杰米·戴蒙（Jamie Dimon）的脸：摩根大通（JPMorgan Chase）拥抱比特币

华尔街的玻璃和钢制塔楼震惊地颤抖着，如摩根大通（JPMorgan Chase）的战斗测试首席执行官杰米·迪蒙（Jamie Dimon）

"New York, New York, May 21, 2025—The glass-and-steel towers of Wall Street quivered with surprise as Jamie Dimon, the battle-tested CEO of JPMorgan Chase, revealed a long-awaited pivot: the bank would, for the first time, permit clients to buy Bitcoin.

“纽约，纽约，2025年5月21日 - 华尔街的玻璃和钢制塔楼震惊地颤抖着，如摩根大通（JPMorgan Chase）的战斗测试的首席执行官杰米·迪蒙（Jamie Dimon）透露了一个期待已久的枢纽：银行将首次允许客户购买比特币。

The soft-spoken titan, once famous for caustic dismissals of Bitcoin as “worthless” and “the pet rock,” sat before shareholders with a wry smile. “We are going to allow you to buy it,” Dimon announced, sending a ripple through financial circles.

这款口语柔和的泰坦曾以苛刻的比特币被视为“毫无价值的”和“宠物岩石”而闻名，坐在股东面前，带着微笑。戴蒙宣布：“我们将允许您购买它。”

For years, Dimon’s skepticism was legend—echoed across boardrooms, summits, and cable networks. He shivered at Bitcoin’s shadowy origins, its use by money launderers and silk-roaders, and the murky ledger of crypto wallets. Yet he championed freedom of choice. “I don’t think you should smoke, but I defend your right to smoke. I defend your right to buy Bitcoin.” His words landed like a chess piece shifted across a well-worn board, signaling not just acquiescence but grudging respect for his clients’ autonomy.

多年来，戴蒙（Dimon）的怀疑是传奇 - 跨董事会，峰会和有线电视网络遍布。他对比特币的阴影起源，洗钱者和丝绸路线的使用以及加密钱包的模糊分类帐发了颤抖。然而，他倡导了选择的自由。 “我认为您不应该吸烟，但我捍卫您的吸烟权。我捍卫您购买比特币的权利。”他的话像象棋一样落在了一个破旧的木板上，不仅表明默认，而且表明对客户的自主权的尊重。

The move strategically aligns JPMorgan with rivals Morgan Stanley and others already exposing clients to the volatile world of Bitcoin-exchange traded funds (ETFs). These trusted giants now stand shoulder-to-shoulder, bowing to growing pressure from investors hungry for digital gold. JPMorgan won’t hold Bitcoin itself—a guardian, not a vault—but will record digital assets on customer statements, threading a cautious path between innovation and risk.

此举从战略上使摩根大通与竞争对手摩根士丹利（Morgan Stanley）以及其他已经使客户接触到比特币交易交易基金（ETFS）的世界。这些值得信赖的巨人现在肩并肩地站着，屈服于渴望数字黄金的投资者的压力日益增长。摩根大通（JPMorgan）不会持有比特币本身 - 监护人，而不是保险库 - 但会在客户报表上记录数字资产，并在创新和风险之间构成谨慎的道路。

Dimon’s reservations burn as brightly as ever. Behind the scenes, he voices suspicion toward a currency built atop anonymity—wary of regulators, hackers, and the persistent, untraceable flow of illicit funds. He made headlines at the World Economic Forum, branding Bitcoin “the pet rock” in 2024, yet now steers his $3 trillion empire toward its shores. The irony is as thick as the city’s summer air: the man who once scoffed at blockchain’s revolution is now forced, by markets and momentum, into a wary embrace.

戴蒙的保留像以往一样明亮。在幕后，他对匿名建造的货币表示怀疑 - 监管机构，黑客和持久，无法追踪的非法资金流动。他在世界经济论坛上成为头条新闻，于2024年将比特币“宠物岩石”品牌，但现在将他的3万亿美元帝国引导到了其海岸上。具有讽刺意味的是，曾经在区块链革命中嘲笑的那个人现在被市场和动力迫使人们陷入了警惕的拥抱。

As dawn breaks over Manhattan, the once-unthinkable feels almost inevitable. Clients of America’s largest bank can now ride the Bitcoin wave, statements to prove it, even as their CEO remains the perennial doubter. For some, it’s the ultimate Wall Street paradox; for others, a necessary leap toward a digitized future.

