天才法案返回參議院

預計參議員將在5月19日星期一為指導和建立國家創新（GENIUS）法律辯論。

Senators are set to resume debate on Monday on the bipartisan legislation that would create a U.S. regulatory framework for payment stablecoins.

參議員將在周一關於兩黨立法的辯論，該立法將創建一個美國監管框架的付款穩定框架。

The legislation, known as the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, is being championed by Senators Bill Hagerty, Tim Scott, Kirsten Gillibrand and Cynthia Lummis.

該立法被稱為指導和建立美國穩定幣（GENIUS）法案的國家創新，並受到參議員比爾·哈格蒂（Bill Hagerty），蒂姆·斯科特（Tim Scott），柯斯滕·吉利布蘭（Kirsten Gillibrand）和辛西婭·盧米斯（Cynthia Lummis）的支持。

It suffered a setback earlier this month when it failed to secure enough votes to advance from the Senate.

本月初，它遭受了挫折，當時它未能獲得足夠的選票無法從參議院晉升。

The bill, which combines elements of both a Republican and Democratic bill from last year, had initially garnered bipartisan support from the Banking Committee and was broadly expected to pass the Senate.

該法案結合了去年的共和黨和民主黨法案的要素，最初從銀行委員會獲得了兩黨的支持，並普遍期望通過參議院。

However, most Democrats ultimately opposed the GENIUS Act when it came up for a vote on May 8.

但是，大多數民主黨人在5月8日進行投票時最終反對《天才法》。

The bill's supporters are now working to address their colleagues' objections and win over support for the legislation.

該法案的支持者現在正在努力解決同事的異議，並贏得對立法的支持。

Senators Gillibrand and Lummis recently expressed their hope that the Genius Act would pass the Senate by Memorial Day, May 26.

參議員吉利布蘭德（Gillibrand）和盧米斯（Lummis）最近表示希望《天才法案》（Genius Act）在5月26日陣亡將士紀念日之前通過參議院。

The bipartisan legislation would create a federal framework for stablecoins, which are digital currencies pegged to a stable asset, such as the U.S. dollar.

兩黨立法將為Stablecoins創建一個聯邦框架，該企業是數字貨幣固定在穩定的資產上，例如美元。

Stablecoins have grown rapidly in recent years, raising concerns about potential risks to consumers and the financial system.

近年來，穩定幣的增長迅速，引起了人們對消費者和金融體系的潛在風險的擔憂。

The GENIUS Act is intended to mitigate these risks while also fostering innovation in the digital asset ecosystem.

《天才法》旨在減輕這些風險，同時還促進數字資產生態系統的創新。

The bill would impose reserve and audit requirements on stablecoin issuers, provide oversight rules, and set forth consumer protections and anti-money laundering measures.

該法案將對Stablecoin發行人施加儲備金和審計要求，提供監督規則，並規定消費者保護和反洗錢措施。

It would also grant state regulators the primary role in licensing stablecoin issuers.

這也將授予州監管機構在許可Stablecoin發行人方面的主要作用。

The House Financial Services Committee approved a bill in March that would create a new regulatory framework for stablecoins.

眾議院金融服務委員會於3月批准了一項法案，該法案將為Stablecoins創建新的監管框架。

The bill, named the Stablecoin TEFRA Act, is an attempt to streamline the divergent legislative proposals from both chambers and both parties.

該法案稱為《穩定tefra法案》，是試圖簡化各方和雙方的不同立法提案。

The legislation would also place the primary role for licensing stablecoin issuers with state regulators.

該立法還將賦予許可與州監管機構許可的確定性發行人的主要角色。

The bill now heads to the full House for a vote.

該法案現在前往眾議院投票。

The Senate Banking Committee approved a bipartisan bill in April that would create a U.S. regulatory framework for cryptocurrencies.

參議院銀行委員會於4月批准了一項兩黨法案，該法案將為美國加密貨幣創建一個監管框架。

The legislation, S.1508, is an updated version of the Financial Innovation and Technology for the 21st Century Act, also known as the "FIT Act," which was passed by the Senate Banking Committee in 2022.

該立法S.1508是《 21世紀法案》的金融創新和技術的更新版本，也稱為“ Fit Act”，該法案由參議院銀行委員會於2022年通過。

The House Financial Services Committee approved a bill in March that would create a new regulatory futures.

眾議院金融服務委員會於3月批准了一項法案，該法案將創造新的監管期貨。

The legislation, H.R. 1537, is an attempt to streamline the divergent legislative proposals from both chambers and both parties.

該立法是HR 1537，是試圖簡化各方和雙方的不同立法提案。

The bill, which was approved in a 27-0 vote, is now likely headed to the full House for a vote.

該法案以27票對0票獲得批准，現在很可能會前往全眾家投票。

The administration has largely opposed the piecemeal approach to crypto legislation and prefers a more holistic strategy that spans multiple sectors and technologies.

政府在很大程度上反對了加密立法的零碎方法，並更喜歡更全面的戰略，以跨越多個部門和技術。

The administration’s preferred approach is to grant the Securities and Exchange Commission broad authority over crypto assets and to place primary oversight of stablecoins with the banking agencies.

政府首選的方法是授予證券和交易委員會對加密資產的廣泛權限，並向銀行機構批准對穩定的人的主要監督。

The administration’s proposal would also create a new federal regulator to oversee crypto activity in the fringes of the financial system.

政府的提議還將創建一個新的聯邦監管機構，以監督金融體系邊緣的加密活動。

The administration’s proposal would also impose stringent anti-money laundering and sanctions compliance obligations on crypto firms and grant state regulators the primary role in licensing stablecoin issuers.

政府的提案還將對加密貨幣公司和授予州監管機構的嚴格反洗錢和製裁合規義務施加嚴格的製裁義務，這是在許可Stablecoin發行人方面的主要作用。

The administration’s proposal would also place limits on elected officials' ability to participate in crypto-related business ventures.

政府的提議還將對當選官員參與加密相關的商業企業的能力限制。

In a recent memo, the office of Democratic Senator Elizabeth Warren argued that without measures to prevent elected officials from engaging in stablecoin ventures, the GENIUS Act would “turbocharge President Trump’s ability to benefit from his crypto deals.”

在最近的備忘錄中，民主黨參議員伊麗莎白·沃倫（Elizabeth Warren）辦公室認為，如果沒有防止民選官員從事Stablecoin Ventures的措施，《天才法》將“渦輪增壓總統特朗普總統從他的加密貨幣交易中受益的能力”。

“Congress is writing a law expected to massively increase the size of the stablecoin market and increase the value of stablecoin businesses,” the memo stated.

該備忘錄說：“國會正在製定一項預計將大量增加Stablecoin市場規模並增加Stablecoin業務的價值的法律。”

Denouncing Trump’s “outrageous stablecoin-related activities,” it said the bill in its current form would only “fuel his crypto profits.”

它譴責特朗普的“與穩定的穩定相關的活動”，該法案目前的形式只會“助長他的加密貨幣利潤”。