全球大多数司法管辖区都在研究，开发或实施零售中央银行数字货币（CBDC）。

如果您将这些视为老式纸币的无害移动，并将其数字化更新，请再次查看。

Most jurisdictions globally are now researching, developing or implementing retail central bank digital currencies (CBDCs). If you see these as harmless move-with-the-times digital updates of old-fashioned paper money, think again. CBDCs could potentially mean financial serfdom via a monetary panopticon where the authorities closely control every transaction.

全球大多数司法管辖区现在都在研究，开发或实施零售中央银行数字货币（CBDC）。如果您认为这些与老式纸币的数字更新无关，请再考虑一下。 CBDC可能会通过货币庞贝顿（Panopticon）来表示财务农奴制，当局密切控制每笔交易。

If you think this sounds paranoid, just consider the words of Augustin Carstens, head of the Bank for International Settlements — the central bank for the world’s central banks. Lamenting the authorities’ current inability to control cash transactions, he says that with a CBDC, a “central bank will have absolute control on the rules and regulations that will determine use... also we will have the technology to enforce that... that makes a huge difference with respect to what cash is.”

如果您认为这听起来很偏执，只需考虑国际定居银行银行（世界央行中央银行）的奥古斯丁·卡斯滕斯（Augustin Carstens）的话即可。他对当局目前无法控制现金交易的遗憾，他说，通过CBDC，“中央银行将对将确定使用的规则和法规绝对控制……我们还将有技术来执行……与现金相关的巨大差异。”

How ‘absolute control’ might work

“绝对控制”如何起作用

CBDCs could be programmed so you can only buy certain things from certain people, at certain times, within specific dates, or only in approved locations. Their validity could depend on compliance with all government policies (climate, medical, social, and tax). They could be subject to maximum or minimum holding limits. They could be programmed to discourage saving and encourage ‘investing’ in approved shares and bonds (such as the new EU ‘SIU’ initiative or in line with UK financial industry lobbying and ‘research’).

可以对CBDC进行编程，因此您只能在某些时间，在特定日期或仅在批准的地点中从某些人那里购买某些东西。他们的有效性可能取决于遵守所有政府政策（气候，医疗，社会和税收）。它们可能受到最大或最小持有限制。他们可以被编程以阻止储蓄并鼓励对批准的股票和债券进行“投资”（例如新欧盟“ SIU”倡议，或与英国金融行业游说和“研究”一致）。

Politicians and central bankers may say they do not intend to implement any such controls, but such assurances are worthless. To quote the UK Parliament’s own Economic Affairs Committee, “while the Governor of the Bank of England told the committee that he did not see a CBDC as a way to implement monetary policy, the committee noted that his successors may disagree”.

政客和中央银行家可能会说他们不打算执行任何此类控制权，但这种保证毫无价值。为了引用英国议会自己的经济事务委员会，“英格兰银行州长告诉委员会，他没有将CBDC视为执行货币政策的一种方式，但该委员会指出他的继任者可能会不同意。”

Freedom to transact is fundamental to freedom itself. Once you can no longer choose what you do with your money, you’re on the road to monetary serfdom. How can you defend yourself?

交易自由是自由本身的基础。一旦您再也无法选择自己的钱做什么，就可以通向货币农奴制。你怎么能捍卫自己？

Bitcoin fixes more than monetary serfdom

比特币比货币农奴制

Bitcoin fights financial subjugation. Because it’s the world’s most decentralized and censorship-resistant money, Bitcoin held in self-custody cannot be frozen or confiscated, and its transactions cannot be stopped. This isn’t theoretical. It has already been proven in countless cases of financial repression all over the world, whether in Russia and Ukraine, Afghanistan and Cuba, or globally by organizations from WikiLeaks in 2011 to the Bitcoin Humanitarian Alliance in 2025.

比特币与财务征服作斗争。因为这是世界上最分散和审查的资金，所以在自我观察中举行的比特币不能被冻结或没收，并且无法停止其交易。这不是理论上的。无论是在俄罗斯和乌克兰，阿富汗和古巴，还是由2011年Wikileaks到2025年的比特币人道主义联盟的组织，无论是在俄罗斯和乌克兰，阿富汗和古巴的无数财务镇压案件中，都已证明这一点。

Recent : Is Bitcoin’s future in circular economies or national reserves?

