傑米·戴蒙（Jamie Dimon）的臉：摩根大通（JPMorgan Chase）擁抱比特幣

華爾街的玻璃和鋼製塔樓震驚地顫抖著，如摩根大通（JPMorgan Chase）的戰鬥測試首席執行官傑米·迪蒙（Jamie Dimon）

"New York, New York, May 21, 2025—The glass-and-steel towers of Wall Street quivered with surprise as Jamie Dimon, the battle-tested CEO of JPMorgan Chase, revealed a long-awaited pivot: the bank would, for the first time, permit clients to buy Bitcoin.

“紐約，紐約，2025年5月21日 - 華爾街的玻璃和鋼製塔樓震驚地顫抖著，如摩根大通（JPMorgan Chase）的戰鬥測試的首席執行官傑米·迪蒙（Jamie Dimon）透露了一個期待已久的樞紐：銀行將首次允許客戶購買比特幣。

The soft-spoken titan, once famous for caustic dismissals of Bitcoin as “worthless” and “the pet rock,” sat before shareholders with a wry smile. “We are going to allow you to buy it,” Dimon announced, sending a ripple through financial circles.

這款口語柔和的泰坦曾以比特幣的苛刻被解僱為“毫無價值的”和“寵物岩石”而聞名，坐在股東面前，帶著微笑。戴蒙宣布：“我們將允許您購買它。”

For years, Dimon’s skepticism was legend—echoed across boardrooms, summits, and cable networks. He shivered at Bitcoin’s shadowy origins, its use by money launderers and silk-roaders, and the murky ledger of crypto wallets. Yet he championed freedom of choice. “I don’t think you should smoke, but I defend your right to smoke. I defend your right to buy Bitcoin.” His words landed like a chess piece shifted across a well-worn board, signaling not just acquiescence but grudging respect for his clients’ autonomy.

多年來，戴蒙（Dimon）的懷疑是傳奇 - 跨董事會，峰會和有線電視網絡遍布。他對比特幣的陰影起源，洗錢者和絲綢路線的使用以及加密錢包的模糊分類帳發了顫抖。然而，他倡導了選擇的自由。 “我認為您不應該吸煙，但我捍衛您的吸煙權。我捍衛您購買比特幣的權利。”他的話像象棋一樣落在了一個破舊的木板上，不僅表明默認，而且表明對客戶的自主權的尊重。

The move strategically aligns JPMorgan with rivals Morgan Stanley and others already exposing clients to the volatile world of Bitcoin-exchange traded funds (ETFs). These trusted giants now stand shoulder-to-shoulder, bowing to growing pressure from investors hungry for digital gold. JPMorgan won’t hold Bitcoin itself—a guardian, not a vault—but will record digital assets on customer statements, threading a cautious path between innovation and risk.

此舉從戰略上使摩根大通與競爭對手摩根士丹利（Morgan Stanley）以及其他已經使客戶接觸到比特幣交易交易基金（ETFS）的世界。這些值得信賴的巨人現在肩並肩地站著，屈服於渴望數字黃金的投資者的壓力日益增長。摩根大通（JPMorgan）不會持有比特幣本身 - 監護人，而不是保險庫 - 但會在客戶報表上記錄數字資產，並在創新和風險之間構成謹慎的道路。

Dimon’s reservations burn as brightly as ever. Behind the scenes, he voices suspicion toward a currency built atop anonymity—wary of regulators, hackers, and the persistent, untraceable flow of illicit funds. He made headlines at the World Economic Forum, branding Bitcoin “the pet rock” in 2024, yet now steers his $3 trillion empire toward its shores. The irony is as thick as the city’s summer air: the man who once scoffed at blockchain’s revolution is now forced, by markets and momentum, into a wary embrace.

戴蒙的保留像以往一樣明亮。在幕後，他對匿名建造的貨幣表示懷疑 - 監管機構，黑客和持久，無法追踪的非法資金流動。他在世界經濟論壇上成為頭條新聞，於2024年將比特幣“寵物岩石”品牌，但現在將他的3萬億美元帝國引導到了其海岸上。具有諷刺意味的是，曾經在區塊鏈革命中嘲笑的那個人現在被市場和動力迫使人們陷入了警惕的擁抱。

As dawn breaks over Manhattan, the once-unthinkable feels almost inevitable. Clients of America’s largest bank can now ride the Bitcoin wave, statements to prove it, even as their CEO remains the perennial doubter. For some, it’s the ultimate Wall Street paradox; for others, a necessary leap toward a digitized future.

