万事达卡和渣打银行通过成功的代币化测试打破障碍

万事达卡和渣打银行香港 (SCBHK) 联合在香港金融管理局 (HKMA) 金融科技监管沙盒内成功完成了万事达卡多代币网络 (MTN) 的现场测试。该试点涉及碳信用额代币化以及在两种不同代币之间进行原子交换，展示了 MTN 在促进安全高效的跨链资产转移和结算方面的潜力。

Mastercard and Standard Chartered Advance Tokenization with Successful Multi-Token Network Test

万事达卡和渣打银行通过成功的多令牌网络测试推进令牌化

Mastercard and Standard Chartered Bank Hong Kong (SCBHK) have made a significant stride in the digital asset landscape with the completion of the first live test of Mastercard's Multi-Token Network (MTN) within the Hong Kong Monetary Authority (HKMA) Fintech Supervisory Sandbox. This groundbreaking pilot marks a pivotal moment in the tokenization of carbon credits and underscores the growing momentum towards digital asset adoption in Hong Kong.

万事达卡和渣打银行香港 (SCBHK) 在香港金融管理局 (HKMA) 金融科技监管沙盒内完成了万事达卡多代币网络 (MTN) 的首次现场测试，在数字资产领域取得了重大进展。这一开创性的试点标志着碳信用额代币化的关键时刻，并突显了香港采用数字资产的势头不断增强。

The proof-of-concept pilot involved a client of SCBHK's virtual bank, Mox Bank, depositing funds into their account with the intent to purchase a carbon credit. Mox subsequently requested SCBHK to tokenize the carbon credit through Libeara, a tokenization service provider launched by Standard Chartered's venture arm, SC Ventures.

概念验证试点项目涉及 SCBHK 虚拟银行 Mox Bank 的客户，将资金存入其账户，意图购买碳信用额。 Mox 随后要求 SCBHK 通过 Libeara（渣打银行风险投资部门 SC Ventures 推出的代币化服务提供商）对碳信用额进行代币化。

Mastercard's MTN seamlessly tokenized the deposit, setting the stage for an atomic swap – a real-time transaction that seamlessly exchanges assets across different blockchains – involving the two tokens. This successful demonstration showcases the potential for interoperability between different blockchain networks.

万事达卡的 MTN 无缝地对存款进行了代币化，为涉及两种代币的原子交换（一种跨不同区块链无缝交换资产的实时交易）奠定了基础。这次成功的演示展示了不同区块链网络之间互操作性的潜力。

"As the HKMA actively cultivates Hong Kong's position as a leading digital assets hub, Mastercard remains steadfast in its commitment to support these endeavors," said Helena Chen, Mastercard's Managing Director for Hong Kong and Macau. "We recognize the importance of fostering fintech innovation and propelling the growth of the tokenization landscape in Hong Kong."

万事达卡香港及澳门董事总经理陈海伦表示：“随着金管局积极培育香港作为领先数字资产中心的地位，万事达卡将坚定不移地致力于支持这些努力。” “我们认识到促进金融科技创新和推动香港代币化格局发展的重要性。”

The HKMA's proactive role in this domain is evident in its efforts to encourage Hong Kong banks, including SCBHK, to enhance their services for cryptocurrency exchanges. SCBHK's active participation in the HKMA's Project Ensemble, e-HKD pilot program, and multinational Project mBridge further underscores its commitment to advancing digital asset innovation.

金管局在这一领域的积极作用体现在其努力鼓励香港银行（包括渣打银行香港）加强其加密货币交易服务。 SCBHK积极参与金管局的Project Ensemble、电子港币试点计划和跨国项目mBridge，进一步彰显了其对推进数字资产创新的承诺。

Beyond the successful MTN test, Standard Chartered has also played a pivotal role in other significant fintech initiatives. Its involvement in initiatives with SWIFT using CBDC and U.K. Finance using the Regulated Liability Network underscores its broad-based commitment to digital asset adoption. Additionally, SC Ventures' establishment of a crypto fund in the United Arab Emirates in November 2023 further solidifies Standard Chartered's global reach and commitment to digital asset exploration.

除了成功的 MTN 测试之外，渣打银行还在其他重要的金融科技举措中发挥了关键作用。它参与使用 CBDC 的 SWIFT 和使用受监管责任网络的英国金融倡议，突显了其对数字资产采用的广泛承诺。此外，SC Ventures 于 2023 年 11 月在阿拉伯联合酋长国设立加密货币基金，进一步巩固了渣打银行的全球影响力和对数字资产探索的承诺。

Notably, HSBC and China's Ant Group also conducted tokenized deposit transaction tests within the HKMA sandbox in November 2023, leveraging Ant Group's blockchain. HSBC's expansion into Bitcoin and Ethereum futures exchange-traded fund trading in Hong Kong further underscores the bank's embrace of digital assets.

值得注意的是，汇丰银行和中国蚂蚁集团还于 2023 年 11 月利用蚂蚁集团的区块链在金管局沙箱内进行了代币化存款交易测试。汇丰银行在香港拓展比特币和以太坊期货交易所交易基金交易，进一步凸显了该银行对数字资产的拥抱。

These developments underscore the rapidly evolving landscape of digital assets in Hong Kong. The collaboration between industry leaders such as Mastercard, Standard Chartered, and the HKMA is driving the tokenization market forward, opening up new possibilities for digital asset transactions and paving the way for broader adoption in the future.

这些发展凸显了香港数字资产快速发展的格局。万事达卡、渣打银行和香港金管局等行业领导者之间的合作正在推动代币化市场向前发展，为数字资产交易开辟新的可能性，并为未来更广泛的采用铺平道路。