“您將換多少金屬（USDT）以現金...？”

“在首爾甘南的一棟辦公樓內的禮品證書交換辦公室。當他40多歲的男性顧客問他是否可以交換其中一種加密貨幣，繩索，因為韓國人通過在櫃檯上方設置的透明丙烯酸板上的一個洞獲勝時，交換辦公室老闆A先生A先生說了這一點。”

A gift certificate exchange office operating inside an office building in Gangnam, Seoul, had a male customer in his 40s ask through the hole in the transparent acrylic panel set up above the counter, "Can I exchange one of the cryptocurrencies, Tether, for Korean won?"

在首爾江南的一棟辦公樓內運營的禮品證書交換辦公室，他40多歲的男性顧客通過櫃檯上方設置的透明丙烯酸面板的孔詢問：“我可以換一種加密貨幣，tether，以獲勝嗎？”

At this, the exchange office owner, Mr. A, glanced up at the customer's face, opened the door next to him, and took the customer into the inner room. Mr. A and the customer each pulled out their 'coin wallets' installed on their smartphones and scanned the QR code. Soon, the customer's Tether transferred into Mr. A's coin wallet, and the customer received several hundred thousand won via an account transfer. The 'cryptocurrency exchange' took no more than 5 minutes.

在此，交換辦公室老闆A先生瞥了一眼客戶的臉，打開了他旁邊的門，並將客戶帶到了內部房間。 A先生和客戶分別掏出安裝在智能手機上的“硬幣錢包”，並掃描QR碼。很快，客戶的束縛轉移到了A先生的硬幣錢包中，客戶通過帳戶轉移獲得了數十萬韓元。 “加密貨幣交換”的時間不超過5分鐘。

"How much will you exchange Tether (USDT) for cash...?”

“您將換多少金屬（USDT）以現金...？”

To generally trade cryptocurrency in South Korea, one must create an account at a bank and then use exchanges like Upbit or Bithumb. At gift certificate exchange offices, cryptocurrency transactions are conducted through a direct transaction method (OTC), allowing for the cashing of cryptocurrency or, conversely, exchanging cash for cryptocurrency without real-name verification. No records are kept. In this process, the gift certificate exchange office takes about 1% of the transaction amount as a commission.

要通常在韓國交易加密貨幣，必須在銀行創建一個帳戶，然後使用Upbit或bithumb等交易所。在禮品證書交換辦公室，加密貨幣交易是通過直接交易方法（OTC）進行的，可以兌現加密貨幣，或者，相反，可以在沒有現實名稱驗證的情況下將現金換成加密貨幣。沒有記錄保存。在此過程中，禮券交易所將約1％的交易金額作為佣金。

"People who are reluctant to clarify the source of their funds or have difficulties doing so primarily come here," explained Mr. B, who exchanges department store gift certificates.

B先生說：“那些不願澄清其資金來源或遇到困難的人主要來到這裡。”

Among the types of cryptocurrency traded at gift certificate exchange offices, Tether is frequently used. Tether is a stablecoin that is linked to the U.S. dollar, maintaining a price of 1 Tether equal to 1 dollar. Unlike Bitcoin or Ethereum, it does not fluctuate in price, enabling transactions within a predictable range.

在禮品券交易所交易的加密貨幣類型中，經常使用繫繩。 Tether是一種與美元相關的穩定幣，其價格為1個等於1美元。與比特幣或以太坊不同，價格不會波動，可以在可預測範圍內進行交易。

Recently, even the merchants at Namdaemun market began using Tether.

最近，即使是Namdaemun市場的商人也開始使用Tether。

"Those people cannot bring large sums of money at once from their home country, so they exchange for Tether to bring it in and buy goods here to take back out," said Mr. B. It is also said that private exchangers in Myeongdong are engaged in cryptocurrency exchange work.

B先生說：“這些人不能一次從自己的祖國帶來大筆資金，因此他們交換了Tether來將其帶入這裡，以便將其帶回去。”

However, cryptocurrency exchanges can be used as a means of money laundering or tax evasion.

但是，加密貨幣交換可以用作洗錢或逃稅的手段。

"If a parent gifts several tens of millions won to a child by exchanging it for Tether, no one will know. Also, those doing illegal gambling at overseas casinos exchange won for Tether before leaving, then buy chips with Tether there to gamble," explained Mr. B.

