全球大多數司法管轄區都在研究，開發或實施零售中央銀行數字貨幣（CBDC）。

如果您將這些視為老式紙幣的無害移動，並將其數字化更新，請再次查看。

Most jurisdictions globally are now researching, developing or implementing retail central bank digital currencies (CBDCs). If you see these as harmless move-with-the-times digital updates of old-fashioned paper money, think again. CBDCs could potentially mean financial serfdom via a monetary panopticon where the authorities closely control every transaction.

全球大多數司法管轄區現在都在研究，開發或實施零售中央銀行數字貨幣（CBDC）。如果您認為這些與老式紙幣的數字更新無關，請再考慮一下。 CBDC可能會通過貨幣龐貝頓（Panopticon）來表示財務農奴制，當局密切控制每筆交易。

If you think this sounds paranoid, just consider the words of Augustin Carstens, head of the Bank for International Settlements — the central bank for the world’s central banks. Lamenting the authorities’ current inability to control cash transactions, he says that with a CBDC, a “central bank will have absolute control on the rules and regulations that will determine use... also we will have the technology to enforce that... that makes a huge difference with respect to what cash is.”

如果您認為這聽起來很偏執，只需考慮國際定居銀行銀行（世界央行中央銀行）的奧古斯丁·卡斯滕斯（Augustin Carstens）的話即可。他對當局目前無法控制現金交易的遺憾，他說，通過CBDC，“中央銀行將對將確定使用的規則和法規絕對控制……我們還將有技術來執行……與現金相關的巨大差異。”

How ‘absolute control’ might work

“絕對控制”如何起作用

CBDCs could be programmed so you can only buy certain things from certain people, at certain times, within specific dates, or only in approved locations. Their validity could depend on compliance with all government policies (climate, medical, social, and tax). They could be subject to maximum or minimum holding limits. They could be programmed to discourage saving and encourage ‘investing’ in approved shares and bonds (such as the new EU ‘SIU’ initiative or in line with UK financial industry lobbying and ‘research’).

可以對CBDC進行編程，因此您只能在某些時間，在特定日期或僅在批准的地點中從某些人那裡購買某些東西。他們的有效性可能取決於遵守所有政府政策（氣候，醫療，社會和稅收）。它們可能受到最大或最小持有限制。他們可以被編程以阻止儲蓄並鼓勵對批准的股票和債券進行“投資”（例如新歐盟“ SIU”倡議，或與英國金融行業遊說和“研究”一致）。

Politicians and central bankers may say they do not intend to implement any such controls, but such assurances are worthless. To quote the UK Parliament’s own Economic Affairs Committee, “while the Governor of the Bank of England told the committee that he did not see a CBDC as a way to implement monetary policy, the committee noted that his successors may disagree”.

政客和中央銀行家可能會說他們不打算執行任何此類控制權，但這種保證毫無價值。為了引用英國議會自己的經濟事務委員會，“英格蘭銀行州長告訴委員會，他沒有將CBDC視為執行貨幣政策的一種方式，但該委員會指出他的繼任者可能會不同意。”

Freedom to transact is fundamental to freedom itself. Once you can no longer choose what you do with your money, you’re on the road to monetary serfdom. How can you defend yourself?

交易自由是自由本身的基礎。一旦您再也無法選擇自己的錢做什麼，就可以通向貨幣農奴制。你怎麼能捍衛自己？

Bitcoin fixes more than monetary serfdom

比特幣比貨幣農奴制

Bitcoin fights financial subjugation. Because it’s the world’s most decentralized and censorship-resistant money, Bitcoin held in self-custody cannot be frozen or confiscated, and its transactions cannot be stopped. This isn’t theoretical. It has already been proven in countless cases of financial repression all over the world, whether in Russia and Ukraine, Afghanistan and Cuba, or globally by organizations from WikiLeaks in 2011 to the Bitcoin Humanitarian Alliance in 2025.

比特幣與財務征服作鬥爭。因為這是世界上最分散和審查的資金，所以在自我觀察中舉行的比特幣不能被凍結或沒收，並且無法停止其交易。這不是理論上的。無論是在俄羅斯和烏克蘭，阿富汗和古巴，還是由2011年Wikileaks到2025年的比特幣人道主義聯盟的組織，無論是在俄羅斯和烏克蘭，阿富汗和古巴的無數財務鎮壓案件中，都已證明這一點。

Recent : Is Bitcoin’s future in circular economies or national reserves?

