《天才法》上週在參議院失敗後，立法者添加了一些兩黨修正案

這些代表了對反聯合派別的重要特許權，並有一些重要的限制。特別是，他們禁止大型科技公司發行，甚至可能持有Stablecoins。

Lawmakers are working on bipartisan amendments to the GENIUS Act, which would impose significant restrictions on Big Tech firms in the realm of stablecoins, according to two Senate aides familiar with the matter.

據兩名熟悉此事的參議院助手稱，立法者正在對《天才法案》進行兩黨修正案，該法案將對大型科技公司施加重大限制。

These amendments represent substantial concessions to the anti-crypto faction, especially in light of the Act's failure in the Senate last week due to stiff Democratic opposition and Republican defections.

這些修正案代表了對反聯盟派系的實質性讓步，尤其是鑑於上週該法案在參議院失敗，這是由於強烈的民主反對和共和黨的叛逃而導致的。

The aides disclosed that the amendments would increase stablecoin transparency and streamline the process for taking enforcement actions against noncompliant firms. They would also restrict the types of companies that could issue stablecoins, ensuring they meet specific criteria.

助手們透露，修正案將提高穩定的透明度，並簡化針對非規定公司採取執法行動的過程。他們還將限制可以發行穩定幣的公司的類型，以確保符合特定的標準。

"Prohibits non-financial publicly traded companies from issuing a stablecoin unless they can meet strict criteria regarding financial risk, consumer data privacy, and fair business practices. This helps prevent companies like Meta, Amazon, Google, and Microsoft from issuing a stablecoin and maintains the separation between banking and commerce," reads one version of the amendment.

“除非能夠滿足財務風險，消費者數據隱私和公平的商業實踐的嚴格標準，否則禁止非財務上的公開交易公司發出穩定的公司。這有助於防止像元，亞馬遜，亞馬遜，谷歌和Microsoft這樣的公司發行StableCoin，並在銀行業和商業上保持分離，並保持銀行業和商務之間的分離。”

However, a different version of the amendment, also confirmed by a Senate aide, suggests that the intent is to prohibit non-financial companies, including major tech firms, from "holding" any type of stablecoin.

但是，參議院助手也證實了該修正案的另一種版本，這表明其目的是禁止包括大型科技公司在內的非金融公司“持有”任何類型的Stablecoin。

The bill's language is still being finalized, so it's unclear which version will be included in the final text.

該法案的語言仍在完成，因此尚不清楚最終文本中將包含哪個版本。

Here's a preview of how the GENIUS Act might—final text pending—limit major tech companies from owning stablecoins. Tech companies would be prohibited from issuing stablecoins "unless they can meet strict criteria regarding financial risk"https://t.co/Lh2h4ZoxO8

這是《天才法案》如何（最終文本待定）限制主要科技公司擁有Stablecoins的預覽。將禁止科技公司發行Stablecoins“除非可以滿足財務風險的嚴格標準” https://t.co/lh2h4zoxo8

— Ben Monroe (@benmonroe) August 4, 2023

- 本·夢露（@benmonroe）2023年8月4日

The aides preferred not to be named as the bill is still in flux and the information is not public yet. Their statements also come as House Financial Services Chair Maxine Waters (D-CA) continues to express skepticism towards the bill.

助手不願透露姓名，因為該法案仍處於不斷變化狀態，並且信息尚未公開。他們的陳述也出現，因為眾議院金融服務主席Maxine Waters（D-CA）繼續對該法案表示懷疑。

Stablecoin regulations have been a priority issue for U.S. crypto regulation, and the GENIUS Act is the industry’s best hope for passing them.

對於美國加密法規來說，Stablecoin法規一直是一個優先問題，而《天才法》是該行業通過它們的最大希望。

The bill, which stands for Granting Enormous Notional Impact to U.S. Savings, would impose new regulations on stablecoins, aiming to mitigate the potential for fraud and deception. It also seeks to create a regulatory framework for crypto exchanges, an area that the SEC has been actively focusing on.

該法案對我們的儲蓄賦予了巨大的概念影響，該法案將對Stablecoins施加新的法規，旨在減輕欺詐和欺騙的潛力。它還試圖為加密交易所創建一個監管框架，這是SEC一直在積極關注的領域。

After its failure in the Senate last week, the bill is now being revised to address the concerns that led to its downfall. These include limiting the potential for fraud in a few ways, like making it clear that these products have no consumer protection under the FDIC or federal affiliation.

上週參議院失敗後，該法案正在修訂，以解決導致其倒台的擔憂。這些包括以幾種方式限制欺詐的潛力，例如清楚地表明，這些產品在FDIC或聯邦隸屬關係下沒有消費者保護。

The amendments also specify that stablecoins cannot be named after the U.S. or any federal agency, and they introduce an amendment to restrict the types of companies that can hold or issue stablecoins.

修正案還指出，穩定幣不能以美國或任何联邦機構的名字命名，他們引入了一項修正案，以限制可以持有或發行穩定的公司的公司類型。

"Non-financial companies that apply for a national bank charter or federal savings association membership to issue a stablecoin must meet strict criteria in order to be approved for an application to issue a stablecoin," the amendment states.

《修正案》指出：“申請國家銀行憲章或聯邦儲蓄協會會員資格的非財務公司必須符合嚴格的標準，以便獲得批准申請簽署穩定的申請。”

This amendment, in particular, has huge implications. It aims to prevent major tech companies like Meta, Amazon, Google, and Microsoft from issuing stablecoins and maintain the separation between banking and commerce.

尤其是該修正案具有巨大的影響。它的目的是防止Meta，Amazon，Google和Microsoft等主要科技公司發行Stablecoins並保持銀行業和商業之間的分離。

These amendments also loosen the requirements for taking enforcement actions against stablecoin issuers and place these actions under the Treasury’s purview, as other regulators like the SEC and CFTC have been massively downsized with the new amendments.

這些修正案還放棄了針對Stablecoin發行人採取執法行動的要求，並將這些行動置於財政部的權限之下，因為SEC和CFTC（例如SEC和CFTC）的其他監管機構對新修正案進行了大規模尺寸。

One amendment specifically names Elon Musk as a federal employee with strong conflicts of interest on this matter, but it names others as well.

一項修正案專門將埃隆·馬斯克（Elon Musk）稱為聯邦僱員，在此問題上也有強烈的利益衝突，但也將其命名為其他僱員。

The amendments also state that the Treasury can't perform the duties assigned to it by the bill if it has any outstanding obligations to a private company for more than 90 days.

這些修正案還指出，如果財政部對私人公司有任何未償義務，則無法履行該法案分配給該法案的義務，超過90天。

Finally, one amendment says that the new duties assigned to the Treasury by the bill would cease 60 days after the enactment of legislation to reauthorize the Export-Import Bank of the United States.

最後，一項修正案說，該法案分配給財政部的新職責將在製定立法後60天停止，以重新授權美國出口國外銀行。

Of course, these amendments are still pending and might not be finalized. In any event, they represent a massive win for the crypto-skeptical faction in Congress.

當然，這些修正案仍在待處理中，並且可能無法完成。無論如何，它們代表了國會中加密奇異的派系的巨大勝利。