天才法案返回参议院

预计参议员将在5月19日星期一为指导和建立国家创新（GENIUS）法律辩论。

Senators are set to resume debate on Monday on the bipartisan legislation that would create a U.S. regulatory framework for payment stablecoins.

参议员将在周一关于两党立法的辩论，该立法将创建一个美国监管框架的付款稳定框架。

The legislation, known as the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, is being championed by Senators Bill Hagerty, Tim Scott, Kirsten Gillibrand and Cynthia Lummis.

该立法被称为指导和建立美国稳定币（GENIUS）法案的国家创新，并受到参议员比尔·哈格蒂（Bill Hagerty），蒂姆·斯科特（Tim Scott），柯斯滕·吉利布兰（Kirsten Gillibrand）和辛西娅·卢米斯（Cynthia Lummis）的支持。

It suffered a setback earlier this month when it failed to secure enough votes to advance from the Senate.

本月初，它遭受了挫折，当时它未能获得足够的选票无法从参议院晋升。

The bill, which combines elements of both a Republican and Democratic bill from last year, had initially garnered bipartisan support from the Banking Committee and was broadly expected to pass the Senate.

该法案结合了去年的共和党和民主党法案的要素，最初从银行委员会获得了两党的支持，并普遍期望通过参议院。

However, most Democrats ultimately opposed the GENIUS Act when it came up for a vote on May 8.

但是，大多数民主党人在5月8日进行投票时最终反对《天才法》。

The bill's supporters are now working to address their colleagues' objections and win over support for the legislation.

该法案的支持者现在正在努力解决同事的异议，并赢得对立法的支持。

Senators Gillibrand and Lummis recently expressed their hope that the Genius Act would pass the Senate by Memorial Day, May 26.

参议员吉利布兰德（Gillibrand）和卢米斯（Lummis）最近表示希望《天才法案》（Genius Act）在5月26日阵亡将士纪念日之前通过参议院。

The bipartisan legislation would create a federal framework for stablecoins, which are digital currencies pegged to a stable asset, such as the U.S. dollar.

两党立法将为Stablecoins创建一个联邦框架，该企业是数字货币固定在稳定的资产上，例如美元。

Stablecoins have grown rapidly in recent years, raising concerns about potential risks to consumers and the financial system.

近年来，稳定币的增长迅速，引起了人们对消费者和金融体系的潜在风险的担忧。

The GENIUS Act is intended to mitigate these risks while also fostering innovation in the digital asset ecosystem.

《天才法》旨在减轻这些风险，同时还促进数字资产生态系统的创新。

The bill would impose reserve and audit requirements on stablecoin issuers, provide oversight rules, and set forth consumer protections and anti-money laundering measures.

该法案将对Stablecoin发行人施加储备金和审计要求，提供监督规则，并规定消费者保护和反洗钱措施。

It would also grant state regulators the primary role in licensing stablecoin issuers.

这也将授予州监管机构在许可Stablecoin发行人方面的主要作用。

The House Financial Services Committee approved a bill in March that would create a new regulatory framework for stablecoins.

众议院金融服务委员会于3月批准了一项法案，该法案将为Stablecoins创建新的监管框架。

The bill, named the Stablecoin TEFRA Act, is an attempt to streamline the divergent legislative proposals from both chambers and both parties.

该法案称为《稳定tefra法案》，是试图简化各方和双方的不同立法提案。

The legislation would also place the primary role for licensing stablecoin issuers with state regulators.

该立法还将赋予许可与州监管机构许可的确定性发行人的主要角色。

The bill now heads to the full House for a vote.

该法案现在前往众议院投票。

The Senate Banking Committee approved a bipartisan bill in April that would create a U.S. regulatory framework for cryptocurrencies.

参议院银行委员会于4月批准了一项两党法案，该法案将为美国加密货币创建一个监管框架。

The legislation, S.1508, is an updated version of the Financial Innovation and Technology for the 21st Century Act, also known as the "FIT Act," which was passed by the Senate Banking Committee in 2022.

该立法S.1508是《 21世纪法案》的金融创新和技术的更新版本，也称为“ Fit Act”，该法案由参议院银行委员会于2022年通过。

The House Financial Services Committee approved a bill in March that would create a new regulatory futures.

众议院金融服务委员会于3月批准了一项法案，该法案将创造新的监管期货。

The legislation, H.R. 1537, is an attempt to streamline the divergent legislative proposals from both chambers and both parties.

该立法是HR 1537，是试图简化各方和双方的不同立法提案。

The bill, which was approved in a 27-0 vote, is now likely headed to the full House for a vote.

该法案以27票对0票获得批准，现在很可能会前往全众家投票。

The administration has largely opposed the piecemeal approach to crypto legislation and prefers a more holistic strategy that spans multiple sectors and technologies.

政府在很大程度上反对了加密立法的零碎方法，并更喜欢更全面的战略，以跨越多个部门和技术。

The administration’s preferred approach is to grant the Securities and Exchange Commission broad authority over crypto assets and to place primary oversight of stablecoins with the banking agencies.

政府首选的方法是授予证券和交易委员会对加密资产的广泛权限，并向银行机构批准对稳定的人的主要监督。

The administration’s proposal would also create a new federal regulator to oversee crypto activity in the fringes of the financial system.

政府的提议还将创建一个新的联邦监管机构，以监督金融体系边缘的加密活动。

The administration’s proposal would also impose stringent anti-money laundering and sanctions compliance obligations on crypto firms and grant state regulators the primary role in licensing stablecoin issuers.

政府的提案还将对加密货币公司和授予州监管机构的严格反洗钱和制裁合规义务施加严格的制裁义务，这是在许可Stablecoin发行人方面的主要作用。

The administration’s proposal would also place limits on elected officials' ability to participate in crypto-related business ventures.

政府的提议还将对当选官员参与加密相关的商业企业的能力限制。

In a recent memo, the office of Democratic Senator Elizabeth Warren argued that without measures to prevent elected officials from engaging in stablecoin ventures, the GENIUS Act would “turbocharge President Trump’s ability to benefit from his crypto deals.”

在最近的备忘录中，民主党参议员伊丽莎白·沃伦（Elizabeth Warren）办公室认为，如果没有防止民选官员从事Stablecoin Ventures的措施，《天才法》将“涡轮增压总统特朗普总统从他的加密货币交易中受益的能力”。

“Congress is writing a law expected to massively increase the size of the stablecoin market and increase the value of stablecoin businesses,” the memo stated.

该备忘录说：“国会正在制定一项预计将大量增加Stablecoin市场规模并增加Stablecoin业务的价值的法律。”

Denouncing Trump’s “outrageous stablecoin-related activities,” it said the bill in its current form would only “fuel his crypto profits.”

它谴责特朗普的“与稳定的稳定相关的活动”，该法案目前的形式只会“助长他的加密货币利润”。