最近：比特幣在循環經濟體還是國家儲備中的未來？

But financial serfdom isn't the only risk with CBDCs. The UK's Economic Affairs Committee also points out that "a centralized CBDC ledger, which would be a critical piece of national infrastructure, could be a target for attack from hostile state and non-state actors." Governments and public entities are always being hacked and leaking data, which they exacerbate by constantly hacking each other. Having your access to money entirely dependent on their competence is a terrible idea.

但是財務農奴制並不是CBDCS的唯一風險。英國經濟事務委員會還指出，“將是國家基礎設施的關鍵部分的集中式CBDC分類帳可能是遭受敵對州和非國家行為者攻擊的目標。”政府和公共實體總是被黑客入侵和洩漏數據，它們通過不斷互相黑客攻擊來加劇。完全取決於他們的能力是一個可怕的想法。

Bitcoin fights financial institutional failure. And again, this isn't theoretical — it has also already been proven. When banks fail, or their systems go down, Bitcoin always remains up and running because it is the world's most reliable computer network. For well over a decade, Bitcoin has not been down for even a fraction of a second.

比特幣打擊金融機構失敗。同樣，這不是理論上的 - 它也已經得到證明。當銀行失敗或系統掉落時，比特幣始終保持啟動並運行，因為它是世界上最可靠的計算機網絡。十多年來，比特幣甚至一秒鐘都沒有倒閉。

Bitcoin is ultra-decentralized, and there have been zero successful hacks of the Bitcoin ledger itself during that period, despite its worth being in the trillions of dollars. Public or private, monetary or otherwise, no other large network can come close to this reliability and resistance to physical, virtual or political attack.

比特幣是超排名的，在此期間，比特幣分類帳的成功hack零，儘管值得一萬億美元。公共或私人，貨幣或其他方面，沒有其他大型網絡可以接近這種可靠性和抵抗物理，虛擬或政治攻擊。

Nowhere is immune from digital fiat

在數字菲亞特無處不在

CBDCs look to be coming to the major Western economies. The European Central Bank is set to complete preparations for its ‘digital euro’ CBDC this year. Americans may now have a presidential order "prohibiting… a CBDC within the jurisdiction of the United States," but stablecoins look set to become government CBDCs disguised in decentralized private-bank clothing, able to perform the same functions.

CBDC似乎將進入主要的西方經濟體。歐洲中央銀行將完成今年其“數字歐元” CBDC的準備。現在，美國人可能有一個總統命令“禁止……在美國管轄範圍內的CBDC”，但Stablecoins看起來將成為政府CBDC，以分散的私家銀行服裝偽裝，能夠執行相同的功能。

The current US administration's enthusiasm for stablecoins is remarkably aligned with the favored CBDC framework of the BIS, "a hybrid model which allows the division of labor between the central bank and private intermediaries." For a peek into this potential stablecoin-as-CBDC world, just look at what being embedded in the US dollar system already means for the world's leading stablecoin. "We follow US laws and regulations when it comes to freezing," says Paolo Ardoino, CEO of Tether, which doesn't even operate inside the United States. "We have on-boarded the FBI and US secret services; we work with the Department of Justice almost daily and the Treasury."

現任美國政府對Stablecoins的熱情與BIS的CBDC框架非常吻合，BIS是“一種混合模式，可以在中央銀行和私人中介機構之間進行勞動力。”要窺視這個潛在的Stablecoin-AS-CBDC世界，只需看看美元系統中嵌入的東西已經對世界領先的Stablecoin意味著什麼。 Tether的首席執行官Paolo Ardoino說：“我們遵守法律和法規。” “我們已經登上了聯邦調查局和美國的秘密服務；我們幾乎每天和財政部都與司法部合作。”

Whether it's called a CBDC or not, you'll likely soon be subjected to some form of digital fiat. But, at present, there's nothing to stop you from accessing some self-sovereign

無論是否稱為CBDC，您都可能很快就會受到某種形式的數字法定。但是，目前，沒有什麼可以阻止您訪問一些自我主張的