随着黎明闯入曼哈顿，曾经无可争议的感觉几乎是不可避免的。现在，美国最大的银行的客户可以乘坐比特币浪潮来证明这一点，即使他们的首席执行官仍然是常年怀疑者。对于某些人来说，这是终极的华尔街悖论。对于其他人来说，朝着数字化的未来迈出了必要的飞跃。

Will Jamie Dimon’s caution prove prophetic—or will JPMorgan’s client-first posture cement its dominance in an age where every dollar, and now every digital coin, counts? Only time will tell. But the era of “no crypto at JPMorgan” has come to an end, and the world is watching.

杰米·戴蒙（Jamie Dimon）的谨慎会证明是预言的吗？或者摩根大通（JPMorgan）的客户首先姿势会在每个美元（现在和现在的数字硬币）都重要的时代巩固其主导地位吗？只有时间会证明。但是，“摩根大通无加密”的时代已经结束，世界正在观看。

Key Takeaways

关键要点

JPMorgan Chase is finally permitting its clients to buy Bitcoin, marking a significant shift in policy from the CEO, who has previously expressed skepticism towards cryptocurrencies.

摩根大通（JPMorgan Chase）终于允许其客户购买比特币，这标志着首席执行官的政策发生了重大转变，他以前对加密货币表示怀疑。

The move follows pressure from investors and follows a decision by rival firm Morgan Stanley to allow clients to trade Bitcoin-linked trusts.

此举遵循投资者的压力，并遵循竞争对手摩根士丹利（Morgan Stanley）的决定，允许客户交易与比特币相关的信托。

The bank will also be keeping an eye out for any suspicious activity in accordance with Know Your Customer (KYC) and anti-money laundering (AML) regulations.

根据了解您的客户（KYC）和反洗钱（AML）法规，该银行还将注意任何可疑活动。

Despite his misgivings, Jamie Dimon ultimately respects his clients' right to invest as they choose.

尽管杰米·戴蒙（Jamie Dimon）疑虑，但最终还是尊重其客户选择的投资权。

Pros & Cons, Controversies, and Limitations

利弊，争议和限制

Future trends and forecasts for the next years

未来几年的未来趋势和预测

With JPMorgan Chase joining peers like Morgan Stanley in supporting Bitcoin, expect more major financial institutions to embrace digital assets. This competitive dynamic is likely to push mainstream banks and investment firms towards broader crypto offerings, such as integrated trading and custodial services.

随着摩根大通（JPMorgan Chase）加入像摩根士丹利（Morgan Stanley）这样的同行支持比特币，期望更多的主要金融机构可以接受数字资产。这种竞争性的动态可能会将主流银行和投资公司推向更广泛的加密产品，例如综合交易和托管服务。

The measured entry into crypto by banks may accelerate the development and adoption of Bitcoin ETFs and other regulated financial instruments. Leading asset managers, such as BlackRock and Fidelity, are already building platforms for digital asset ETFs and related products, paving the way for further mainstream acceptance.

银行进入加密货币的测量可能会加速比特币ETF和其他受监管的金融工具的开发和采用。领先的资产经理，例如贝莱德（BlackRock）和富达（Fidelity），已经是为数字资产ETF和相关产品建立平台，为进一步的主流接受铺平了道路。

While regulators like the Federal Reserve and FDIC signal gradual openness, the crypto market will probably see more policy tightening, especially regarding know-your-customer (KYC) and anti-money laundering (AML) rules. Future regulatory clarity will be crucial for broader adoption among traditional financial players.

尽管联邦储备和FDIC信号逐渐开放的监管机构，加密货币市场可能会看到更多的政策收紧，尤其是关于知识客户（KYC）（KYC）和反洗钱（AML）规则。未来的监管清晰度对于在传统财务参与者中的广泛采用至关重要。

As client demand intensifies, expect banks such as JPMorgan Chase and Morgan Stanley to roll out more user-friendly tools—statement integration, digital portfolio analytics, and perhaps access to new cryptocurrencies beyond Bitcoin—amid ongoing risk management.

随着客户需求的加剧，期望摩根大通（JPMorgan Chase）和摩根·史丹利（Morgan Stanley）等银行将推出更多用户友好的工具，包括陈述集成，数字投资组合分析，也许可以访问超越比特币以外的新加密货币 - 持续风险管理。

Skepticism is giving way to cautious engagement at the industry’s highest levels. Watch for increased investment research, educational resources, and thought leadership from financial giants, likely impacting how both retail and institutional investors view digital assets in the near future.

怀疑主义让位于该行业最高水平的谨慎参与。注意增加投资研究，教育资源以及金融巨头的思想领导力，可能会影响零售和机构投资者在不久的将来如何查看数字资产。