosing one provider, such as Circle’s USDC. Two other crypto executives also told Fortune they have held early discussions with Meta focused on the payouts use case.

加密基础设施提供商的一位高管建议Instagram可以整合Stablecoins，以促进不同市场中创作者的少量支出，这将导致比菲亚特货币支付的费用较低。高管称Meta处于“学习模式”，可能对使用的稳定股的类型不可知，而不是选择一个提供商，例如Circle的USDC。另外两名加密高管还告诉《财富》，他们已经与Meta进行了早期讨论，专注于支出用例。

One executive at a crypto infrastructure provider suggested Instagram could integrate stablecoins to facilitate small payouts in the range of $100 to creators in different markets, which would result in lower fees than if paid by fiat currencies. The executive described Meta as being in “learn mode” and would likely be agnostic toward the type of stablecoin it used, rather than choosing one provider, such as Circle’s USDC. Two other crypto executives also told Fortune they have held early discussions with Meta focused on the payouts use case.

加密基础设施提供商的一位高管建议Instagram可以整合Stablecoins，以促进不同市场中创作者的少量支出，这将导致比菲亚特货币支付的费用较低。高管称Meta处于“学习模式”中，可能对使用的稳定菌的类型不可知，而不是选择一个提供商，例如Circle的USDC。另外两名加密高管还告诉《财富》，他们已经与Meta进行了早期讨论，专注于支出用例。

Meanwhile, Circle hired Matt Cavin in March from the gaming blockchain company Immutable. He’s leading discussions with Meta and other Big Tech firms, according to one source familiar with the matter. Cavin’s LinkedIn profile describes his current role at Circle as leading “tier-1 strategic partnerships,” without specifying the companies with which he’s working.

同时，Circle于3月从游戏区块链公司不可能雇用了Matt Cavin。熟悉此事的一位消息人士称，他正在与Meta和其他大型科技公司进行讨论。卡文（Cavin）的LinkedIn个人资料将他目前在Circle的角色描述为领先的“ Tier-1战略合作伙伴关系”，而没有指定他与之合作的公司。

Circle declined to comment.

圈子拒绝发表评论。

Meta’s exploration of stablecoins is especially noteworthy since it was once the most high-profile Big Tech firm to attempt integrating crypto. In 2019, Meta announced a blockchain initiative that evolved into Libra, a proposed consortium of companies including Uber and PayPal that would launch a stablecoin backed by a basket of fiat currencies. After renaming the project Diem, Meta abandoned it in early 2022 amid regulatory scrutiny. Meta sold Diem’s assets to the crypto-friendly bank Silvergate.

梅塔（Meta）对Stablecoins的探索尤其值得注意，因为它曾经是尝试整合加密货币的最备受瞩目的大型科技公司。 2019年，梅塔（Meta）宣布了一项区块链倡议，该计划发展成为天秤座，这是一个拟议的公司联盟，包括Uber和Paypal在内，该公司将推出以一篮子法定货币为支持的Stablecoin。在重命名该项目Diem后，在监管审查中，Meta于2022年初放弃了该项目。 Meta将Diem的资产卖给了对加密货币友好的银行银行。

A number of employees who worked on Libra went on to start their own crypto companies, including David Marcus, who cofounded the Bitcoin payment infrastructure company Lightspark. Other alumni have also gone on to repurpose Meta’s technology to launch their own blockchains. The most notable are the founders of Aptos and Sui, two blockchains that run on a proprietary programming language developed by Meta called Move.

许多在天秤座工作的员工继续创立了自己的加密公司，其中包括戴维·马库斯（David Marcus），他们共同创立了比特币支付基础设施Lightspark。其他校友还继续重新使用Meta的技术来推出自己的区块链。最值得注意的是Aptos和Sui的创始人，这两个区块链以META称为Move开发的专有编程语言运行。

On Tuesday, Facebook founder and CEO Mark Zuckerberg appeared at a Stripe conference, where he acknowledged Diem’s failure in an onstage discussion with Stripe cofounder John Collison, according to a video provided to Fortune. “That thing’s dead,” Zuckerberg said.

周二，根据向财富提供的视频，Facebook创始人兼首席执行官马克·扎克伯格（Mark Zuckerberg）出现在一次条纹会议上，他在与Stripe联合创始人John Collison的舞台讨论中承认Diem失败了。扎克伯格说：“那东西已经死了。”

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