萬事達卡和渣打銀行透過成功的代幣化測試打破障礙

萬事達卡和渣打銀行香港 (SCBHK) 聯合在香港金融管理局 (HKMA) 金融科技監管沙盒內成功完成了萬事達卡多代幣網路 (MTN) 的現場測試。該試點涉及碳信用額代幣化以及在兩種不同代幣之間進行原子交換，展示了 MTN 在促進安全高效的跨鏈資產轉移和結算方面的潛力。

Mastercard and Standard Chartered Advance Tokenization with Successful Multi-Token Network Test

萬事達卡和渣打銀行透過成功的多令牌網路測試來推進令牌化

Mastercard and Standard Chartered Bank Hong Kong (SCBHK) have made a significant stride in the digital asset landscape with the completion of the first live test of Mastercard's Multi-Token Network (MTN) within the Hong Kong Monetary Authority (HKMA) Fintech Supervisory Sandbox. This groundbreaking pilot marks a pivotal moment in the tokenization of carbon credits and underscores the growing momentum towards digital asset adoption in Hong Kong.

萬事達卡和渣打銀行香港 (SCBHK) 在香港金融管理局 (HKMA) 金融科技監管沙盒內完成了萬事達卡多代幣網路 (MTN) 的首次現場測試，在數位資產領域取得了重大進展。這項開創性的試點標誌著碳信用額代幣化的關鍵時刻，並突顯了香港採用數位資產的勢頭不斷增強。

The proof-of-concept pilot involved a client of SCBHK's virtual bank, Mox Bank, depositing funds into their account with the intent to purchase a carbon credit. Mox subsequently requested SCBHK to tokenize the carbon credit through Libeara, a tokenization service provider launched by Standard Chartered's venture arm, SC Ventures.

概念驗證試點計畫涉及 SCBHK 虛擬銀行 Mox Bank 的客戶，將資金存入其帳戶，意圖購買碳信用。 Mox 隨後要求 SCBHK 透過 Libeara（渣打銀行創投部門 SC Ventures 推出的代幣化服務提供者）對碳信用進行代幣化。

Mastercard's MTN seamlessly tokenized the deposit, setting the stage for an atomic swap – a real-time transaction that seamlessly exchanges assets across different blockchains – involving the two tokens. This successful demonstration showcases the potential for interoperability between different blockchain networks.

萬事達卡的 MTN 無縫地對存款進行了代幣化，為涉及兩種代幣的原子交換（一種跨不同區塊鏈無縫交換資產的即時交易）奠定了基礎。這次成功的演示展示了不同區塊鏈網路之間互通性的潛力。

"As the HKMA actively cultivates Hong Kong's position as a leading digital assets hub, Mastercard remains steadfast in its commitment to support these endeavors," said Helena Chen, Mastercard's Managing Director for Hong Kong and Macau. "We recognize the importance of fostering fintech innovation and propelling the growth of the tokenization landscape in Hong Kong."

萬事達卡香港及澳門董事總經理陳海倫表示：“隨著金管局積極培育香港作為領先數位資產中心的地位，萬事達卡將堅定不移地致力於支持這些努力。” “我們認識到促進金融科技創新和推動香港代幣化格局發展的重要性。”

The HKMA's proactive role in this domain is evident in its efforts to encourage Hong Kong banks, including SCBHK, to enhance their services for cryptocurrency exchanges. SCBHK's active participation in the HKMA's Project Ensemble, e-HKD pilot program, and multinational Project mBridge further underscores its commitment to advancing digital asset innovation.

金管局在這一領域的積極作用體現在其努力鼓勵香港銀行（包括渣打銀行香港）加強其加密貨幣交易服務。 SCBHK積極參與金管局的Project Ensemble、電子港幣試點計畫和跨國計畫mBridge，進一步彰顯了其對推進數位資產創新的承諾。

Beyond the successful MTN test, Standard Chartered has also played a pivotal role in other significant fintech initiatives. Its involvement in initiatives with SWIFT using CBDC and U.K. Finance using the Regulated Liability Network underscores its broad-based commitment to digital asset adoption. Additionally, SC Ventures' establishment of a crypto fund in the United Arab Emirates in November 2023 further solidifies Standard Chartered's global reach and commitment to digital asset exploration.

除了成功的 MTN 測試之外，渣打銀行還在其他重要的金融科技措施中發揮了關鍵作用。它參與使用 CBDC 的 SWIFT 和使用受監管責任網絡的英國金融倡議，突顯了其對數位資產採用的廣泛承諾。此外，SC Ventures 於 2023 年 11 月在阿拉伯聯合大公國設立加密貨幣基金，進一步鞏固了渣打銀行的全球影響力和對數位資產探索的承諾。

Notably, HSBC and China's Ant Group also conducted tokenized deposit transaction tests within the HKMA sandbox in November 2023, leveraging Ant Group's blockchain. HSBC's expansion into Bitcoin and Ethereum futures exchange-traded fund trading in Hong Kong further underscores the bank's embrace of digital assets.

值得注意的是，匯豐銀行和中國螞蟻集團也於 2023 年 11 月利用螞蟻集團的區塊鏈在金管局沙箱內進行了代幣化存款交易測試。匯豐銀行在香港拓展比特幣和以太坊期貨交易所交易基金交易，進一步凸顯了該銀行對數位資產的擁抱。

These developments underscore the rapidly evolving landscape of digital assets in Hong Kong. The collaboration between industry leaders such as Mastercard, Standard Chartered, and the HKMA is driving the tokenization market forward, opening up new possibilities for digital asset transactions and paving the way for broader adoption in the future.

這些發展凸顯了香港數位資產快速發展的格局。萬事達卡、渣打銀行和香港金管局等行業領導者之間的合作正在推動代幣化市場向前發展，為數位資產交易開闢新的可能性，並為未來更廣泛的採用鋪平道路。