歐洲聯盟收緊了加密貨幣領域的匿名抓地力

從2027年開始，將禁止保密令牌和匿名帳戶，這標誌著生態系統的歷史轉折點。

The European Union is clamping down on anonymity in the crypto sector. As of 2027, confidential tokens and anonymous accounts will be banned in a historic turning point for the ecosystem. The goal: to strengthen the fight against money laundering and impose total transparency on market players.

歐盟在加密貨幣部門拒絕匿名。截至2027年，將在生態系統的歷史轉折點中禁止機密令牌和匿名帳戶。目的：加強與洗錢的鬥爭，並對市場參與者施加全部透明度。

The war against crypto anonymity intensifies

反加密匿名的戰爭加劇了

The European Union is taking a new step in its fight against money laundering: from 2027, anonymous cryptos, including privacy tokens like Monero or Zcash, will be banned from the European market. This measure is part of the new Anti-Money Laundering Regulation (AMLR), recently finalized by European institutions.

歐盟正在與洗錢鬥爭中邁出新的一步：從2027年開始，匿名加密貨幣（包括Monero或Zcash）將被禁止使用歐洲市場。這項措施是歐洲機構最近最終完成的新反洗錢法規（AMLR）的一部分。

Article 79 of the regulation stipulates the formal prohibition for financial institutions, banks, and crypto service providers (CASPs) from maintaining or managing anonymous accounts. Also targeted are crypto accounts enabling transaction anonymization and wallets using privacy-focused coins.

《法規》第79條規定了對金融機構，銀行和加密服務提供商（CASP）的正式禁令維護或管理匿名帳戶。還針對的是加密帳戶，使用以隱私為中心的硬幣實現交易匿名和錢包。

A radical change for CASPs in Europe

歐洲桶的根本變化

With the AMLR, CASPs active in at least six member states will be subject to direct supervision by the new anti-money laundering authority (AMLA) starting July 2027. AMLA plans to select 40 entities based on strict thresholds:

借助AMLR，至少有六個成員國的CASP將受到2027年7月開始的新反洗錢局（AMLA）的直接監督。 AMLA計劃根據嚴格的門檻選擇40個實體：

CASPs will also have to implement identity verification procedures on all transactions exceeding 1,000 euros. These new rules complement the MiCA framework, already in force to supervise crypto providers’ activities. They reflect Brussels’ desire to curb illicit use of cryptocurrencies while strengthening sector oversight.

CASP還必須對超過1,000歐元的所有交易實施身份驗證程序。這些新規則補充了雲母框架，已經有效地監督加密提供商的活動。他們反映了布魯塞爾渴望遏制非法使用加密貨幣的願望，同時加強了部門的監督。

What consequences for the crypto ecosystem?

對加密生態系統的影響是什麼？

This regulatory toughening will force centralized crypto players to review their internal practices, while decentralized projects could find themselves marginalized on European soil. The debate on privacy protection versus financial transparency is reignited. Which side are you on?

這種法規訓練將迫使集中的加密參與者審查其內部實踐，而分散的項目可能會發現自己在歐洲土壤上被邊緣化。關於隱私保護與財務透明度的辯論被重新點燃。你在哪一側？

With the ban on anonymous cryptos, the EU sends a strong signal: the era of anonymity is coming to an end at the same time Europe stealthily advances towards a cashless society. While transparency is becoming the norm, this regulation could also slow decentralized innovation. A new era begins, balancing increased surveillance and questions about fundamental digital freedoms.

通過禁止匿名加密​​貨幣，歐盟發出了強烈的信號：匿名時代即將結束歐洲，歐洲偷偷地偷偷地向無現金社會前進。儘管透明度已成為常態，但該法規也可以減慢分散的創新。一個新時代開始，平衡了增加監視和有關基本數字自由的問題。