最近：比特币在循环经济体还是国家储备中的未来？

But financial serfdom isn't the only risk with CBDCs. The UK's Economic Affairs Committee also points out that "a centralized CBDC ledger, which would be a critical piece of national infrastructure, could be a target for attack from hostile state and non-state actors." Governments and public entities are always being hacked and leaking data, which they exacerbate by constantly hacking each other. Having your access to money entirely dependent on their competence is a terrible idea.

但是财务农奴制并不是CBDCS的唯一风险。英国经济事务委员会还指出，“将是国家基础设施的关键部分的集中式CBDC分类帐可能是遭受敌对州和非国家行为者攻击的目标。”政府和公共实体总是被黑客入侵和泄漏数据，它们通过不断互相黑客攻击来加剧。完全取决于他们的能力是一个可怕的想法。

Bitcoin fights financial institutional failure. And again, this isn't theoretical — it has also already been proven. When banks fail, or their systems go down, Bitcoin always remains up and running because it is the world's most reliable computer network. For well over a decade, Bitcoin has not been down for even a fraction of a second.

比特币打击金融机构失败。同样，这不是理论上的 - 它也已经得到证明。当银行失败或系统掉落时，比特币始终保持启动并运行，因为它是世界上最可靠的计算机网络。十多年来，比特币甚至一秒钟都没有倒闭。

Bitcoin is ultra-decentralized, and there have been zero successful hacks of the Bitcoin ledger itself during that period, despite its worth being in the trillions of dollars. Public or private, monetary or otherwise, no other large network can come close to this reliability and resistance to physical, virtual or political attack.

比特币是超排名的，在此期间，比特币分类帐的成功hack零，尽管值得一万亿美元。公共或私人，货币或其他方面，没有其他大型网络可以接近这种可靠性和抵抗物理，虚拟或政治攻击。

Nowhere is immune from digital fiat

在数字菲亚特无处不在

CBDCs look to be coming to the major Western economies. The European Central Bank is set to complete preparations for its ‘digital euro’ CBDC this year. Americans may now have a presidential order "prohibiting… a CBDC within the jurisdiction of the United States," but stablecoins look set to become government CBDCs disguised in decentralized private-bank clothing, able to perform the same functions.

CBDC似乎将进入主要的西方经济体。欧洲中央银行将完成今年其“数字欧元” CBDC的准备。现在，美国人可能有一个总统命令“禁止……在美国管辖范围内的CBDC”，但Stablecoins看起来将成为政府CBDC，以分散的私家银行服装伪装，能够执行相同的功能。

The current US administration's enthusiasm for stablecoins is remarkably aligned with the favored CBDC framework of the BIS, "a hybrid model which allows the division of labor between the central bank and private intermediaries." For a peek into this potential stablecoin-as-CBDC world, just look at what being embedded in the US dollar system already means for the world's leading stablecoin. "We follow US laws and regulations when it comes to freezing," says Paolo Ardoino, CEO of Tether, which doesn't even operate inside the United States. "We have on-boarded the FBI and US secret services; we work with the Department of Justice almost daily and the Treasury."

现任美国政府对Stablecoins的热情与BIS的CBDC框架非常吻合，BIS是“一种混合模式，可以在中央银行和私人中介机构之间进行劳动力。”要窥视这个潜在的Stablecoin-AS-CBDC世界，只需看看美元系统中嵌入的东西已经对世界领先的Stablecoin意味着什么。 Tether的首席执行官Paolo Ardoino说：“我们遵守法律和法规。” “我们已经登上了联邦调查局和美国的秘密服务；我们几乎每天和财政部都与司法部合作。”

Whether it's called a CBDC or not, you'll likely soon be subjected to some form of digital fiat. But, at present, there's nothing to stop you from accessing some self-sovereign

无论是否称为CBDC，您都可能很快就会受到某种形式的数字法定。但是，目前，没有什么可以阻止您访问一些自我主张的