Don Junior 計劃透過 DeFi 接管銀行業世界

唐納德·川普的長子 Don Junior 似乎已經認識到去中心化金融（DeFi）是金融的未來

Decentralized Finance (DeFi) is surely the future of finance, much like internet news is the future of communication. Donald Trump’s eldest son, Don Junior, seems to have realized that.

去中心化金融（DeFi）無疑是金融的未來，就像網路新聞是通訊的未來一樣。唐納德·川普的長子小唐似乎已經意識到了這一點。

It’s hard to admit, but when it comes to crypto, the most intriguing news often comes from the murky corners. While Donald Trump himself is cozying up to the Bitcoin scene with plans for a strategic reserve, his eldest son, Donald Trump Jr, is enticing the crypto industry with vague but unbelievably fascinating ambitions.

這很難承認，但當涉及加密貨幣時，最有趣的消息往往來自陰暗的角落。雖然唐納德·川普本人正在透過戰略儲備計劃來討好比特幣，但他的長子小唐納德·川普卻以模糊但令人難以置信的迷人野心吸引著加密貨幣行業。

On August 8th, Don Junior, who has been leading the Trump Organization since his father’s presidency, held a sort of digital press conference. During this, he was asked about his crypto plans, specifically whether he would launch a memecoin like MAGA (TRUMP) or Restore the Republic (RTR). The anticipation was high because his younger brother, Eric Trump, had previously tweeted that he had „fallen in love with crypto/DeFi. Get ready for a big announcement“ – leading the audience to expect another shitcoin.

8 月 8 日，自父親擔任總統以來一直領導川普集團的小唐舉行了一場數位新聞發布會。在此期間，他被問及他的加密貨幣計劃，特別是他是否會推出像 MAGA (TRUMP) 或 Restore the Republic (RTR) 這樣的模因幣。人們的期待很高，因為他的弟弟埃里克·川普(Eric Trump)此前曾在推特上表示，他「愛上了加密/DeFi」。準備好重大公告」——引導觀眾期待另一種垃圾幣。

Don Junior responded:

唐朱尼爾 回覆:

No, we’re talking about a bigger kind of platform, not … – it’s completely different, it’s not a memecoin we’re talking about. We still need some time, but what we want to do is take over a large part of the banking world. I think there are a lot of inequalities, only certain people get financial services, only certain people can do these kinds of things. Decentralized Finance (DeFi) is obviously very attractive for people like me, who have been debanked. So that everyone is able to get insurance, get jobs … I think that’s a big thing we can talk about.

不，我們談論的是一種更大的平台，而不是……——它完全不同，我們談論的不是迷因幣。我們還需要一些時間，但我們想做的是接管銀行業的很大一部分。我認為存在著許多不平等，只有某些人獲得金融服務，只有某些人可以做這些事。去中心化金融（DeFi）對於像我這樣沒有銀行帳戶的人來說顯然非常有吸引力。讓每個人都能獲得保險、找到工作……我認為這是我們可以談論的一件大事。

Unfortunately, he did not say more. The statement is concrete enough to spark the imagination but so vague that one can only speculate wildly. If the next president – or his son – were to actually try to replace parts of the banking world with DeFi, it would be a huge, a gigantic thing.

可惜他沒有再說更多。這句話具體到足以激發人們的想像力，但又如此模糊，讓人只能胡思亂想。如果下一任總統——或者他的兒子——真的嘗試用 DeFi 取代部分銀行業，那將是一件非常非常巨大的事情。

„Decentralized Finance“ (DeFi), this broad term often disparaged as „voodoo tokenomics,“ encompasses numerous financial services, transactions, exchanges, loans, derivatives, and more. DeFi decentralizes and democratizes these services, removing barriers for some users and allowing others to share in the profits that banks typically scoop up, making everything transparent down to the last detail.

「去中心化金融」（DeFi）這個廣泛的術語經常被貶低為“巫術代幣經濟學”，涵蓋眾多金融服務、交易、交易所、貸款、衍生品等。 DeFi 讓這些服務去中心化和民主化，消除了一些用戶的障礙，並允許其他用戶分享銀行通常攫取的利潤，使一切都透明到最後的細節。

DeFi cannot replace many banking tasks, but when done right, it can make a significant part of them more efficient, cheaper, fairer, more accessible, safer, and more transparent. DeFi is governed by Decentralized Autonomous Organizations (DAOs), which represent the consistent evolution of traditional organizations and seem like a logical next step towards a better future, especially in finance and transnational corporations. As we’ve been saying for a long time, it would be a big disappointment if in a few decades, at least one organization hadn’t become a DAO. There is, for example, no plausible reason why organizations like WWF are not yet DAOs.

DeFi 無法取代許多銀行業務，但如果處理得當，它可以使其中很大一部分變得更有效率、更便宜、更公平、更容易獲得、更安全和更透明。 DeFi 由去中心化自治組織（DAO）管理，它代表了傳統組織的持續演變，似乎是邁向更美好未來的合乎邏輯的下一步，尤其是在金融和跨國公司領域。正如我們長期以來所說的那樣，如果幾十年後至少有一個組織沒有成為 DAO，那將是一個很大的失望。例如，沒有任何合理的理由可以解釋為什麼像 WWF 這樣的組織還不是 DAO。

That Don Junior, as president of the Trump Organization and son of a former and possibly future president, complains about inequality and claims to have been „debanked“ – punished by banks by withdrawing services – should be seen more as irony, perhaps even cynicism.

小唐，作為川普集團的總裁，也是前總統和未來總統的兒子，他抱怨不平等並聲稱自己被「去銀行化」——銀行透過取消服務來懲罰——應該更多地被視為諷刺，甚至可能是憤世嫉俗。

However, the specific DeFi plans of the Trumps remain vague. Likewise, who will be the next US president remains unclear. On Polymarket, the major prediction market, Biden had been far behind, and a second Trump presidency seemed inevitable. However, the nomination of Kamala Harris has changed the game. According to Polymarket, the Democrat now has slightly better odds at 52 percent, compared to Trump’s 45 percent.

然而，川普家族的具體 DeFi 計畫仍含糊其辭。同樣，誰將成為下一任美國總統仍不清楚。在主要預測市場Polymarket，拜登已經遠遠落後，川普連任總統似乎不可避免。然而，卡馬拉·哈里斯的提名改變了局面。根據 Polymarket 的數據，民主黨目前的勝算為 52%，略高於川普的 45%。

The situation looks similar for the relevant memecoins. MAGA, TRUMPCOIN, RTR – all have lost significant value over the past month. Whether they lost value because they are, Trump or not, meme or shitcoins that remain worthless even with a Trump victory, or because Donald Trump’s prospects dimmed, is up for debate.

相關模因幣的情況看起來類似。 MAGA、TRUMPCOIN、RTR——在過去一個月都大幅貶值。無論川普與否，迷因或垃圾幣之所以失去價值，是因為即使川普獲勝，它們仍然一文不值，還是因為唐納德·川普的前景黯淡，還有待爭論。

What is clear is that there has never been a campaign in world history where Bitcoin and crypto were so present. And for that, one can be thankful to Trump, whether one finds him awful or merely terrible.

顯而易見的是，世界歷史上從未有過一場比特幣和加密貨幣如此盛行的運動。為此，人們可以感謝川普，無論人們認為他很糟糕還是只是很糟糕。