隨著黎明闖入曼哈頓，曾經無可爭議的感覺幾乎是不可避免的。現在，美國最大的銀行的客戶可以乘坐比特幣浪潮來證明這一點，即使他們的首席執行官仍然是常年懷疑者。對於某些人來說，這是終極的華爾街悖論。對於其他人來說，朝著數字化的未來邁出了必要的飛躍。

Will Jamie Dimon’s caution prove prophetic—or will JPMorgan’s client-first posture cement its dominance in an age where every dollar, and now every digital coin, counts? Only time will tell. But the era of “no crypto at JPMorgan” has come to an end, and the world is watching.

傑米·戴蒙（Jamie Dimon）的謹慎會證明是預言的嗎？或者摩根大通（JPMorgan）的客戶首先姿勢會在每個美元（現在和現在的數字硬幣）都重要的時代鞏固其主導地位嗎？只有時間會證明。但是，“摩根大通無加密”的時代已經結束，世界正在觀看。

Key Takeaways

關鍵要點

JPMorgan Chase is finally permitting its clients to buy Bitcoin, marking a significant shift in policy from the CEO, who has previously expressed skepticism towards cryptocurrencies.

摩根大通（JPMorgan Chase）終於允許其客戶購買比特幣，這標誌著首席執行官的政策發生了重大轉變，他以前對加密貨幣表示懷疑。

The move follows pressure from investors and follows a decision by rival firm Morgan Stanley to allow clients to trade Bitcoin-linked trusts.

此舉遵循投資者的壓力，並遵循競爭對手摩根士丹利（Morgan Stanley）的決定，允許客戶交易與比特幣相關的信託。

The bank will also be keeping an eye out for any suspicious activity in accordance with Know Your Customer (KYC) and anti-money laundering (AML) regulations.

根據了解您的客戶（KYC）和反洗錢（AML）法規，該銀行還將注意任何可疑活動。

Despite his misgivings, Jamie Dimon ultimately respects his clients' right to invest as they choose.

儘管傑米·戴蒙（Jamie Dimon）疑慮，但最終還是尊重其客戶選擇的投資權。

Pros & Cons, Controversies, and Limitations

利弊，爭議和限制

Future trends and forecasts for the next years

未來幾年的未來趨勢和預測

With JPMorgan Chase joining peers like Morgan Stanley in supporting Bitcoin, expect more major financial institutions to embrace digital assets. This competitive dynamic is likely to push mainstream banks and investment firms towards broader crypto offerings, such as integrated trading and custodial services.

隨著摩根大通（JPMorgan Chase）加入像摩根士丹利（Morgan Stanley）這樣的同行支持比特幣，期望更多的主要金融機構可以接受數字資產。這種競爭性的動態可能會將主流銀行和投資公司推向更廣泛的加密產品，例如綜合交易和託管服務。

The measured entry into crypto by banks may accelerate the development and adoption of Bitcoin ETFs and other regulated financial instruments. Leading asset managers, such as BlackRock and Fidelity, are already building platforms for digital asset ETFs and related products, paving the way for further mainstream acceptance.

銀行進入加密貨幣的測量可能會加速比特幣ETF和其他受監管的金融工具的開發和採用。領先的資產經理，例如貝萊德（BlackRock）和富達（Fidelity），已經是為數字資產ETF和相關產品建立平台，為進一步的主流接受鋪平了道路。

While regulators like the Federal Reserve and FDIC signal gradual openness, the crypto market will probably see more policy tightening, especially regarding know-your-customer (KYC) and anti-money laundering (AML) rules. Future regulatory clarity will be crucial for broader adoption among traditional financial players.

儘管聯邦儲備和FDIC信號逐漸開放的監管機構，加密貨幣市場可能會看到更多的政策收緊，尤其是關於知識客戶（KYC）（KYC）和反洗錢（AML）規則。未來的監管清晰度對於在傳統財務參與者中的廣泛採用至關重要。

As client demand intensifies, expect banks such as JPMorgan Chase and Morgan Stanley to roll out more user-friendly tools—statement integration, digital portfolio analytics, and perhaps access to new cryptocurrencies beyond Bitcoin—amid ongoing risk management.

隨著客戶需求的加劇，期望摩根大通（JPMorgan Chase）和摩根·史丹利（Morgan Stanley）等銀行將推出更多用戶友好的工具，包括陳述集成，數字投資組合分析，也許可以訪問超越比特幣以外的新加密貨幣 - 持續風險管理。

Skepticism is giving way to cautious engagement at the industry’s highest levels. Watch for increased investment research, educational resources, and thought leadership from financial giants, likely impacting how both retail and institutional investors view digital assets in the near future.

懷疑主義讓位於該行業最高水平的謹慎參與。注意增加投資研究，教育資源以及金融巨頭的思想領導力，可能會影響零售和機構投資者在不久的將來如何查看數字資產。