Don Junior 计划通过 DeFi 接管银行业世界

唐纳德·特朗普的长子 Don Junior 似乎已经认识到去中心化金融（DeFi）是金融的未来

Decentralized Finance (DeFi) is surely the future of finance, much like internet news is the future of communication. Donald Trump’s eldest son, Don Junior, seems to have realized that.

去中心化金融（DeFi）无疑是金融的未来，就像互联网新闻是通信的未来一样。唐纳德·特朗普的长子小唐似乎已经意识到了这一点。

It’s hard to admit, but when it comes to crypto, the most intriguing news often comes from the murky corners. While Donald Trump himself is cozying up to the Bitcoin scene with plans for a strategic reserve, his eldest son, Donald Trump Jr, is enticing the crypto industry with vague but unbelievably fascinating ambitions.

这很难承认，但当谈到加密货币时，最有趣的消息往往来自阴暗的角落。虽然唐纳德·特朗普本人正在通过战略储备计划来讨好比特币，但他的长子小唐纳德·特朗普却以模糊但令人难以置信的迷人野心吸引着加密货币行业。

On August 8th, Don Junior, who has been leading the Trump Organization since his father’s presidency, held a sort of digital press conference. During this, he was asked about his crypto plans, specifically whether he would launch a memecoin like MAGA (TRUMP) or Restore the Republic (RTR). The anticipation was high because his younger brother, Eric Trump, had previously tweeted that he had „fallen in love with crypto/DeFi. Get ready for a big announcement“ – leading the audience to expect another shitcoin.

8 月 8 日，自父亲担任总统以来一直领导特朗普集团的小唐举行了一场数字新闻发布会。在此期间，他被问及他的加密货币计划，特别是他是否会推出像 MAGA (TRUMP) 或 Restore the Republic (RTR) 这样的模因币。人们的期待很高，因为他的弟弟埃里克·特朗普(Eric Trump)此前曾在推特上表示，他“爱上了加密/DeFi”。准备好重大公告”——引导观众期待另一种垃圾币。

Don Junior responded:

唐·朱尼尔 回复:

No, we’re talking about a bigger kind of platform, not … – it’s completely different, it’s not a memecoin we’re talking about. We still need some time, but what we want to do is take over a large part of the banking world. I think there are a lot of inequalities, only certain people get financial services, only certain people can do these kinds of things. Decentralized Finance (DeFi) is obviously very attractive for people like me, who have been debanked. So that everyone is able to get insurance, get jobs … I think that’s a big thing we can talk about.

不，我们谈论的是一种更大的平台，而不是……——它完全不同，我们谈论的不是模因币。我们还需要一些时间，但我们想做的是接管银行业的很大一部分。我认为存在很多不平等，只有某些人获得金融服务，只有某些人可以做这些事情。去中心化金融（DeFi）对于像我这样没有银行账户的人来说显然非常有吸引力。让每个人都能获得保险、找到工作……我认为这是我们可以谈论的一件大事。

Unfortunately, he did not say more. The statement is concrete enough to spark the imagination but so vague that one can only speculate wildly. If the next president – or his son – were to actually try to replace parts of the banking world with DeFi, it would be a huge, a gigantic thing.

可惜他没有再说更多。这句话具体到足以激发人们的想象力，但又如此模糊，让人只能胡思乱想。如果下一任总统——或者他的儿子——真的尝试用 DeFi 取代部分银行业，那将是一件非常非常巨大的事情。

„Decentralized Finance“ (DeFi), this broad term often disparaged as „voodoo tokenomics,“ encompasses numerous financial services, transactions, exchanges, loans, derivatives, and more. DeFi decentralizes and democratizes these services, removing barriers for some users and allowing others to share in the profits that banks typically scoop up, making everything transparent down to the last detail.

“去中心化金融”（DeFi）这个宽泛的术语经常被贬低为“巫术代币经济学”，涵盖众多金融服务、交易、交易所、贷款、衍生品等。 DeFi 使这些服务去中心化和民主化，消除了一些用户的障碍，并允许其他用户分享银行通常攫取的利润，使一切都透明到最后的细节。

DeFi cannot replace many banking tasks, but when done right, it can make a significant part of them more efficient, cheaper, fairer, more accessible, safer, and more transparent. DeFi is governed by Decentralized Autonomous Organizations (DAOs), which represent the consistent evolution of traditional organizations and seem like a logical next step towards a better future, especially in finance and transnational corporations. As we’ve been saying for a long time, it would be a big disappointment if in a few decades, at least one organization hadn’t become a DAO. There is, for example, no plausible reason why organizations like WWF are not yet DAOs.

DeFi 无法取代许多银行业务，但如果处理得当，它可以使其中很大一部分变得更高效、更便宜、更公平、更容易获得、更安全和更透明。 DeFi 由去中心化自治组织（DAO）管理，它代表了传统组织的持续演变，似乎是迈向更美好未来的合乎逻辑的下一步，尤其是在金融和跨国公司领域。正如我们长期以来所说的那样，如果几十年后至少有一个组织没有成为 DAO，那将是一个很大的失望。例如，没有任何合理的理由可以解释为什么像 WWF 这样的组织还不是 DAO。

That Don Junior, as president of the Trump Organization and son of a former and possibly future president, complains about inequality and claims to have been „debanked“ – punished by banks by withdrawing services – should be seen more as irony, perhaps even cynicism.

小唐，作为特朗普集团的总裁，也是前任总统和未来总统的儿子，他抱怨不平等并声称自己被“去银行化”——银行通过取消服务来惩罚——应该更多地被视为讽刺，甚至可能是愤世嫉俗。

However, the specific DeFi plans of the Trumps remain vague. Likewise, who will be the next US president remains unclear. On Polymarket, the major prediction market, Biden had been far behind, and a second Trump presidency seemed inevitable. However, the nomination of Kamala Harris has changed the game. According to Polymarket, the Democrat now has slightly better odds at 52 percent, compared to Trump’s 45 percent.

然而，特朗普家族的具体 DeFi 计划仍含糊其辞。同样，谁将成为下一任美国总统仍不清楚。在主要预测市场Polymarket，拜登已经远远落后，特朗普连任总统似乎不可避免。然而，卡马拉·哈里斯的提名改变了局面。根据 Polymarket 的数据，民主党目前的胜算为 52%，略高于特朗普的 45%。

The situation looks similar for the relevant memecoins. MAGA, TRUMPCOIN, RTR – all have lost significant value over the past month. Whether they lost value because they are, Trump or not, meme or shitcoins that remain worthless even with a Trump victory, or because Donald Trump’s prospects dimmed, is up for debate.

相关模因币的情况看起来类似。 MAGA、TRUMPCOIN、RTR——在过去一个月里都大幅贬值。无论特朗普与否，模因或垃圾币之所以失去价值，是因为即使特朗普获胜，它们仍然一文不值，还是因为唐纳德·特朗普的前景黯淡，还有待争论。

What is clear is that there has never been a campaign in world history where Bitcoin and crypto were so present. And for that, one can be thankful to Trump, whether one finds him awful or merely terrible.

显而易见的是，世界历史上从未有过一场比特币和加密货币如此盛行的运动。为此，人们可以感谢特朗普，无论人们认为他很糟糕还是仅仅很糟糕。