“如果父母的禮物通過將其換成幾千萬的孩子，將其換成綁帶，沒人會知道。此外，那些在海外賭場交易所進行非法賭博的人在離開之前贏得了Tether贏得了勝利，然後用Tether與Tether在那裡賭博。”

According to the Foreign Exchange Transactions Act, anyone who exports amounts exceeding $10,000 (approximately 14 million won) without reporting it will face a petty fine, and those exceeding $30,000 (approximately 42 million won) may face imprisonment for up to one year or a petty fine of up to 100 million won. However, exchanging won for Tether at a private exchange and holding it in a coin wallet allows one to avoid fund tracking.

根據《外匯交易法》，任何出口金額超過10,000美元（約1400萬韓元）的人而不報告要面臨小額罰款，而超過30,000美元（約4200萬韓元）的人可能會面臨最高一年的監禁或最高可高達1億韓元的小罰款。但是，交換在私人交易所中贏得了繫帶，並將其放在硬幣錢包中，可以避免資金跟踪。

This method is also said to be used in the operation of illicit overseas gambling sites. The gambling site organization is structured in a multi-level format, where members collect funds and pass them to the mastermind. Members withdraw money from the operating accounts of the gambling sites to avoid detection by investigative authorities and exchange it for Tether at private exchange offices. The mastermind then again exchanges this Tether for cash at the exchange to launder the money.

據說該方法也用於非法海外賭博網站的運作。賭博站點組織的結構是多層格式，會員收集資金並將其傳遞給策劃者。成員從賭博站點的運營帳戶中提取資金，以避免被調查當局檢測，並在私人交易所將其換成繫繩。然後，策劃者再次將此繫繩交換為現金，以洗錢。

This method is also used in voice phishing crimes. Another gift certificate exchanger, Mr. C, is currently subject to police investigation for using an account that was involved in a voice phishing incident after performing a transaction with a customer involving virtual assets.

此方法也用於語音網絡釣魚犯罪。另一位禮券交易所C先生C先生目前正在接受警察調查，因為使用涉及虛擬資產的客戶進行交易後，使用了涉及語音釣魚事件的帳戶。

"Because of that, my account was frozen, making it difficult to make a living. Since then, I have been trying to verify customers' identities and, if possible, transact in cash," said Mr. C.

C.先生說：“因此，我的帳戶被凍結了，很難謀生。從那以後，我一直在努力驗證客戶的身份，並在可能的情況下以現金進行交易。”

A gift certificate exchange business that is exchanging cryptocurrency for won has reported to the National Tax Service and added ‘virtual asset intermediation and trading’ to the industry listed on their business registration certificate. However, experts believe that even in such cases, there may be legal risks.

一個正在交換加密貨幣的禮品證書交換業務已向國家稅務服務部報告，並將“虛擬資產中間和交易”添加到其業務註冊證書上列出的行業中。但是，專家認為，即使在這種情況下，也可能會有法律風險。

"According to the Financial Services Commission, as of the 1st, a total of 27 virtual asset businesses, including exchanges, wallets, and custodians, have registered with the Financial Intelligence Unit (FIU). A source in the cryptocurrency industry stated that if they have not reported to the FIU, then all are operating illegally."

“根據金融服務委員會的說法，截至第一，包括交易所，錢包和保管人在內的共有27家虛擬資產業務已在金融情報部門（FIU）註冊。加密貨幣行業的消息來源表示，如果他們沒有向FIU報告，那麼所有人都在非法運營。”

"If they do not report to the FIU according to the Specific Financial Information Act, it would be considered an unregistered business regardless of reporting to the National Tax Service. To the best of my knowledge, there has not yet been a 'private exchange' operator registered as a virtual asset business with the FIU," explained attorney Kim Seong-su of GY Kwangya Law Office.

“如果他們不根據《特定財務信息法》向FIU報告，無論向國家稅務服務報告什麼，它都將被視為未註冊的業務。據我所知，尚未有一個“私人交易所”運營商在FIU中註冊為虛擬資產業務，該律師是Gy Kwangya kwangya Law office of the FIU的“私人交易”。

Moreover, attorney Kim

而且，金律師